Financial Portfolio Management Clayton, MO. It can be complex and tiring to control a wide variety of investments while also monitoring market fluctuations. Your experienced Clayton, MO financial professionals at Correct Capital know how to oversee all of your investments. As a Registered Investment Advisor (RIA), we have access to a wealth of research and investment solutions to ensure your investments is growing as it should. Call us today at 877-930-4015 or contact us online to create your ideal portfolio and safeguard you and your family’s future.
As the ultimate goal of financial portfolio management is to grow your wealth, you need fiduciary mindset Clayton, MO financial portfolio management advisors you can trust. As we are independent and privately owned, we steer clear of conflicts of interest and are legally required to offer you advice and manage your portfolio in a manner that’s the best thing for for you and only you. We have worked side by side with hundreds of Clayton, MO area residents and families to produce custom-tailored financial solutions and help grow their money, regardless of what their needs or goals may be.
What is Financial Portfolio Management?
A financial portfolio is the collection of your financial assets. A talented Clayton, MO financial consultant can provide portfolio management to better meet your goals. There are many investment opportunities to consider:
- Stocks, or equities, are the shares you own of publicly traded companies. Some stocks will rise in value over time in hopes you can sell them for more than you bought them for. Some corporations also pay out a part of their profits to their investors as dividends.
- Bonds could be either corporate or governmental, and are basically a loan an investor makes to a borrower. They are typically given as a way for the borrower to finance projects or operations. As the investor, you make a profit when the interest on the loan is paid back to you.
- Cash and cash equivalents are either the money you already have in your account, or any asset that is easily converted into cash such as treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
- Mutual Funds are an investment strategy that accumulates money from multiple investors and invests it in a variety of securities, such as stocks, bonds, or other assets. They allow individual investors to diversify their assets, typically have relatively low initial investment requirements, and can be bought in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are purchased and sold at their closing price at the end of the day.
- Exchange Traded Funds (ETFs) are similar to mutual funds in that investments are pooled and they can help create a very diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They give investors access to a particular part of the market while providing diversification across the sector. ETFs are bought and sold throughout the day as their prices fluctuate.
- Alternative assets are any assets not listed above. Stocks, bonds, and cash are usually considered the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.
Financial portfolio management is the process of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The trusted Clayton, MO financial portfolio professionals at Correct Capital will help you understand how to position each type of asset to meet your individual needs. As our Clayton, MO clients entrust us with their future, we endeavor to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.
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Correct Capital Wealth Management's office is physically located in St. Louis, MO, but we serve clients throughout the United States in both personal financial planning and corporate retirement plans.
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Correct Capital’s Portfolio Management Strategy
Contingent upon your specific needs, our Correct Capital Clayton, MO financial consultants will help you pick the best methods of investment for you. We actively manage your investments to make certain your portfolio stays aligned with your financial goals.
Active Financial Portfolio Management
This investment approach most often necessitates daily decisions and transactions. While it is sometimes thought of as high-risk, our Clayton, MO financial advisors have the knowledge to actively manage your account without endangering your preferred level of risk. The goal here is to outperform the market and to get you the best possible return on your investments. The success of this strategy depends on up-to-date, in-depth research and analysis and savvy financial advisors and portfolio managers. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We track market trends, shifts in the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.
With our knowledge and personalized guidance, our team of financial advisors will adapt with changes in the market to create a financial portfolio management plan tailor-made specifically for you and your Clayton, MO family.
Passive Financial Portfolio Management
This is often referred to as a ”set-at-and-forget-it” approach, and it endeavors to match the performance of a particular market index with the idea being that your money grows slowly over time, trading off a potentially higher return with more certainty.
While some Clayton, MO investors would rather have a passive investment strategy, we consider ourselves active portfolio managers. The Clayton, MO investment professionals at Correct Capital have the experience and knowledge to actively manage your money in order to optimize your money in the interest of keeping your wealth growing.
Key Concepts in Financial Portfolio Management
Risk Tolerance
The Clayton, MO financial advisors at Correct Capital know that every Clayton, MO client is different, and as such will have varying degrees of aversion to or tolerance for risk. Every investment carries some level of risk, but depending on your risk tolerance you may necessitate a more active or a more passive financial portfolio management strategy. Clayton, MO residents with a lower risk aversion will be more willing to see fluctuations in their portfolio in the market, while clients with a higher risk aversion will want to see gains that may be lower, but will be steadier and more consistent. Our Clayton, MO team of financial advisors will give you independent, objective, and unbiased advice to help you find the best risk tolerance for your portfolio.
Asset Allocation
Asset allocation is the determination of how to position your wealth for long-term growth. A healthy blend of asset allocation will help your portfolio match your risk tolerance, protect against loss, and maximize tax benefits. Optimal asset allocation can be complicated and confusing, even for knowledgeable Clayton, MO investors. Correct Capital’s team of Clayton, MO financial advisors has the data, analysis capabilities, and knowledge to allocate your money in a way that stimulates growth and mitigates risk.
Diversification
The only given in the investment world is that there is no 100% accurate, perfect way to predict winning and losing stocks. Your Clayton, MO financial portfolio management team at Correct Capital will help strategize how to meet your goals with the understanding that diversification is an important part of financial portfolio management. Having more types of assets and distributing your assets to various investments can help manage risk.
Rebalancing
Sometimes fluctuations in the market lead a client’s preferred target allocation to change. You may have started with a 70/30 high-risk to low-risk ratio, however changes in the market moved it to an 80/20 ratio. Our Clayton, MO financial portfolio management consultants will rebalance your portfolio to keep it in line with your risk tolerance and inspire strong long-term results.
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Why You Should Hire Correct Capital as Your Clayton, MO Financial Portfolio Management Advisors
At Correct Capital, we strive to design a financial portfolio management strategy for every Clayton, MO client that is as unique as their individual financial needs. We build a personal relationship with you to enhance our understanding of how we can help you. We’ll analyze your income and spending to create a personalized budget and create optimal asset allocation. With our secure and easy-to-use online portal, you’ll be able to see how your wealth is growing every day. Whether you’re trying to grow your children’s college fund, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital Clayton, MO financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally obligated to do what’s in your best interest. Call us today at 877-930-4015 or contact us online.
