Financial Portfolio Management in Swansea, IL

Financial Portfolio Management Swansea, IL. It can be complex and draining to oversee a wide variety of investments while staying on top of market fluctuations. Your experienced Swansea, IL financial advisors at Correct Capital know how to manage all of your investments. As a Registered Investment Advisor (RIA), we have access to a wealth of research and investment solutions to make sure your wealth is growing as it should. Call us today at 314-930-401K or contact us online to create your ideal portfolio and fortify you and your family’s future.

As the ultimate goal of financial portfolio management is to grow your wealth, you need fiduciary mindset Swansea, IL financial portfolio management consultants you can trust. As we are objective and privately owned, we steer clear of conflicts of interest and are legally compelled to advise you and manage your portfolio in a manner that’s the best thing for for you and only you. We have worked together with hundreds of Swansea, IL area residents and families to design bespoke financial solutions and help grow their money, whatever their needs or goals may be.

What is Financial Portfolio Management?

A financial portfolio is the collection of your financial assets. An adept Swansea, IL financial consultant can offer portfolio management to better meet your goals. There are many types of investments to consider:

  • Stocks, or equities, are the shares you own of publicly traded companies. Some stocks will rise in value over time in hopes you can sell them for more than you bought them for. Some corporations also pay out a part of their profits to their investors as dividends.
  • Bonds could be either corporate or governmental, and are basically a loan made from a borrower to an investor. They are typically given as a way for the borrower to pay for projects or operations. As the investor, you make money off of the interest payments on the loan.
  • Cash and cash equivalents are either the money you already have in your account, or anything that is easily converted into cash , including, for example treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
  • Mutual Funds are an investment program that pools money from many investors and invests it in a variety of securities, such as stocks, bonds, or other assets. They allow individual investors to diversify their assets, often have relatively low initial investment requirements, and can be purchased in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are purchased and sold at their closing price at the end of the day.
  • Exchange Traded Funds (ETFs) are similar to mutual funds in that investments are pooled and they can help create a very diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They give investors access to a particular part of the market and simultaneously provide diversification across the sector. ETFs are purchased and sold throughout the day as their prices fluctuate.
  • Alternative assets are any assets not listed above. Stocks, bonds, and cash are usually thought to be the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.

Financial portfolio management is the task of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The dependable Swansea, IL financial portfolio advisors at Correct Capital will help you understand how to position each kind of asset to meet your unique needs. As our Swansea, IL clients entrust us with their future, we strive to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.

Correct Capital’s Portfolio Management Strategy

Depending on your specific needs, our Correct Capital Swansea, IL financial advisors will help you understand what investment strategies are best for you. We actively manage your investments to make sure your portfolio stays aligned with your financial goals.


Active Financial Portfolio Management

This investment approach usually involves daily decisions and transactions. While it is occassionally referred to as high-risk, our Swansea, IL financial professionals have the experience to actively manage your account without endangering your preferred level of risk. The objective here is to outperform the market and to get you the best possible return on your investments. You need savvy financial professionals with up-to-date, in-depth research and analysis in order for this strategy to be successful. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We follow market trends, shifts in the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.

With our knowledge and personalized guidance, our team of financial professionals will adapt with changes in the market to design a financial portfolio management plan personalized specifically for you and your Swansea, IL family.

Passive Financial Portfolio Management

This is often referred to as a ”set-at-and-forget-it” strategy, and it attempts to parallel the performance of a particular market index with the idea being that your money grows slowly over time, trading off a potentially higher return with more certainty.

While some Swansea, IL investors favor a passive investment strategy, we think of ourselves as active portfolio managers. The Swansea, IL investment consultants at Correct Capital have the experience and knowledge to actively manage your assets in order to optimize your money with the idea of keeping your wealth growing always at the forefront of our minds.

Key Concepts in Financial Portfolio Management

Risk Tolerance

The Swansea, IL financial advisors at Correct Capital understand that every Swansea, IL client is unique, and therefore their tolerance for or aversion to risk will be different. Every investment carries some level of risk, but depending on your risk tolerance you may require a more active or a more passive financial portfolio management approach. Swansea, IL residents with a higher risk tolerance will be more willing to see fluctuations in their portfolio in the market, while individuals or families with a higher risk aversion will want to see gains that may not be as high, but will be steadier and more consistent. Our Swansea, IL team of financial advisors will give you independent, objective, and unbiased guidance to help you find the best risk tolerance for your portfolio.


Asset Allocation

Asset allocation is the determination of how to position your wealth for long-term growth. A healthy mix of asset allocation will help your portfolio match your risk tolerance, protect against loss, and maximize tax benefits. Optimal asset allocation can be complex and confusing, even for knowledgeable Swansea, IL investors. Correct Capital’s team of Swansea, IL financial advisors has the data, research capabilities, and experience to allocate your investments in a way that stimulates growth and mitigates risk.


Diversification

The only given in the investment world is that there is no 100% accurate, guaranteed way to predict which stocks will rise in value in which will fall. Your Swansea, IL financial portfolio management team at Correct Capital will help plan how to meet your goals with the understanding that diversification is an important part of financial portfolio management. Having more types of assets and distributing your assets to various investments can help lessen your exposure to risk.


Rebalancing

Sometimes fluctuations in the market lead a client’s preferred target allocation to change. You may have started with a 70/30 high-risk to low-risk ratio, however changes in the market moved it to an 80/20 ratio. Our Swansea, IL financial portfolio management advisors will rebalance your portfolio to match your risk tolerance and stimulate strong long-term results.


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Why You Should Hire Correct Capital as Your Swansea, IL Financial Portfolio Management Advisors

At Correct Capital, we endeavor to build a financial portfolio management strategy for every Swansea, IL client that is as unique as their individual financial needs. We build a personal relationship with you to best understand how we can help you. We’ll analyze your income and spending to create a personalized budget and create optimal asset allocation. With our secure and easy-to-use online portal, you’ll be able to follow your wealth growth every day. Whether you’re trying to grow your children’s college fund, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital Swansea, IL financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally compelled to do what’s in your best interest. Call us today at 314-930-401K or contact us online.


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