Wealth Management in St. Peters, MO
Wealth Management in St. Peters, MO. Our financial health is about more than just being able to buy our dream car; it has an effect on our mental well-being, the futures of ourselves and our families, and whether or not we realize our what's most important to us in life. Correct Capital offers holistic wealth management services to St. Peters, MO residents so they can can have peace of mind because their money and future are not only protected but well-positioned for long-term growth. Turn your goals into reality with Correct Capital's St. Peters, MO wealth management services today by calling 877-930-4015 or by contacting us online.
There are many motivations people have for looking for wealth management services, the most common being protecting wealth and ensuring adequate income and financial security. Our St. Peters, MO wealth management team at Correct Capital do more than just try to time the market; we consider ourselves custodians of your wealth and financial life coaches. A lot of facets of financial security are too often ignored; for example, only a third of Americans have a will. Investors in the U.S. have diversified portfolios that are comprised of equities, fixed income, cash, and more depending on how close they are to retirement and how much risk they are willing to take on. An experienced and knowledgeable wealth manager will help you create a diversified portfolio while considering everything from tax planning to insurance options. Correct Capital's wealth management advisors in St. Peters, MO have the understanding, knowledge, tenacity, and resources to help you get from where you are to where you want to go.
What is Wealth Management? | St. Peters, MO Wealth Management
Wealth management is a wide-ranging phrase that generally refers to how a financial advisor oversees the entirety of of a client's finances in the interest of maintaining the overall guardianship of their financial assets. Comprehensive wealth management in St. Peters, MO will provide thorough financial advice, including:
- Net worth determination to keep an eye on your financial stability, see where you may be spending too much, and pinpoint where you want it to go in the future.
- Investing, investment advice, and portfolio management that attempt to anticipate changes in the market, diversify your assets, and mitigate risk in the interest of balancing your investments with your time horizon.
- Estate planning so you can be sure that your St. Peters, MO family is provided for once you're gone.
- Retirement planning so you can finally get the beach house and dream car, or just relax on the porch knowing you're financially secure.
- Real estate transactions to determine if that new house you've been looking at meets with your current finances, or if real estate investing is a good fit for your finances and goals.
- Insurance planning to verify your assets are protected and you're not overpaying.
- 401(k) services if you run a business and want to see your employees set up for retirement.
- 401(k) rollover if you're moving to a new company and want to make the most out of the money you've already saved.
- Tax planning to reserve as much money as you can for yourself, your family, future investments and other opportunities.
- Philanthropic planning so the results of your hard work will benefit St. Peters, MO communities as well.
How to Choose a Wealth Manager | St. Peters, MO Wealth Management
Choosing a trustworthy and capable wealth manager is a serious task; you are in many ways entrusting them with your future. It's vital to make an informed decision and consider the merits of both the people managing your money and the skills, understanding, and experience they will employ to do so. Here are eight questions you should ask before choosing a financial advisor for your wealth management in St. Peters, MO.
- What is their experience in wealth management? In any profession, there's no better teacher than experience. The longer a financial advisor has been assisting clients in wealth management, the the better idea they'll have of how to react to market fluctuations, and they'll know how to best time your investments and retirement funds for when you need them, whether that be in 5 years, 12 years, or 30. They'll also have a wide network of relationships and resources that you'll both be able to lean on.
- What designations do they hold? The term "wealth manager" doesn't necessarily defer any qualifications to the person using it. A trustworthy and accomplished St. Peters, MO wealth management firm will hold qualifications that are independently verifiable with independent agencies and regulatory bodies.
- Who is their standard client? A wealth manager may meet a wide range of criteria, but you need to know that they can tailor their financial counsel to your specific needs.
- What services do they offer? The best wealth management firms will be qualified to provide all-inclusive services extend far beyond investment and retirement planning to take the all aspects of your life and financial assets into account.
- Do they communicate well? It's likely unnecessary to have your wealth manager on speed dial, but you want to know that they're available when you have questions, and that they're being upfront if there is ever a conflict of interest.
- What resources do they have access to? In-depth analysis of historical tendencies and cutting edge technologies and digital platforms are essential to providing clients a wealth management strategy that can endure and capitalize on market fluctuations.
- Who do they work for? Many larger firms are limited to certain brokerages and might not be allowed to give you truly impartial advice or may not be able to offer you a full range of investment options. When a consultan is independent, they are looking out for your best interest and are not limited in the strategies they can use in your favor.
- Will they manage your wealth, or just your investments? While asset allocation and maximizing returns are essential features of any financial advising services, true wealth management in St. Peters, MO develops a game plan that also includes your taxes, philanthropic planning, insurance, and a wide array of other parts of your financial health.
Correct Capital's Approach to Wealth Management in St. Peters, MO
At Correct Capital, our wealth management team has more than 7 decades of cumulative experience helping St. Peters, MO individuals and families meet their financial goals and achieve their dreams. We are a Registered Investment Advisor whose advisors include an Accredited Investment Fiduciary® and CERTIFIED FINANCIAL PLANNER ™ professionals, whose marks are accomplished through experience, education, passing rigorous exams, and following high ethical standards. We serve families and individuals in addition to business owners in St. Peters, MO with comprehensive financial planning. As a fiduciary and an independent firm, we are legally and ethically bound to do what's best for you and only you.
Your wealth manager is a kind of life coach. In our initial consultation, we'll get to know where you are in life and what type of life you want to have. Then, we'll go over every facet of your finances to get a general view of your financial health. We'll create a financial roadmap for you, and actively manage it.
Other services we offer in St. Peters, MO include:
- Succession Planning
- Fiduciary Financial Advisor
- Company 401(k) Plans
- ESOP Advisor
- Self-Employed Retirement Plans
Wealth Management St. Peters, MO | Correct Capital
Our only aim is to get the best results we can for you, and we are legally and ethically obliged to do so. Trust is crucial when it comes to your finances, so we will always be open, honest, and straightforward with you. We do what we do to help St. Peters, MO residents realize their goals and enhance their family's future. For devoted and experienced wealth management in St. Peters, MO with a personalized touch, reach out to Correct Capital today at 877-930-4015 or contact us online.
