Trusted and Experienced Financial Advisor in St. Charles County, MO.
Financial Advisor in St. Charles County, MO. You earn your money through hard work, and you want to feel secure about how it's it's being used for your future. Many individuals and families in St. Charles County, MO don't have the financial literacy to be confident they're putting their money to good use, while others simply don't have the time or interest to stay up to date on market trends along with new rules and global events. That's when you need a reliable, seasoned, and knowledgeable financial advisor on your side. A Correct Capital financial advisor in St. Charles County, MO will put your money to work for you. We utilize in-depth research and analytics along with our decades of wealth management experience to design personalized financial solutions for individuals, families, and businesses in St. Charles County, MO and beyond. Call us today at 877-930-4015 or contact us online to learn how Correct Capital can help you.
A 2018 study by FINRA reported that 53 percent of American adults are nervous about their finances. The cause of that anxiety is often just not being sure they're managing their money correctly. Once our St. Charles County, MO financial advisor team gets to know you, your finances and your financial goals, we'll design a road map to help you achieve them. As a fiduciary and an independent firm, every Correct Capital financial advisor is legally and ethically required to act in your best interest and we are not limited in the plans we can endorse. Our financial advisors in St. Charles County, MO have certifications that can only be gained through rigorous testing and by meeting stringent education requirements.
What Does a Financial Advisor in St. Charles County, MO Do?
A financial advisor will asses your extant finances, determine means to improve it, and help you meet your long-term financial goals. Many St. Charles County, MO residents often immediately think of investing when they consider wealth management services and financial advisors. While that is a essential element of any financial plan, an experienced financial advisor will be able to provide you with overarching financial advice that takes into consideration the whole of your finances. Below are some of the services your Correct Capital financial advisor in St. Charles County, MO will implement in order to help you realize your goals.
- Financial Planning
Our finances are involved in just about anything we do, from making sure we're set up in retirement, to education, real estate purchases and sales, picking insurance policies, and feeding our families. The best financial advisors in St. Charles County, MO offer comprehensive services and customized financial counseling by taking into account your entire financial situation.
- Tax Planning
Taxes are part of more or less every financial transaction and transfer. The IRS itself says that over 70 percent of taxpayers overpay in taxes each year. The United States tax code is notoriously complex, but it allows for perfectly legal ways to lessen the amount of taxes you pay. A qualified and trustworthy St. Charles County, MO financial advisor will be able to maneuver your tax implications in any transaction in order to keep more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the collection of your financial assets. They can include stocks, bonds, mutual funds, exchange-traded funds, cash equivalents, or alternative assets such as cryptocurrencies. A financial advisor in St. Charles County, MO will help allocate and diversify your assets in order to reduce risk in the interest of growing your wealth.
- Retirement Planning
Depending on where you presently are in life and your desired lifestyle when you retire, your St. Charles County, MO financial advisor will help with tax implications, knowing the perfect age to retire, when to take money out and how much to withdraw. A financial advisor will help you put together a budget and plan what your source of income will be in retirement so you can spend your golden years exactly the way you want to.
- 401(k) Services
We offer 401(k) services to St. Charles County, MO residents as well as St. Charles County, MO businesses and business owners. Enacting a 401(k) plan is a wonderful way to retain your best employees and keep them productive and happy. Our retirement consultants represent more than $230 million in plan assets and thousands of plan participants across the United States. Our St. Charles County, MO financial advisor team offers all-encompassing 401(k) planning for businesses as well as personal benefits for their employees.
- 401(k) Rollover
When going to a new job, it can be confusing to know what to do with the money you've already saved in a previous St. Charles County, MO employer's 401(k) plan. You have several options, including keeping the money in your current plan, putting it in a new 401(k), or putting the money in one of a variety of IRA accounts. A financial advisor will know how to best proceed with managing your 401(k) funds.
- Generational Wealth Transfers
Your money came from your hard work, and it's reasonable to want to leave a legacy and leave some wealth behind for the people you love the most. Wealth transfers are not the same as simply leaving gifts behind in estate planning. A financial advisor in St. Charles County, MO can best allocate your wealth for not only your children but for generations to come, even ones you haven't met yet.
- Fiduciary Advising
Anyone can call themselves a "financial advisor," so it's important to pick one who has earned accreditations and certifications from regulatory bodies such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and CERTIFIED FINANCIAL PLANNER™™ professionals, your St. Charles County, MO financial advisor at Correct Capital is bound by a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a St. Charles County, MO financial advisor at Correct Capital, we begin by getting to know you and your aims. We will assess your current income, assets, investments, debts, and expenses. Then we've accomplished that, we'll work with you to determine your preferred risk tolerance and how we can best help you meet your goals. As an independent advisory firm, our only job is to act in your best interest. There is no limitation to the services, products, and investment opportunities our financial advisor team can suggest, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's St. Charles County, MO Financial Advisor Team Today
Your money and the choice you make with it are personal. At Correct Capital, we understand that the relationship between a St. Charles County, MO individual, family, or business owner and their financial advisor is based on trust. We have dedicated our lives to helping our clients accomplish their personal and financial objectives, whether that be setting up a 401(k) plan or finally getting to purchase that dream car in your golden years. Call our St. Charles County, MO financial advisor team today at 877-930-4015 or contact us online to take the first step in achieving your dreams.
