Looking for an independent financial advisor in Memphis, TN who’s focused on you—not sales quotas? That’s exactly what we do. {An independent financial advisor is a professional who offers personalized financial guidance and investment support free from ties to any specific financial institution, broker, or insurer, which means recommendations are based solely on your best interest.
At Correct Capital, we believe your financial future deserves more than cookie-cutter strategies or high-pressure sales pitches. As fiduciary advisors in Memphis, TN, we’re legally and ethically obligated to act in your best interest. Whether you’re planning for retirement, managing a business, or just want to feel more confident about your financial life, we’re here to help you move forward with confidence.
What You’ll Learn on This Page:
- How independent financial advisors in Memphis, TN differ from others and how they’re different from other types of financial “advisors”
- How independence leads to better, more tailored financial advice
- How Correct Capital supports your financial goals, including long-term retirement strategies, custom portfolio development, and smart tax strategies
- Situations where an advisor can make the biggest difference—and how to tell if now is the right time
- What the first steps look like with a trusted Memphis, TN advisor
- Why so many people in the Memphis, TN area choose Correct Capital
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Correct Capital Wealth Management's office is physically located in St. Louis, MO, but we serve clients throughout the United States in both personal financial planning and corporate retirement plans.
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What Is an Independent Financial Advisor?
An independent financial advisor is a professional who delivers financial planning services and investment direction without being tied to a specific corporate entity or broker. That means their recommendations are based on your financial situation, not on what benefits a third party.
Here’s what sets independent advisors apart:
- We don’t push products—we build strategies.
- We focus on your needs with objective, one-on-one advice.
- Many operate as Registered Investment Advisors (RIAs), meaning they’re held to a higher ethical standard.
- Our flexibility gives you more choices and better solutions.
In short? Your success is our only incentive.
Is It Better to Use an Independent Financial Advisor in Memphis, TN?
Yes—if your goal is to get financial guidance without the strings attached.
Memphis, TN Independent advisors aren’t tied to specific products or companies, which means we have the freedom to recommend what actually fits your life. Unlike broker-dealer advisors who may be incentivized to sell certain mutual funds or insurance packages, we don’t have quotas—we have client goals.
Why It Matters:
- Unbiased recommendations: No conflicts of interest, no pressure to buy.
- Wider range of options: From retirement accounts to investment portfolios, you get access to a broad universe of investment tools.
- Stronger relationships: You work with someone who knows your story, not just your balance sheet.
- Fiduciary duty: It’s our job to prioritize your needs above all else.
If something feels off with your current advisor, independence might be exactly what you need.
What Does an Independent Financial Advisor Do?
We’re like your financial co-pilot. You tell us where you want to go—retire early, sell a business, leave a legacy—and we help navigate the best path forward to get there.
Here’s what we do for our Memphis, TN clients (and how we do it):
Personalized Financial Planning
Forget one-size-fits-all. We take the time to get to know your complete situation—goals, values, income, assets, challenges—and build something that’s truly yours.
Retirement & Income Planning
Whether retirement is twenty years away or just around the corner, we help you create income you can count on, avoid tax surprises, and retire on your terms.
Investment Strategy & Portfolio Management
We’ll design and manage a diversified portfolio based on your risk tolerance, time horizon, and goals. No stock tips or day trading—just smart, long-term investing.
Tax-Efficient Planning
Taxes can chip away at your savings if you’re not careful. We help you structure your investments and withdrawals to reduce unnecessary tax burdens.
Ongoing Support & Proactive Guidance
Things shift—and your plan should keep up. We check in regularly, help you pivot when necessary, and never leave you guessing when you need guidance.
Why Work With Correct Capital in Memphis, TN?
There are plenty of financial advisors out there—but not all of them are independent or have the same legal obligation to put your best interest first.
At Correct Capital, we’re not just here to help you manage money—we’re here to help you live a better financial life.
Here’s what sets us apart:
- Independent & Fiduciary: Our loyalty lies with you—not with Wall Street.
- Fee-Based & Transparent: No hidden costs, no surprises. Just honest advice and clear communication.
- Credentials You Can Trust: Our advisory team includes a CERTIFIED FINANCIAL PLANNER™ professional, an Accredited Investment Fiduciary®, and a CFPA®.
- Real Relationships: You won’t get shuffled between advisors. You’ll work with someone who knows your goals, your family, and your financial story.
From your first job to your final paycheck, we’re here to help you make every financial move with confidence.
Reach out today to schedule a free consultation with an independent financial advisor who puts you first.
When Is It Worth Hiring an Independent Financial Advisor in Memphis, TN?
This question comes up for a reason—and usually, it means it’s time to take action.
Hiring an independent financial advisor is worth it when:
- You’re nearing retirement and want to make sure your savings will last.
- You’ve received a financial windfall—from selling a business, inheritance, or settlement—and aren’t sure what to do next.
- Your finances have become more complicated (e.g., multiple income sources, rental properties, college planning, estate planning).
- You feel like you're doing "okay" but want a second opinion or a more strategic plan.
- You simply want peace of mind knowing a professional has your back.
Some people wait until they hit a financial crisis. Others get ahead of it. The earlier you start, the more freedom and flexibility you usually have.
Still on the fence? We’re happy to talk through your situation—no pressure.
How to Get Started With an Independent Advisor
Working with an advisor isn’t intimidating when the process is this simple.
Here’s what it looks like when you work with Correct Capital:
- Schedule a Free Intro Call
This is an easy, no-strings-attached chat to learn about your goals and concerns. - Bring the Basics
We’ll ask about your goals, current finances, and any major life events coming up. We’ll guide you through what matters most. - We Build Your Personalized Plan
Based on your priorities, we’ll create a roadmap to help you grow, preserve, and enjoy your wealth. - Ongoing Support (Not a One-and-Done)
Life changes, and so will your plan. We stay in touch and adjust as needed—whether that’s revisiting your retirement timeline or taking advantage of new tax strategies.
Talk to an Independent Financial Advisor in Memphis, TN Today
You’ve earned what you have. We’re here to help make the most of it.
At Correct Capital, we help people across Memphis, TN take control of their financial futures—with clear strategies, honest answers, and long-term partnerships that put you first. Whether you’re nearing retirement, navigating a big life change, or just want to make smarter financial decisions, we’re here to help you do it with confidence.
Ready to get started? Give us a call at 877-930-4015 or reach out online for your free consultation.
Your goals, your strategy—let’s make it happen together.
