Trusted and Experienced Financial Advisor in Lemay, MO.
Financial Advisor in Lemay, MO. Your money is a product of your hard work, and you want to feel secure about how it's it's being utilized for your future. Many Lemay, MO residents don't have the financial literacy to be sure they're putting their money to good use, while others just don't have the time or don't enjoy staying up to date on market trends along with new rules and global events. That's when you need a trustworthy, accomplished, and adept financial advisor to be your advocate. A Correct Capital financial advisor in Lemay, MO will make your money work in a way that benefits you. We use in-depth research and analytics along with our decades of financial planning experience to build custom financial plans for individuals, families, and companies in Lemay, MO and beyond. Call us today at 314-930-401(k) or contact us online to learn how Correct Capital can help you.
A 2018 study by FINRA revealed that 53 percent of American adults are anxious about their finances. A source of that anxiety is commonly simply not being sure they're putting their money in the right places. After our Lemay, MO financial advisor team gets to know you, your finances and your financial objectives, we'll design a road map to help you realize them. As a fiduciary and an independent firm, your Correct Capital financial advisor is obligated to act in your best interest and we are not limited in the plans we can put forward. Our financial advisors in Lemay, MO have certifications that can only be awarded through rigorous testing and by meeting strict education requirements.
What Does a Financial Advisor in Lemay, MO Do?
A financial advisor will evaluate your extant finances, identify ways to improve it, and help you meet your long-term financial goals. A lot of Lemay, MO residents often immediately think of investing when they hear wealth management services and financial advisors. While that is a core part of any financial plan, a qualified financial advisor will be able to give you comprehensive financial advice that gives consideration to the whole of your finances. The following are some of the services your Correct Capital financial advisor in Lemay, MO will use to help you realize your objectives.
- Financial Planning
Our money is part of almost everything we do, from retirement planning, to higher and continuing education, real estate transactions, choosing insurance policies, and feeding our families. The best financial advisors in Lemay, MO offer comprehensive services and personalized financial counseling by taking into account your entire financial situation.
- Tax Planning
Taxes are involved in nearly every financial transaction and transfer. The IRS itself says that the vast majority of people in the United States pay too much in taxes each year. The United States tax code is notoriously complicated, however it contains perfectly legal ways to reduce your tax liability. A qualified and trustworthy Lemay, MO financial advisor will be able to navigate your tax implications in any transaction in the interest of keeping more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the collection of your financial assets. Common assets include stocks, bonds, mutual funds, ETFs, cash equivalents, or alternative assets such as cryptocurrencies. A financial advisor in Lemay, MO will help allocate and diversify your assets in order to mitigate risk and best position your money for growth.
- Retirement Planning
Depending on where you are in life and where you want to be when you retire, your Lemay, MO financial advisor will help with tax implications, knowing the right age to retire, when to withdraw money and how much to take out. A financial advisor will help you put together a budget and plan for where your income will come from in retirement so you can spend your latter years exactly the way you want to.
- 401(k) Services
We offer 401(k) services to both individuals and families and Lemay, MO businesses and business owners. Having a 401(k) plan is a great way to retain your best employees and keep them productive and happy. Our retirement consultants represent over $230 million in plan assets and thousands of plan participants across the United States. Our Lemay, MO financial advisor team offers all-encompassing 401(k) planning for businesses as well as individualized benefits for their employees.
- 401(k) Rollover
When changing to a new job, it can be confusing to know what to do with the money you've already saved in a previous Lemay, MO employer's 401(k) plan. You have a few options, including keeping the money in your current plan, moving it to a new 401(k), or putting the money in one of a variety of IRA accounts. A financial advisor will know how to best approach managing your 401(k) funds.
- Generational Wealth Transfers
You work hard for your money, and it's reasonable to want to leave a legacy and leave some wealth behind for the ones you care about the most. Wealth transfers are not the same as merely leaving items behind in estate planning. A financial advisor in Lemay, MO can best position your money for not just your children but for generations to come, even ones you haven't met yet.
- Fiduciary Advising
Anyone can give themselves the title of "financial advisor," so it's crucial to choose one who has obtained accreditations and certifications from regulatory authorities such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and as a Certified Financial Planner™, your Lemay, MO financial advisor at Correct Capital is bound by a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a Lemay, MO financial advisor at Correct Capital, we start by getting to know you personally and your objectives. We will assess your current income, assets, investments, debts, and expenses. Then we've done that, we'll work with you to establish your preferred risk tolerance and how we can best help you grow your money. As an independent advisory firm, our only responsibility is to act in your best interest. There is no limitation to the services, products, and investment opportunities our financial advisor team can put forward, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's Lemay, MO Financial Advisor Team Today
Your money and the decisions you make with it are personal. At Correct Capital, we believe the relationship between a Lemay, MO individual, family, or business owner and their financial advisor hinges on on trust. We have dedicated our lives to helping our clients accomplish their personal and financial goals, whether that be sending your children to college or finally getting to buy that convertible in your retirement years. Call our Lemay, MO financial advisor team today at 314-930-401(k) or contact us online to take the first step in growing your wealth the way you want to.