Trusted and Experienced Financial Advisor in Cottleville, MO.
Financial Advisor in Cottleville, MO. Your money is a product of your hard work, and you want to feel good about how it's it's being used for your future. Many individuals and families in Cottleville, MO don't have the financial literacy to be confident they're making the best decisions with their money, while others simply don't have the time or don't enjoy staying up to date on market trends along with new laws and what's going on around the globe. That's when you need a reliable, seasoned, and knowledgeable financial advisor supporting you. A Correct Capital financial advisor in Cottleville, MO will put your money to work in a way that benefits you. We use in-depth research and analytics along with our decades of financial advising experience to build custom financial plans for individuals, families, and businesses in Cottleville, MO and beyond. Call us today at 314-930-401(k) or contact us online to discover what Correct Capital can do for you.
A 2018 study by FINRA reported that 53 percent of American adults are nervous about their finances. A source of that anxiety is often simply not being sure they're putting their money in the right places. After our Cottleville, MO financial advisor team gets to know you, your current financial situation and your financial ambitions, we'll implement a road map to help you reach them. As a fiduciary and an independent firm, your Correct Capital financial advisor is legally and ethically compelled to act in your best interest and we are not limited in the options we can recommend. Our financial advisors in Cottleville, MO have certifications that can only be obtained through rigorous testing and by meeting strict education requirements.
What Does a Financial Advisor in Cottleville, MO Do?
A financial advisor will look over your current finances, ascertain ways to enhance it, and help you achieve your future financial goals. A lot of Cottleville, MO residents often immediately think of investing when they hear wealth management services and financial advisors. While that is a key facet of any financial plan, a professional financial advisor will be able to provide you with comprehensive financial advice that takes into consideration the entirety of your finances. Below are some of the services your Correct Capital financial advisor in Cottleville, MO will implement to help you realize your objectives.
- Financial Planning
Our finances are involved in pretty much everything we do, from retirement planning, to higher education, real estate deals, choosing insurance policies, and feeding our families. The best financial advisors in Cottleville, MO offer holistic services and tailored counsel by taking into account your entire financial situation.
- Tax Planning
Taxes are part of more or less every financial transaction and transfer. According to the IRS's own data, over 70 percent of taxpayers overpay in taxes every year. The United States tax code is notoriously complex, yet it contains perfectly legal ways to decrease the amount of taxes you pay. An experienced and trustworthy Cottleville, MO financial advisor will be able to navigate your tax implications in any transaction in the interest of keeping more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the aggregation of your financial assets. Examples of assets are stocks, bonds, mutual funds, ETFs, cash equivalents, or alternative assets such as cryptocurrencies. A financial advisor in Cottleville, MO will help allocate and diversify your assets in order to lessen risk and best position your money for growth.
- Retirement Planning
Depending on where you are in life and where you want to be when you retire, your Cottleville, MO financial advisor will help with tax implications, thinking about the perfect age to retire, when to withdraw money and how much to take out. A financial advisor will help you formulate a budget and plan for where your income will come from in retirement so you can spend your latter years exactly the way you want to.
- 401(k) Services
We provide 401(k) services to both Cottleville, MO residents and Cottleville, MO businesses and business owners. Implementing a 401(k) plan is a wonderful way to keep your best employees and keep them productive and happy. Our retirement consultants represent more than $230 million in plan assets and thousands of plan participants nationwide. Our Cottleville, MO financial advisor team offers broad 401(k) planning for businesses as well as individualized benefits for their employees.
- 401(k) Rollover
When moving to a new job, it can be confusing to know what to do with the money you've already saved in a previous Cottleville, MO employer's 401(k) plan. You have several options, such as keeping the money in the account it is currently in, putting it in a new 401(k), or moving the money to one of several IRA accounts. A financial advisor will know how to best proceed with managing your 401(k) funds.
- Generational Wealth Transfers
You work hard for your money, and it's normal to want to leave a legacy and leave something behind for the people you care about the most. Wealth transfers are different than just leaving items behind in estate planning. A financial advisor in Cottleville, MO can best allocate your funds for not just your children but for generations to come, even the people you haven't met yet.
- Fiduciary Advising
Anyone can call themselves a "financial advisor," so it's crucial to pick one who has received accreditations and certifications from regulatory authorities such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and CERTIFIED FINANCIAL PLANNER™™ professionals, your Cottleville, MO financial advisor at Correct Capital is bound by a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a Cottleville, MO financial advisor at Correct Capital, we start by getting to know you personally and your objectives. We will evaluate your current income, assets, investments, debts, and expenses. Then we've accomplished that, we'll work with you to ascertain your preferred risk tolerance and how we can best help you meet your goals. As an independent advisory firm, our only priority is to act in your best interest. There is no restrictions to the services, products, and investment opportunities our financial advisor team can suggest, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's Cottleville, MO Financial Advisor Team Today
Your money and the decisions you make with it are personal. At Correct Capital, we believe the relationship between a Cottleville, MO individual, family, or business owner and their financial advisor hinges on on trust. We have dedicated our lives to helping our clients reach their personal and financial objectives, whether that be setting up a 401(k) plan or finally getting to drive that dream car in your golden years. Call our Cottleville, MO financial advisor team today at 314-930-401(k) or contact us online to take the first step in growing your wealth the way you want to.
