Financial Portfolio Management St. Peters, MO. It can be complex and draining to control a wide variety of investments while keeping an eye on market fluctuations. Your experienced St. Peters, MO financial professionals at Correct Capital know how to oversee all of your investments. As a Registered Investment Advisor (RIA), we have access to a wealth of research and investment solutions to ensure your money is growing as you need it to. Call us today at 877-930-4015 or contact us online to create your ideal portfolio and protect you and your family’s future.
As the ultimate goal of financial portfolio management is to grow your wealth, you need fiduciary mindset St. Peters, MO financial portfolio management advisors you can trust. As we are client-centered and privately owned, we avoid conflicts of interest and are legally obligated to advise you and manage your portfolio in a manner that’s the best thing for for you and only you. We have worked hand-in-hand with hundreds of St. Peters, MO area residents and families to build customized financial solutions and help grow their money, regardless of what their needs or goals may be.
What is Financial Portfolio Management?
A financial portfolio is the collection of your financial assets. An adept St. Peters, MO financial consultant can offer portfolio management to better meet your goals. There are many types of investments to consider:
- Stocks, or equities, are the shares you own of publicly traded companies. You will be able to sell some stocks for more than you bought them for as their value rises over time. Some businesses also offer a portion of their profits to their investors as dividends.
- Bonds could be either corporate or governmental, and are basically a loan made from a borrower to an investor. They are typically given as a way for the borrower to pay for projects or operations. As the investor, you make money off of the interest payments on the loan.
- Cash and cash equivalents are either the funds you already have in your account, or anything that is easily converted into cash such as treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
- Mutual Funds are an investment program that accumulates money from multiple investors and invests it in assorted securities, such as stocks, bonds, or other assets. They let individual investors diversify their assets, usually have relatively low initial investment requirements, and can be purchased in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are bought and sold at their closing price at the end of the day.
- Exchange Traded Funds (ETFs) are similar to mutual funds in that investors pool their funds and they allow for a diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They offer investors access to a particular market segment and at the same time provide diversification across the sector. ETFs are purchased and sold throughout the day as their prices fluctuate.
- Alternative assets are any assets not listed above. Stocks, bonds, and cash are often considered the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.
Financial portfolio management is the process of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The trusted St. Peters, MO financial portfolio consultants at Correct Capital will guide you in your understanding of how to position each kind of asset to meet your personal needs. As our St. Peters, MO clients entrust us with their future, we strive to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.
Correct Capital’s Portfolio Management Strategy
Contingent upon your specific needs, our Correct Capital St. Peters, MO financial advisors will help you pick the best methods of investment for you. We actively manage your investments to make sure your portfolio stays aligned with your financial goals.
Active Financial Portfolio Management
This investment strategy typically requires daily decisions and transactions. While it is sometimes referred to as high-risk, our St. Peters, MO financial consultants have the experience to actively manage your account without compromising your preferred level of risk. The goal here is to beat market performance and to get you the best possible return on your investments. You need savvy financial professionals with up-to-date, in-depth research and analysis in order for this strategy to be successful. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We follow market trends, shifts in the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.
With our knowledge and bespoke guidance, our team of financial professionals will adapt as the market fluctuates to create a financial portfolio management plan customized specifically for you and your St. Peters, MO family.
Passive Financial Portfolio Management
This is often referred to as a ”set-at-and-forget-it” approach, and it attempts to match the performance of a particular market index with the idea being that your money grows slowly over time, prioritizing certainty over a potentially higher return.
While some St. Peters, MO investors would rather have a passive investment strategy, we think of ourselves as active portfolio managers. The St. Peters, MO investment consultants at Correct Capital have the experience and knowledge to actively manage your money in order to optimize your money in the interest of keeping your wealth growing.
Key Concepts in Financial Portfolio Management
Risk Tolerance
The St. Peters, MO financial consultants at Correct Capital know that every St. Peters, MO client is unique, and therefore their tolerance for or aversion to risk will be different. Every investment carries some amount of risk, but depending on your risk tolerance you may require a more active or a more passive financial portfolio management approach. St. Peters, MO residents with a lower risk aversion will be more willing to see fluctuations in their portfolio in the market, while individuals or families with a higher risk aversion will want to see gains that may be lower, but will be steadier and more consistent. Our St. Peters, MO team of financial advisors will give you independent, objective, and unbiased advice to help you find the best risk tolerance for your portfolio.
Asset Allocation
Asset allocation is the determination of how to position your wealth for long-term growth. A healthy blend of asset allocation will help your portfolio match your risk tolerance, protect against loss, and give you the best tax benefits. Optimal asset allocation can be complex and confusing, even for experienced St. Peters, MO investors. Correct Capital’s team of St. Peters, MO financial advisors has the data, analysis capabilities, and experience to allocate your investments in a way that stimulates growth and mitigates risk.
Diversification
The only given in the investment community is that there is no 100% accurate, guaranteed way to predict winning and losing stocks. Your St. Peters, MO financial portfolio management team at Correct Capital will help formulate a plan for how to meet your goals with the understanding that diversification is a key part of financial portfolio management. Having more types of assets and distributing your assets across various investments can help manage risk.
Rebalancing
Sometimes fluctuations in the market cause a client’s preferred target allocation to change. You may have started with a 70/30 high-risk to low-risk ratio, however changes in the market moved it to an 80/20 ratio. Our St. Peters, MO financial portfolio management advisors will rebalance your portfolio to keep it aligned with your risk tolerance and inspire strong long-term results.
Take a look at the links below to see what other financial services we offer:
- Succession Planning
- Fiduciary Financial Advisor
- Company 401(k) Plans
- ESOP Advisor
- Self-Employed Retirement Plans
- 401(k) For Small Business
- Small Business Retirement Plans
- Tax Planning
Why You Should Hire Correct Capital as Your St. Peters, MO Financial Portfolio Management Advisors
At Correct Capital, we strive to create a financial portfolio management strategy for every St. Peters, MO client that is as unique as their individual financial goals. We build a personal relationship with you to enhance our understanding of how we can help you. We’ll analyze your income and spending to create a personalized budget and create optimal asset allocation. With our secure and easy-to-use online portal, you’ll be able to track your wealth growth every day. Whether you’re trying to grow your children’s college fund, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital St. Peters, MO financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally required to do what’s in your best interest. Call us today at 877-930-4015 or contact us online.
