Trust and transparency are at the center of what we do. Our clients don't just trust us with their investments; they trust us with the fruits of their labor, their retirement goals, and any other dreams or ambitions in which their finances play a major part. Whether you're a current client, a prospective client, or simply exploring your financial planning options, we want to provide clarity about how we do things and why.

Below, we've compiled a list of FAQs to help you understand our processes, values, and the unique benefits we offer. If you're question isn't covered here or if you'd like more detailed information, schedule an appointment with a member of our advisor team, contact us online, or give us a call at 314-930-4015. All we need is 15 minutes to understand if we're a good fit for each other.

View Our Process

Frequently Asked Questions

  • Do You Only Work With Local Clients?

    We work with individuals, families, and business owners across the United States.



  • Will We Meet Virtually, or In-Person?

    While we welcome clients to our office in St. Louis, Missouri, all of our meetings and services can be conducted online based on your location or preference.



  • How Long Do Clients Typically Engage With Your Services?

    We want to foster lifelong relationships with our clients and be their financial guide from getting started with investing to estate planning. We also understand that everyone's financial journey is unique, and that's why we try to meet each of our clients where they're at. This includes one-time financial planning for immediate needs, subscription-based ongoing guidance for at least a year, and comprehensive asset management for long-term financial growth and security. Whether you're seeking a shorter engagement or a lasting partnership, we're committed to providing tailored financial solutions that evolve with your life's changes.


  • What Is a Fiduciary? Is Correct Capital a Fiduciary?

    A fiduciary financial advisor is a type of financial advisor who is legally and ethically bound to act in the best interests of their clients and hold clients’ interests above their own. Fiduciaries have a “duty of care” to act with diligence and skill, as well as a “duty of loyalty” to try to avoid conflicts of interest and disclose any that arise.

    Some financial advisors are only bound to a “suitability standard,” which means their recommendations have to be suitable for your goals, but not necessarily the best decision to help you reach your goals.

    As a Registered Investment Advisor (RIA) with CERTIFIED FINANCIAL PLANNER™ professionals, Correct Capital is bound by a fiduciary duty to all of our clients.


    Learn More: Fiduciary Advisor
  • Why Should I Consider Hiring Correct Capital Wealth Management?

    Choosing the right financial advisory firm is a critical decision that impacts your financial future. Here are a few reasons why we believe you should consider partnering with us for your financial planning and investment needs:

    • As a fiduciary, our focus is solely on your best interests.
    • Our status as an RIA grants us access to a wide array of investment solutions and research resources.
    • We prioritize transparency, due diligence, and clear communication, ensuring your financial and life goals are always at the forefront.
    • Our approach is to create a customized plan that aligns with your personal goals, preferences, and life circumstances.
    • Inspired by a legacy of entrepreneurship and a commitment to helping others succeed, Correct Capital was founded on principles of trust, quality, and client success. Our firm's history and values underscore our dedication to providing a high level of service and building lasting relationships based on trust.
    • We believe in empowering our clients through education. We keep you informed and involved in the decision-making process, ensuring that you understand and agree with our strategies.

    Learn More: Our Story
  • What’s Your Fee Structure?

    Correct Capital is a “fee-based” financial advisory firm. The majority of the money we make comes from fees paid to us by clients, not from product sales. Our traditional fee structure is a percentage of your assets under management (AUM).

    In selected scenarios where insurance or annuity products are suitable, we may earn commissions off of financial products we recommend, however we are still bound by our fiduciary duty to disclose that information to you and manage your account in your best interest.

  • Who Will I Be Working With?

    Our team of advisors and portfolio managers has over 80 years of combined experience in wealth management and retirement planning, and we believe in the unique value each of them brings to our clients.

    Typically, you’ll have one advisor or portfolio manager who is your point of contact. At the same time we take a “team” approach to managing our clients’ wealth, which allows our entire advisory team to be familiar with your finances and goals.


    Learn More: Your Advisor Team
  • Who Are Your Typical Clients?

    We work with individuals and families looking for wealth management and retirement planning, as well as business owners and companies who want to add retirement planning as an employee benefit.

    Typical individuals include mid-career professionals who value the expertise of a financial advisor as well as those professionals nearing retirement without the time, knowledge, or interest to manage their investments themselves.

    Any business, from a small team to a large corporation, can benefit from our 401(k) and retirement planning services. As the financial advisors for Associated General Contractors of Missouri multiple employer plan, we are uniquely qualified to help construction companies and contractors offer competitive benefits to their employees.


    Learn More: Who We Serve
  • What’s Included in Your Financial Advisory Services?

    We offer a full range of financial advisory and financial planning services. Depending on where you are now financially and where you want go, our services with you may include:

    • Financial profile
    • Cash flow analysis
    • Retirement planning
    • Survivor income
    • Disability income
    • Investment strategies
    • Asset allocation
    • Long-term care
    • Tax planning
    • Estate planning
    • 401(k) & profit sharing
    • Business retirement plans

    Learn More: What We Do For You
  • How Do You Protect My Personal Information and Finances?

    We provide a secure, encrypted client portal where you can view your assets and investments.

    Our preferred custodians for holding your investments are Fidelity Investments and Charles Schwab, who are known in the industry for their custody, trading technology, and financial services.

    Insurance is provided by the Securities Investor Protection Corporation (SIPC) to protect client assets.


    Learn More: Our Partners
  • What Is Your Investment Philosophy?

    We help our clients reach their goals by aligning your portfolio with those goals. We do this through goal identification, understanding the time frame, considering your risk tolerance and liquidity needs, and then prioritizing the goals. Our aim is that it allows you to focus on the things you can influence, like how much you are saving towards your goals.

    Secondly, we manage your investments based on your goals and the inevitable changes to those goals as you move through your journey. During these times, we provide guidance for your family and assist with necessary changes while also considering your financial plan and tax planning strategies.

    Lastly, we help our clients build resilience during their investment journey. This is accomplished by providing education regarding financial and economic markets and aligning with your priorities as they change.

    Our philosophy puts you first and allows you to embrace the market's imperfections so you may concentrate on reaching your goals.


Are you ready to experience the Correct Capital difference?

GET STARTED

Meet our team of financial advisors.

Our Team

Services We Offer