Trusted and Experienced Financial Advisor in St. Peters, MO.
Financial Advisor in St. Peters, MO. Your money is a product of your hard work, and you want to feel good about how it's it's being used for your future. Many individuals and families in St. Peters, MO don't have the financial literacy to be comfortable they're making the best decisions with their money, while others merely don't have the time or don't enjoy staying up to date on market trends along with new laws and what's going on around the globe. That's when you need a dependable, accomplished, and knowledgeable financial advisor supporting you. A Correct Capital financial advisor in St. Peters, MO will put your money to work for you. We use in-depth research and analytics along with our decades of financial advising experience to design tailored financial plans for individuals, families, and businesses in St. Peters, MO and beyond. Call us today at 314-930-401(k) or contact us online to learn how Correct Capital can help you.
A 2018 study by FINRA reported that 53 percent of American adults are nervous about their finances. A source of that concern is often just not being sure they're managing their money correctly. After our St. Peters, MO financial advisor team gets to know you, your current financial situation and your financial ambitions, we'll implement a road map to help you reach them. As a fiduciary and an independent firm, your Correct Capital financial advisor is legally and ethically bound to act in your best interest and we are not limited in the solutions we can offer you. Our financial advisors in St. Peters, MO have certifications that can only be obtained through exhaustive testing and by meeting strict education requirements.
What Does a Financial Advisor in St. Peters, MO Do?
A financial advisor will analyze your extant finances, identify means to enhance it, and help you realize your future financial goals. Many St. Peters, MO residents typically immediately think of investing when they think of wealth management services and financial advisors. While that is a essential component of any financial plan, a professional financial advisor will be able to offer you holistic financial advice that takes into consideration the whole of your finances. Below are some of the services your Correct Capital financial advisor in St. Peters, MO will utilize to help you reach your goals.
- Financial Planning
Our finances are part of nearly everything we do, from ensuring we're set up in retirement, to higher and continuing education, real estate purchases and sales, picking insurance policies, and providing for ourselves and our families. The best financial advisors in St. Peters, MO offer comprehensive services and customized counsel by considering your entire financial situation.
- Tax Planning
Taxes are involved in essentially every financial transaction and transfer. According to the IRS's own data, the vast majority of Americans overpay in taxes each year. The United States tax code is notoriously complicated, however it allows for perfectly valid ways to lessen the amount of taxes you pay. A professional and trustworthy St. Peters, MO financial advisor will be able to navigate your tax implications in any transaction in order to keep more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the aggregation of your financial assets. Common assets include stocks, bonds, mutual funds, exchange-traded funds, cash equivalents, or alternative assets such as cryptocurrencies. A financial advisor in St. Peters, MO will help allocate and diversify your assets in order to lessen risk and best position your money for growth.
- Retirement Planning
Depending on where you are in life and where you want to be when you retire, your St. Peters, MO financial advisor will help with tax implications, thinking about the right age to retire, when to withdraw money and how much to take out. A financial advisor will help you put together a budget and plan for where your income will come from in retirement so you can spend your golden years exactly the way you want to.
- 401(k) Services
We provide 401(k) services to individuals and families as well as St. Peters, MO businesses and business owners. Implementing a 401(k) plan is a wonderful way to keep your best employees and keep them productive and happy. Our retirement consultants represent over $230 million in plan assets and thousands of plan participants across the nation. Our St. Peters, MO financial advisor team offers all-encompassing 401(k) planning for businesses as well as individualized benefits for their employees.
- 401(k) Rollover
When moving to a new job, it can be hard to know what to do with the money you've already saved in your old St. Peters, MO employer's 401(k) plan. You have several options, including keeping the money in your current plan, moving it to a new 401(k), or moving the money to one of a variety of IRA accounts. A financial advisor will know how to best approach managing your 401(k) funds.
- Generational Wealth Transfers
You work hard for your money, and it's understandable to want to leave a legacy and leave something behind for the people you care about the most. Wealth transfers are not the same as just leaving items behind in estate planning. A financial advisor in St. Peters, MO can best grow your money for not just your children but for generations to come, even ones you haven't met yet.
- Fiduciary Advising
Anyone can call themselves a "financial advisor," so it's important to choose one who has accreditations and certifications from regulatory bodies such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and as a Certified Financial Planner™, your St. Peters, MO financial advisor at Correct Capital is bound by a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a St. Peters, MO financial advisor at Correct Capital, we start by getting to know you personally and your aims. We will analyze your current income, assets, investments, debts, and expenses. Then we've accomplished that, we'll work in tandem with you to determine your preferred risk tolerance and how we can best help you accomplish your goals. As an independent advisory firm, our only job is to act in your best interest. There is no restrictions to the services, products, and investment opportunities our financial advisor team can suggest, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's St. Peters, MO Financial Advisor Team Today
Your money and the choice you make with it are personal. At Correct Capital, we know the relationship between a St. Peters, MO individual, family, or business owner and their financial advisor depends on trust. We have dedicated our lives to helping our clients meet their personal and financial goals, whether that be setting up a 401(k) plan or finally getting to buy that dream car in your retirement years. Call our St. Peters, MO financial advisor team today at 314-930-401(k) or contact us online to take the first step in feeling great about your money.