Trusted and Experienced Financial Advisor in St. Louis Hills, MO.
Financial Advisor in St. Louis Hills, MO. Your money is a product of your hard work, and you want to feel confident about how it's it's being utilized for your future. Many St. Louis Hills, MO residents don't have the financial literacy to be confident they're making the best decisions with their money, while others simply don't have the time or don't enjoy staying up to date on market trends along with new rules and global events. That's when you need a trustworthy, accomplished, and knowledgeable financial advisor to be your advocate. A Correct Capital financial advisor in St. Louis Hills, MO will put your money to work in a way that benefits you. We use in-depth research and analytics along with our decades of financial planning experience to build personalized financial solutions for individuals, families, and businesses in St. Louis Hills, MO and beyond. Call us today at 877-930-4015 or contact us online to learn what Correct Capital can do for you.
A 2018 study by FINRA reported that 53 percent of American adults are worried about their finances. The root of that apprehensiveness is frequently simply not being sure they're making the right decisions with their money. Once our St. Louis Hills, MO financial advisor team gets to know you, your finances and your financial aims, we'll build a road map to help you reach them. As a fiduciary and an independent firm, every Correct Capital financial advisor is obligated to act in your best interest and we are not limited in the options we can recommend. Our financial advisors in St. Louis Hills, MO have certifications that can only be gained through rigorous testing and by meeting stringent education requirements.
What Does a Financial Advisor in St. Louis Hills, MO Do?
A financial advisor will asses your current finances, identify methods to improve it, and help you accomplish your long-term financial goals. Many St. Louis Hills, MO residents frequently immediately think of investing when they think of wealth management services and financial advisors. While that is a principal part of any financial plan, an experienced financial advisor will be able to offer you comprehensive financial advice that considers the entirety of your finances. The following are some of the services your Correct Capital financial advisor in St. Louis Hills, MO will use in order to help you achieve your goals.
- Financial Planning
Our finances are part of practically anything we do, from retirement planning, to education, real estate purchases and sales, choosing insurance policies, and putting food on the table each night. The best financial advisors in St. Louis Hills, MO offer overarching services and tailored guidance by considering your entire financial situation.
- Tax Planning
Taxes are involved in more or less every financial transaction and transfer. According to the IRS's own data, almost three quarters of people in the United States pay too much in taxes every year. The United States tax code is infamously complex, but it allows for perfectly legal ways to lower the amount of taxes you pay. An experienced and trustworthy St. Louis Hills, MO financial advisor will be able to maneuver your tax implications in any transaction in order to keep more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the collection of your financial assets. Common assets include stocks, bonds, mutual funds, exchange-traded funds, cash equivalents, or alternative assets such as real estate. A financial advisor in St. Louis Hills, MO will help allocate and diversify your assets in order to reduce risk in the interest of growing your wealth.
- Retirement Planning
Depending on where you are in life and your desired lifestyle when you retire, your St. Louis Hills, MO financial advisor will help with tax implications, thinking about the best age to retire, when to take money out and how much to take out. A financial advisor will help you put together a budget and plan what your source of income will be in retirement so you can spend your golden years exactly the way you want to.
- 401(k) Services
We provide 401(k) services to both individuals and families and St. Louis Hills, MO businesses and business owners. Having a 401(k) plan is a wonderful way to retain your best employees and keep them productive and happy. Our retirement consultants represent over $230 million in plan assets and thousands of plan participants across the United States. Our St. Louis Hills, MO financial advisor team offers all-encompassing 401(k) planning for businesses as well as personal benefits for their employees.
- 401(k) Rollover
When going to a new job, it can be confusing to know the best way to manage the savings you already have in your old St. Louis Hills, MO employer's 401(k) plan. You have a few options, such as keeping the money in the account it is currently in, putting it in a new 401(k), or putting the money in one of a variety of IRA accounts. A financial advisor will know how to best approach managing your 401(k) funds.
- Generational Wealth Transfers
Your money came from your hard work, and it's reasonable to want to leave a legacy and leave some wealth behind for the ones you care about the most. Wealth transfers are different than merely leaving possessions behind in estate planning. A financial advisor in St. Louis Hills, MO can best position your funds for not just your children but for future generations, even the people you haven't met yet.
- Fiduciary Advising
Anyone can call themselves a "financial advisor," so it's important to choose one who has received accreditations and certifications from regulatory authorities such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and CERTIFIED FINANCIAL PLANNER™™ professionals, your St. Louis Hills, MO financial advisor at Correct Capital is bound by a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a St. Louis Hills, MO financial advisor at Correct Capital, we begin by getting to know you personally and your goals. We will assess your current income, assets, investments, debts, and expenses. After we've completed that, we'll work with you to ascertain your preferred risk tolerance and how we can best help you realize your goals. As an independent advisory firm, our only obligation is to act in your best interest. There is no limitation to the services, products, and investment opportunities our financial advisor team can recommend, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's St. Louis Hills, MO Financial Advisor Team Today
Your money and the choice you make with it are personal. At Correct Capital, we understand that the relationship between a St. Louis Hills, MO individual, family, or business owner and their financial advisor hinges on on trust. We have dedicated our lives to helping our clients reach their personal and financial objectives, whether that be sending your children to college or finally getting to buy that convertible in your golden years. Call our St. Louis Hills, MO financial advisor team today at 877-930-4015 or contact us online to take the first step in feeling great about your money.
