Wealth Management in Clayton, MO
Wealth Management in Clayton, MO. Our financial health is about more than just being able to eat at our favorite restaurants; it impacts our mental well-being, the futures of ourselves and our families, and whether or not we attain our what we want the most in life. Correct Capital offers A-Z wealth management services to Clayton, MO residents so they can can have peace of mind because their money and future are not only protected but well-positioned for sustained growth. Turn your goals into reality with Correct Capital's Clayton, MO wealth management services today by calling 877-930-4015 or by contacting us online.
While there are many reasons people seek wealth management services, the two most common are protecting wealth and ensuring ample income and financial certainty. Our Clayton, MO wealth management team at Correct Capital do more than just try to time the market; we see ourselves as caretakers of your wealth and financial life coaches. Many Americans don't often think about some important facets of financial security; for instance, only 33% of Americans have a will. Investors in the U.S. have diversified portfolios that incorporate equities, fixed income, cash, and more depending on how old they are and how much risk they are willing to take on. A diversified portfolio that takes into account everything from tax planning to insurance options is an important thing to consider when managing your wealth. Correct Capital's wealth management advisors in Clayton, MO have the wisdom, skill, tenacity, and tools to help grow your wealth and live the life you want.
What is Wealth Management? | Clayton, MO Wealth Management
Wealth management is an inclusive term that generally refers to how a financial advisor organizes all aspects of a client's finances in the interest of maintaining the overall guardianship of their financial assets. Full-scale wealth management in Clayton, MO will provide thorough financial advice, including:
- Net worth determination to track your financial stability, analyze unnecessary expenses, and identify where you want it to go in the future.
- Investing, investment advice, and portfolio management that attempt to foresee changes in the market, create a balanced and diversified portfolio, and lessen risk in the interest of growing your wealth.
- Estate planning so you can leave a legacy for your Clayton, MO family.
- Retirement planning so you can live the life you want and are financially secure once you've left the workforce.
- Real estate transactions to determine if that new house you've been looking at meets with your current finances, or if real estate investing is right for you.
- Insurance planning to verify you, your family, and your assets can survive any surprises and that you're not spending too much.
- 401(k) services if you run a business and want to reward your best employees with a secure future and a range of investment and savings options.
- 401(k) rollover if you're taking advantage of an exciting new opportunity and want to make the most out of the money you've already saved.
- Tax planning to decrease your liability and ensure you keep as much of your money as possible.
- Philanthropic planning so the results of your hard work will ensure prosperous Clayton, MO communities as well.
What to Look for in a Wealth Manager | Clayton, MO Wealth Management
Choosing a trustworthy and capable wealth manager is a serious task; you are in many ways entrusting them with your future. It's essential to make an informed decision and consider the merits of both the people managing your money and the savvy, insight, and experience they use to do so. The following are eight questions you should ask when looking for a financial advisor for your wealth management in Clayton, MO.
- What is their experience in wealth management? In any field, experience goes a long way in preparing someone to handle tricky situations. The longer a financial advisor has been assisting clients in wealth management, the more accustomed they'll be to market fluctuations, and they'll know how to best time your investments and retirement funds for when you need them, whether that be in 5 years, 12 years, or 30. They'll also have a vast network of relationships and resources that you'll both be able to depend on.
- What qualifications do they have? The term "wealth manager" doesn't necessarily indicate anything about the person using it. A dependable and experienced Clayton, MO wealth management firm will hold qualifications that are independently verifiable with independent agencies and regulatory bodies.
- Who is their typical client? A wealth manager may be qualified and have financial experience, but you need to know that they can tailor their financial counsel to your specific needs.
- What services do they offer? The best wealth management firms will offer exhaustive services extend far beyond investment and retirement planning to take the totality of your life and financial assets into account.
- Do they communicate well? Few people need to speak to your wealth manager every day, but you need to know that they're approachable, and that they're being direct with you if any conflicts of interest come up.
- What tools do they have access to? In-depth analysis of historical trends and cutting edge technologies and digital platforms are essential to providing clients a wealth management strategy that can endure and capitalize on market fluctuations.
- Who do they work for? Many wealth managers that work at larger firms are limited to certain brokerages and might not be allowed to give you truly objective advice or may not be able to offer you a full range of investment options. When a wealth manager is independent, they are looking out for your best interest and are not limited in the options they can present you with.
- Do they have a comprehensive view of wealth management? While optimizing asset allocation and getting a great return on investment are essential facets of any long-term growth strategy, true wealth management in Clayton, MO develops a game plan that also includes your taxes, philanthropic planning, insurance, and a wide array of other parts of your financial health.
Correct Capital's Wealth Management Philosophy in Clayton, MO
At Correct Capital, our wealth management team has in excess of 75 years of combined experience helping Clayton, MO individuals and families make their finances work for them. We are a Registered Investment Advisor whose advisors include an Accredited Investment Fiduciary® and CERTIFIED FINANCIAL PLANNER ™ professionals, whose marks are obtained through experience, education, passing thorough exams, and adhering to high ethical standards. We serve families and individuals in addition to business owners in Clayton, MO by using in-depth research and analytics to implement sensible strategies to help them get where they want to go. As a fiduciary and an independent firm, our only obligation is proving you with expert, personalized, and dependable financial advice.
Wealth management is a form of life management. When we first meet with you, we'll discuss where you are and where you want to go. Then, we'll discuss your assets, liabilities, debts, income, and expenses to acquire a comprehensive feel for your financial health. We'll create a a long-term plan for you, and actively manage it.
Other services we offer in Clayton, MO include:
- Succession Planning
- Fiduciary Financial Advisor
- Company 401(k) Plans
- ESOP Advisor
- Self-Employed Retirement Plans
Wealth Management Clayton, MO | Correct Capital
Your success is our success. We know that trust is the foundation of any relationship between a client and their wealth manager, so we look forward to building a long-term relationship together. We do what we do to help Clayton, MO residents attain their goals and protect their family's future. For dedicated and experienced wealth management in Clayton, MO with a personalized touch, call Correct Capital today at 877-930-4015 or contact us online.
