Financial Portfolio Management O'Fallon, IL. It can be complicated and tiring to manage a wide variety of investments while keeping an eye on market fluctuations. Your experienced O'Fallon, IL financial professionals at Correct Capital know how to manage all of your investments. As a Registered Investment Advisor (RIA), we have access to a copious amount of research and investment solutions to ensure your investments is growing as it should. Call us today at 877-930-4015 or contact us online to create your ideal portfolio and safeguard you and your family’s future.
As the ultimate goal of financial portfolio management is to grow your wealth, you need fiduciary mindset O'Fallon, IL financial portfolio management professionals you can trust. As we are objective and privately owned, we steer clear of conflicts of interest and are legally compelled to counsel you and manage your portfolio in a way that’s the best thing for for you and only you. We have worked hand-in-hand with hundreds of O'Fallon, IL area residents and families to construct customized financial solutions and help grow their money, whatever their needs or goals may be.
What is Financial Portfolio Management?
A financial portfolio is the collection of your financial assets. A skilled O'Fallon, IL financial professional can supply portfolio management to better meet your goals. There are many kinds of investments to consider:
- Stocks, or equities, are the shares you own of publicly traded companies. Some stocks will rise in value over time in hopes you can sell them for more than you bought them for. Some corporations also pay out a portion of their profits to their investors as dividends.
- Bonds could be either corporate or governmental, and are basically a loan an investor makes to a borrower. They are typically given as a way for the borrower to finance projects or operations. As the investor, you make money off of the interest payments on the loan.
- Cash and cash equivalents are either the money you already have in your account, or any asset that is easily converted into cash , including, for example treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
- Mutual Funds are an investment strategy that collects money from many investors and invests it in different securities, such as stocks, bonds, or other assets. They permit individual investors to diversify their assets, typically have relatively low initial investment requirements, and can be paid for in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are purchased and sold at their closing price at the end of the day.
- Exchange Traded Funds (ETFs) are similar to mutual funds in that investors pool their funds and they allow for a diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They give investors access to a particular market segment while providing diversification across the sector. ETFs are purchased and sold throughout the day as their prices fluctuate.
- Alternative assets are any assets not mentioned above. Stocks, bonds, and cash are usually thought to be the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.
Financial portfolio management is the task of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The dependable O'Fallon, IL financial portfolio professionals at Correct Capital will guide you in your understanding of how to position each type of asset to meet your personal needs. As our O'Fallon, IL clients entrust us with their future, we endeavor to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.
Correct Capital’s Portfolio Management Strategy
Depending on your specific needs, our Correct Capital O'Fallon, IL financial professionals will help you pick the best methods of investment for you. We actively manage your investments to make sure your portfolio stays aligned with your financial goals.
Active Financial Portfolio Management
This method of investment usually involves daily decisions and transactions. While it is sometimes referred to as high-risk, our O'Fallon, IL financial professionals know how to actively manage your account without jeopardizing your preferred level of risk. The goal here is to beat market performance and to get you the best possible return on your investments. You need savvy financial professionals with up-to-date, in-depth research and analysis in order for this strategy to be successful. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We follow market trends, shifts in the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.
With our experience and bespoke guidance, our team of financial advisors will adapt with changes in the market to build a financial portfolio management plan customized specifically for you and your O'Fallon, IL family.
Passive Financial Portfolio Management
This is often referred to as a “hands-off” approach, and it seeks to parallel the performance of a particular market index with the idea being that your money grows slowly over time, trading off a potentially higher return with more certainty.
While some O'Fallon, IL investors favor a passive investment strategy, we think of ourselves as active portfolio managers. The O'Fallon, IL investment advisors at Correct Capital have the experience and knowledge to actively manage your assets in order to optimize your money with the idea of keeping your wealth growing always at the forefront of our minds.
Key Concepts in Financial Portfolio Management
Risk Tolerance
The O'Fallon, IL financial professionals at Correct Capital know that every O'Fallon, IL client is unique, and as such will have varying degrees of aversion to or tolerance for risk. All investments carry some amount of risk, but depending on your risk tolerance you may necessitate a more active or a more passive financial portfolio management approach. O'Fallon, IL residents with a higher risk tolerance will be more willing to see fluctuations in their portfolio in the market, while clients with a lower risk tolerance will want to see gains that may be lower, but will be steadier and more consistent. Our O'Fallon, IL team of financial advisors will give you independent, objective, and unbiased guidance to help you find the best risk tolerance for your portfolio.
Asset Allocation
Asset allocation is the determination of how to position your wealth for long-term growth. A healthy amalgam of asset allocation will help your portfolio match your risk tolerance, protect against loss, and give you the best tax benefits. Optimal asset allocation can be complex and confusing, even for experienced O'Fallon, IL investors. Correct Capital’s team of O'Fallon, IL financial advisors has the data, research capabilities, and knowledge to allocate your investments in a way that stimulates growth and mitigates risk.
Diversification
The only constant in the investment community is that there is no 100% accurate, guaranteed way to predict winning and losing stocks. Your O'Fallon, IL financial portfolio management team at Correct Capital will help formulate a plan for how to meet your goals with the understanding that diversification is a key part of financial portfolio management. Having more types of assets and distributing your assets across various investments can help mitigate your exposure to risk.
Rebalancing
Sometimes fluctuations in the market lead a client’s preferred target allocation to stray off course. You may have started with a 70/30 high-risk to low-risk ratio, which due to changes in the market shift to an 80/20 ratio. Our O'Fallon, IL financial portfolio management consultants will rebalance your portfolio to keep it aligned with your risk tolerance and stimulate strong long-term results.
Take a look at the links below to see what other financial services we offer:
- Succession Planning
- Fiduciary Financial Advisor
- Company 401(k) Plans
- ESOP Advisor
- Self-Employed Retirement Plans
Why You Should Hire Correct Capital as Your O'Fallon, IL Financial Portfolio Management Advisors
At Correct Capital, we strive to build a financial portfolio management strategy for each O'Fallon, IL client that is as unique as their individual financial needs. We build a personal relationship with you to enhance our understanding of how we can help you. We’ll create a personalized budget based on your spending and income and create optimal asset allocation. With our secure and simple online portal, you’ll be able to track your wealth growth every day. Whether you’re trying to grow your children’s college fund, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital O'Fallon, IL financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally compelled to do what’s in your best interest. Call us today at 877-930-4015 or contact us online.
