Trusted and Experienced Financial Advisor in St. Peters, MO.
Financial Advisor in St. Peters, MO. You earn your money through hard work, and you want to feel good about how it's growing and how it's being used. Many individuals and families in St. Peters, MO don't have the financial literacy to be confident they're making the best decisions with their money, while others merely don't have the time or don't enjoy staying up to date on market trends along with new regulations and global events. That's when you need a dependable, accomplished, and adept financial advisor in your corner. A Correct Capital financial advisor in St. Peters, MO will make your money work for you. We use in-depth research and analytics along with our decades of financial planning experience to implement tailored financial plans for individuals, families, and companies in St. Peters, MO and beyond. Call us today at 877-930-4015 or contact us online to discover what Correct Capital can do for you.
A 2018 study by FINRA found that 53 percent of American adults are nervous about their finances. A source of that apprehensiveness is commonly simply not being sure they're putting their money in the right places. After our St. Peters, MO financial advisor team gets to know you, your current financial situation and your financial ambitions, we'll create a road map to help you reach them. As a fiduciary and an independent firm, your Correct Capital financial advisor is obligated to act in your best interest and we are not limited in the options we can endorse. Our financial advisors in St. Peters, MO have certifications that can only be gained through rigorous testing and by meeting strict education requirements.
What Does a Financial Advisor in St. Peters, MO Do?
A financial advisor will evaluate your extant financial situation, pinpoint means to enhance it, and help you accomplish your long-term financial goals. Many St. Peters, MO residents often immediately think of investing when they think of wealth management services and financial advisors. While that is a essential feature of any financial plan, a professional financial advisor will be able to offer you comprehensive financial advice that considers the whole of your finances. Below are some of the services your Correct Capital financial advisor in St. Peters, MO will utilize in order to help you reach your goals.
- Financial Planning
Our money is part of practically everything we do, from ensuring we're set up in retirement, to higher education, real estate transactions, picking insurance policies, and feeding our families. The best financial advisors in St. Peters, MO offer overarching services and customized financial counseling by taking into account your entire financial situation.
- Tax Planning
Taxes are part of almost every financial transaction and transfer. According to the IRS's own data, over 70 percent of people who pay taxes in the United States pay too much in taxes each year. The United States tax code is notoriously complicated, nevertheless it allows for perfectly legal ways to reduce the amount of taxes you pay. An accomplished and trustworthy St. Peters, MO financial advisor will be able to maneuver your tax implications in any transaction in the interest of keeping more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the collection of your financial assets. Examples of assets are stocks, bonds, mutual funds, exchange-traded funds, anything easily converted to cash, or alternative assets such as real estate. A financial advisor in St. Peters, MO will help allocate and diversify your assets in order to alleviate risk in the interest of growing your wealth.
- Retirement Planning
Depending on where you currently are in life and where you want to be when you retire, your St. Peters, MO financial advisor will help with tax implications, considering the right age to retire, when to take money out and how much to take out. A financial advisor will help you put together a budget and plan what your source of income will be in retirement so you can spend your golden years exactly the way you want to.
- 401(k) Services
We provide 401(k) services to St. Peters, MO residents as well as St. Peters, MO businesses and business owners. Enacting a 401(k) plan is a wonderful way to retain your best employees and keep them productive and happy. Our retirement consultants represent more than $230 million in plan assets and thousands of plan participants nationwide. Our St. Peters, MO financial advisor team offers all-encompassing 401(k) planning for companies as well as personal benefits for their employees.
- 401(k) Rollover
When going to a new job, it can be difficult to know the best way to manage the savings you already accumulated in a previous St. Peters, MO employer's 401(k) plan. You have a few options, including keeping the money in the account it is currently in, putting it in a new 401(k), or putting the money in one of a variety of IRA accounts. A financial advisor will know how to best go about managing your 401(k) funds.
- Generational Wealth Transfers
Your money came from your hard work, and it's understandable to want to leave a legacy and leave something behind for the people you love the most. Wealth transfers are different than just leaving possessions behind in estate planning. A financial advisor in St. Peters, MO can best position your money for not only your children but for future generations, even ones you haven't met yet.
- Fiduciary Advising
Anyone can give themselves the title of "financial advisor," so it's essential to choose one who has obtained accreditations and certifications from regulatory authorities such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and CERTIFIED FINANCIAL PLANNER™™ professionals, your St. Peters, MO financial advisor at Correct Capital is bound by a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a St. Peters, MO financial advisor at Correct Capital, we begin by getting to know you and your goals. We will analyze your current income, assets, investments, debts, and expenses. Next we've accomplished that, we'll work in concert with you to establish your preferred risk tolerance and how we can best help you meet your goals. As an independent advisory firm, our only commitment is to act in your best interest. There is no restrictions to the services, products, and investment opportunities our financial advisor team can propose, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's St. Peters, MO Financial Advisor Team Today
Your money and the choice you make with it are personal. At Correct Capital, we know the relationship between a St. Peters, MO individual, family, or business owner and their financial advisor depends on trust. We have dedicated our lives to helping our clients realize their personal and financial goals, whether that be setting up a 401(k) plan or finally getting to buy that convertible in your golden years. Call our St. Peters, MO financial advisor team today at 877-930-4015 or contact us online to take the first step in feeling great about your money.
