Retirement Planning Services in Columbia, IL. You have worked for decades to give you and your family a decent standard of living. However, at the same time you know that eventually you do not want to sit in an office from 9 to 5, five days a week, and want to enjoy your golden years. Getting to a place where you can retire comfortably is something that many people aspire to, but it is not simple to attain. Having a knowledgable retirement planning advisor in Columbia, however, can help make the map to a retirement the way you want it much easier to navigate.
At Correct Capital, our intelligent retirement planning counselors have helped many people just like you all over the Columbia, IL area map out their ideal retirement strategy. Our team works with you to identify your desires, construct a plan that will help you reach them, and advise you through the entire process of planning your retirement. With a data-driven approach and a commitment to putting your first in everything we do, you can trust us to give you objective, intelligent advice and strategies that balance growth and risk. Call us today at 877-930-4015 or contact us online to schedule a time to talk with a financial advisor in Columbia and learn more about our complete offering of retirement planning services.
Why Now Is The Right Time To Start Planning For Retirement
For many people, planning for their retirement is something that they do not do until they begin to reach the age where they see others exiting the workforce and contemplate the date where they themselves leave the office one final time. However, our retirement planning approach believes that this is the wrong path to take, and that even people in the prime of their lives should be putting together a sound retirement strategy.
The primary reason why now is the right time to think about your retirement plans is that almost all sound financial planning eventually circles back to how you are preparing to live and fund yourself when you no longer work for a living. Consider, for example, stock market investing. While some people act as if they are at a casino and only choose stocks for the short-term gains they may give to their bank balance, the majority of investors want a portfolio that balances risk with reward, favoring regular, incremental growth over a sustained period. They want investments that they can be confident will give them value and a return on their initial investment, not the "big score" that can easily become a big loss. If this sounds like a good strategy for retirement planning, you would be right: having a diverse portfolio of assets can help you immensely when installing future income sources and protecting yourself from the whims of the market. ETFs, mutual funds, bonds, even real estate: all are useful investment vehicles to have in your portfolio both today and tomorrow.
Having a strong financial roadmap will not only help you save for your retirement, but also for other milestones along the way. A good retirement plan accounts for things like getting married, having kids, where you live, and if you move, either to escape the hustle of the city or to start a new work opportunity. A Columbia, IL retirement planner from Correct Capital can assist you in preparing for these major life events and alter your portfolio strategy to fit them in.
Our Approach To Retirement Planning
When Correct Capital first sits down with Columbia-area families and individuals to sketch out a retirement plan, our first question is always this: "What do you want to do most in your retirement years?" In our long experience of providing retirement planning services in Columbia, our advisors have never heard the same answer twice. Everyone's concept of a pleasurable, fulfilling retirement is different. Maybe you want to travel the world. Maybe you just want to spend your time by a lake or out in nature. Maybe you want to live near your family to keep in touch. Whatever you want to do during your retirement, Correct Capital will plot a course to reach those goals and others along the way.
Unlike other Columbia, IL retirement planning services firms, Correct Capital is not affiliated with any specific financial services firm, mutual fund provider, or broker4. This independence allows us to expertly tailor a financial plan to your specific needs, without being mandated to use a certain company's funds or products. It also permits us to give you financial tips and advice that is objective and free of bias or conflicts of interest. Most importantly, our firm works under the fiduciary principle. This means that we are bound by law to put your interests first in all that we do, and that you can rest assured that your St. Louis retirement planning advisor is doing the right thing for both you and your money.
Take a look at the links below to see what other financial services we offer:
- Succession Planning
- Fiduciary Financial Advisor
- Company 401(k) Plans
- ESOP Advisor
- Self-Employed Retirement Plans
- 401(k) For Small Business
- Small Business Retirement Plans
- Tax Planning
Contact A Columbia, IL Retirement Planning Services Firm Today | Correct Capital
It is always the right time to begin to consider how you will be able to provide for yourself, your family, and your future once you retire. Having a custom, wide-ranging financial strategy can make the difference between being able to retire when you want and having to stay working well into your life just to be able to pay the bills. The Columbia retirement planning experts at Correct Capital Wealth Management are here to help you not only find out what your financial and retirement goals are, but also how to attain them. Our experienced fiduciary advisors are ready to work with you and create a tailor-made plan to a happy, healthy retirement that you always dreamed of.
Regardless of what stage of life you are in or what your financial goals are, Correct Capital is here to provide Columbia, IL-area individuals and families with total, diversified retirement planning services. Call us today at 877-930-4015, get in touch with us online, or schedule an appointment with one of our St. Louis financial advisors to find out more about how our retirement planning services can work for you.
