Financial Portfolio Management in Madison County, IL

Financial Portfolio Management Madison County, IL. It can be confusing and draining to manage a wide variety of investments while also monitoring market fluctuations. Your experienced Madison County, IL financial professionals at Correct Capital know how to oversee all of your investments. As a Registered Investment Advisor (RIA), we have access to an abundance of research and investment solutions to make sure your investments is growing as you need it to. Call us today at 314-930-401K or contact us online to create your ideal portfolio and fortify you and your family’s future.

As the ultimate goal of financial portfolio management is to increase your wealth, you need fiduciary mindset Madison County, IL financial portfolio management advisors you can trust. As we are client-centered and privately owned, we avoid conflicts of interest and are legally compelled to counsel you and manage your portfolio in a manner that’s best for you and only you. We have worked together with hundreds of Madison County, IL area residents and families to construct bespoke financial solutions and help grow their wealth, regardless of what their needs or goals may be.

What is Financial Portfolio Management?

A financial portfolio is the collection of your financial assets. A talented Madison County, IL financial professional can supply portfolio management to better meet your goals. There are many investment opportunities to consider:

  • Stocks, or equities, are the shares you own of publicly traded companies. Some stocks will rise in value over time in hopes you can sell them for more than you bought them for. Some businesses also offer a portion of their profits to their investors as dividends.
  • Bonds could be either corporate or governmental, and are in essence a loan an investor makes to a borrower. They are usually given as a way for the borrower to finance projects or operations. As the investor, you make money off of the interest payments on the loan.
  • Cash and cash equivalents are either the funds you already have in your account, or anything that is easily converted into cash such as treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
  • Mutual Funds are an investment strategy that pools money from several investors and invests it in different securities, such as stocks, bonds, or other assets. They permit individual investors to diversify their assets, typically have relatively low initial investment requirements, and can be purchased in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are purchased and sold at their closing price at the end of the day.
  • Exchange Traded Funds (ETFs) are similar to mutual funds in that investors pool their funds and they allow for a diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They provide investors with access to a particular market segment and at the same time provide diversification across the sector. ETFs are purchased and sold throughout the day as their prices fluctuate.
  • Alternative assets are any assets not covered above. Stocks, bonds, and cash are typically considered the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.

Financial portfolio management is the process of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The trusted Madison County, IL financial portfolio professionals at Correct Capital will guide you in your understanding of how to position each type of asset to meet your personal needs. As our Madison County, IL clients put their financial future in our hands, we strive to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.

Correct Capital’s Portfolio Management Strategy

Determined by your specific needs, our Correct Capital Madison County, IL financial professionals will help you understand what investment strategies are best for you. We actively manage your investments to make certain your portfolio stays aligned with your financial goals.


Active Financial Portfolio Management

This investment strategy most often consists of daily decisions and transactions. While it is occassionally referred to as high-risk, our Madison County, IL financial consultants have the experience to actively manage your account without jeopardizing your preferred level of risk. The objective here is to beat market performance and to get you the best possible return on your investments. You need savvy financial consultants with up-to-date, in-depth research and analysis in order for this strategy to be successful. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We observe market trends, shifts in the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.

With our knowledge and personalized guidance, our team of financial consultants will adapt as the market fluctuates to build a financial portfolio management plan customized specifically for you and your Madison County, IL family.

Passive Financial Portfolio Management

This is often referred to as a ”set-at-and-forget-it” approach, and it tries to match the performance of a particular market index with the idea being that your money grows slowly over time, prioritizing certainty over a potentially higher return.

While some Madison County, IL investors choose a passive investment strategy, we consider ourselves active portfolio managers. The Madison County, IL investment advisors at Correct Capital have the experience and knowledge to actively manage your money in order to optimize your assets in the interest of keeping your wealth growing.

Key Concepts in Financial Portfolio Management

Risk Tolerance

The Madison County, IL financial advisors at Correct Capital are aware that every Madison County, IL client is different, and as such will have varying degrees of aversion to or tolerance for risk. All investments carry some amount of risk, but depending on your risk tolerance you may need a more active or a more passive financial portfolio management approach. Madison County, IL residents with a lower risk aversion will be more willing to see fluctuations in their portfolio in the market, while individuals or families with a lower risk tolerance will want to see gains that may be lower, but will be steadier and more consistent. Our Madison County, IL team of financial advisors will give you independent, objective, and unbiased advice to help you find the best risk tolerance for your portfolio.


Asset Allocation

Asset allocation is the determination of how to position your wealth for long-term growth. A healthy mix of asset allocation will help your portfolio match your risk tolerance, safeguard against loss, and give you the best tax benefits. Optimal asset allocation can be complex and confusing, even for experiencedMadison County, IL investors. Correct Capital’s team of Madison County, IL financial advisors has the data, analysis capabilities, and experience to allocate your investments in a way that stimulates growth and mitigates risk.


Diversification

The only constant in the investment community is that there is no 100% accurate, fool-proof way to predict winning and losing stocks. Your Madison County, IL financial portfolio management team at Correct Capital will help strategize how to meet your goals with the understanding that diversification is an important part of financial portfolio management. Having more types of assets and distributing your assets to various investments can help lessen your exposure to risk.


Rebalancing

Sometimes fluctuations in the market trigger a client’s preferred target allocation to stray for course. You may have started with a 70/30 high-risk to low-risk ratio, however changes in the market moved it to an 80/20 ratio. Our Madison County, IL financial portfolio management consultants will rebalance your portfolio to match your risk tolerance and stimulate strong long-term results.


Take a look at the links below to see what other financial services we offer:


Why You Should Hire Correct Capital as Your Madison County, IL Financial Portfolio Management Advisors

At Correct Capital, we endeavor to build a financial portfolio management strategy for each Madison County, IL client that is as unique as their individual financial needs. We build a personal relationship with you to best understand how we can help you. We’ll create a personalized budget based on your spending and income and create optimal asset allocation. With our secure and easy-to-use online portal, you’ll be able to track your wealth growth every day. Whether you’re trying to grow your children’s college fund, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital Madison County, IL financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally obligated to do what’s in your best interest. Call us today at 314-930-401K or contact us online.


Are you ready to experience the Correct Capital difference?

GET STARTED

Meet our team of financial advisors.

Our Team

Services We Offer