Trusted and Experienced Financial Advisor in Clayton, MO.
Financial Advisor in Clayton, MO. You earn your money through hard work, and you want to feel good about how it's it's being utilized for your future. Many individuals and families in Clayton, MO don't have the financial literacy to be confident they're making the best decisions with their money, while others just don't have the time or interest to stay up to date on market trends along with new laws and global events. That's when you need a dependable, veteran, and skilled financial advisor supporting you. A Correct Capital financial advisor in Clayton, MO will put your money to work in a way that benefits you. We use in-depth research and analytics along with our decades of wealth management experience to build bespoke financial plans for individuals, families, and businesses in Clayton, MO and beyond. Call us today at 314-930-401(k) or contact us online to discover how Correct Capital can help you.
A 2018 study by FINRA reported that 53 percent of American adults are nervous about their finances. A source of that anxiety is often simply not being sure they're making the right decisions with their money. Once our Clayton, MO financial advisor team gets to know you, your current financial situation and your financial aims, we'll create a road map to help you achieve them. As a fiduciary and an independent firm, your Correct Capital financial advisor is required to act in your best interest and we are not limited in the options we can suggest. Our financial advisors in Clayton, MO have certifications that can only be acquired through rigorous testing and by meeting stringent education requirements.
What Does a Financial Advisor in Clayton, MO Do?
A financial advisor will look over your current finances, determine ways to improve it, and help you meet your long-term financial goals. A lot of Clayton, MO residents commonly immediately think of investing when they think of wealth management services and financial advisors. While that is a key facet of any financial plan, a professional financial advisor will be able to provide you with holistic financial advice that takes into consideration the whole of your finances. The following are some of the services your Correct Capital financial advisor in Clayton, MO will use in order to help you accomplish your goals.
- Financial Planning
Our finances are involved in more or less everything we do, from making sure we're set up in retirement, to higher education, real estate deals, picking insurance policies, and putting food on the table each night. The best financial advisors in Clayton, MO offer holistic services and bespoke financial counseling by taking into consideration your entire financial situation.
- Tax Planning
Taxes are part of just about every financial transaction and transfer. The IRS itself says that over 70 percent of people in the United States pay too much in taxes every year. The United States tax code is notoriously labyrinthine, nevertheless it allows for perfectly legitimate ways to diminish the amount of taxes you pay. An experienced and trustworthy Clayton, MO financial advisor will be able to navigate your tax implications in any transaction in the interest of keeping more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the aggregation of your financial assets. Examples of assets are stocks, bonds, mutual funds, ETFs, anything easily converted to cash, or alternative assets such as real estate. A financial advisor in Clayton, MO will help allocate and diversify your assets in order to lessen risk in the interest of growing your wealth.
- Retirement Planning
Depending on where you currently are in life and where you want to be when you retire, your Clayton, MO financial advisor will help with tax implications, knowing the right age to retire, when to withdraw money and how much to withdraw. A financial advisor will help you put together a budget and plan for where your income will come from in retirement so you can spend your golden years exactly the way you want to.
- 401(k) Services
We offer 401(k) services to both individuals and families and Clayton, MO businesses and business owners. Having a 401(k) plan is a great way to keep your best employees and keep them productive and happy. Our retirement consultants represent more than $230 million in plan assets and thousands of plan participants across the United States. Our Clayton, MO financial advisor team offers broad 401(k) planning for companies as well as individualized benefits for their employees.
- 401(k) Rollover
When moving to a new job, it can be confusing to know the best way to manage the savings you already accumulated in your old Clayton, MO employer's 401(k) plan. You have several options, including keeping the money in the account it is currently in, moving it to a new 401(k), or putting the money in one of several IRA accounts. A financial advisor will know how to best proceed with managing your 401(k) funds.
- Generational Wealth Transfers
Your money came from your hard work, and it's normal to want to leave a legacy and leave something behind for the people you love the most. Wealth transfers are different than merely leaving property behind in estate planning. A financial advisor in Clayton, MO can best grow your wealth for not only your children but for generations to come, even ones you haven't met yet.
- Fiduciary Advising
Anyone can call themselves a "financial advisor," so it's crucial to choose one who has obtained accreditations and certifications from regulatory authorities such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and CERTIFIED FINANCIAL PLANNER™™ professionals, your Clayton, MO financial advisor at Correct Capital is bound by a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a Clayton, MO financial advisor at Correct Capital, we start by getting to know you personally and your aims. We will analyze your current income, assets, investments, debts, and expenses. After we've done that, we'll work in tandem with you to ascertain your preferred risk tolerance and how we can best help you grow your money. As an independent advisory firm, our only responsibility is to act in your best interest. There is no restrictions to the services, products, and investment opportunities our financial advisor team can recommend, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's Clayton, MO Financial Advisor Team Today
Your money and the decisions you make with it are personal. At Correct Capital, we understand that the relationship between a Clayton, MO individual, family, or business owner and their financial advisor depends on trust. We have dedicated our careers to helping our clients achieve their personal and financial goals, whether that be sending your children to college or finally getting to drive that convertible in your retirement years. Call our Clayton, MO financial advisor team today at 314-930-401(k) or contact us online to take the first step in feeling great about your money.