Financial Portfolio Management in St. Charles, MO

Financial Portfolio Management St. Charles, MO. It can be complex and tiring to oversee a wide variety of investments while keeping an eye on market fluctuations. Your experienced St. Charles, MO financial consultants at Correct Capital know how to handle all of your investments. As a Registered Investment Advisor (RIA), we have access to an abundance of research and investment solutions to ensure your investments is growing as you need it to. Call us today at 314-930-401K or contact us online to create your ideal portfolio and fortify you and your family’s future.

As the ultimate goal of financial portfolio management is to grow your wealth, you need fiduciary mindset St. Charles, MO financial portfolio management advisors you can trust. As we are independent and privately owned, we steer clear of conflicts of interest and are legally obligated to offer you advice and manage your portfolio in a way that’s best for you and only you. We have worked hand-in-hand with hundreds of St. Charles, MO area residents and families to produce customized financial solutions and help grow their money, whatever their needs or goals may be.

What is Financial Portfolio Management?

A financial portfolio is the collection of your financial assets. A skilled St. Charles, MO financial advisor can offer portfolio management to better meet your goals. There are many investment opportunities to consider:

  • Stocks, or equities, are the shares you own of publicly traded companies. You will be able to sell some stocks for more than you bought them for as their value rises over time. Some companies also offer a portion of their profits to their investors as dividends.
  • Bonds could be either corporate or governmental, and are in essence a loan made from a borrower to an investor. They are typically given as a way for the borrower to finance projects or operations. As the investor, you make money off of the interest payments on the loan.
  • Cash and cash equivalents are either the funds you already have in your account, or any asset that is easily converted into cash , including, for example treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
  • Mutual Funds are an investment strategy that accumulates money from multiple investors and invests it in assorted securities, such as stocks, bonds, or other assets. They permit individual investors to diversify their assets, often times have relatively low initial investment requirements, and can be bought in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are purchased and sold at their closing price at the end of the day.
  • Exchange Traded Funds (ETFs) are similar to mutual funds in that investments are pooled and they can help create a very diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They give investors access to a particular part of the market and simultaneously provide diversification across the sector. ETFs are purchased and sold throughout the day as their prices fluctuate.
  • Alternative assets are any assets not covered above. Stocks, bonds, and cash are typically considered the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.

Financial portfolio management is the task of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The trusted St. Charles, MO financial portfolio professionals at Correct Capital will guide you in your understanding of how to position each type of asset to meet your personal needs. As our St. Charles, MO clients entrust us with their future, we strive to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.

Correct Capital’s Portfolio Management Strategy

Depending on your specific needs, our Correct Capital St. Charles, MO financial consultants will help you pick the best methods of investment for you. We actively manage your investments to make certain your portfolio and you financial goals stay synched.


Active Financial Portfolio Management

This investment approach most often involves daily decisions and transactions. While it is occassionally thought of as high-risk, our St. Charles, MO financial advisors have the experience to actively manage your account without compromising your preferred level of risk. The goal here is to outperform the market and to get you the highest possible return on your investments. You need savvy financial consultants with up-to-date, in-depth research and analysis in order for this strategy to be successful. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We track market trends, shifts in the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.

With our knowledge and tailor-made guidance, our team of financial advisors will adapt as the market changes to create a financial portfolio management plan personalized specifically for you and your St. Charles, MO family.

Passive Financial Portfolio Management

This is often referred to as a “hands-off” strategy, and it attempts to match the performance of a particular market index with the idea being that your money grows slowly over time, prioritizing certainty over a potentially higher return.

While some St. Charles, MO investors choose a passive investment strategy, we consider ourselves active portfolio managers. The St. Charles, MO investment consultants at Correct Capital have the experience and knowledge to actively manage your assets in order to optimize your investments in the interest of keeping your wealth growing.

Key Concepts in Financial Portfolio Management

Risk Tolerance

The St. Charles, MO financial consultants at Correct Capital are aware that every St. Charles, MO client has their own life circumstances, and therefore their tolerance for or aversion to risk will be different. All investments carry some level of risk, but depending on your risk tolerance you may need a more active or a more passive financial portfolio management strategy. St. Charles, MO residents with a lower risk aversion will be more willing to see fluctuations in their portfolio in the market, while clients with a lower risk tolerance will want to see gains that may be lower, but will be steadier and more consistent. Our St. Charles, MO team of financial advisors will give you independent, objective, and unbiased guidance to help you find the best risk tolerance for your portfolio.


Asset Allocation

Asset allocation is the determination of how to position your wealth for long-term growth. A healthy combination of asset allocation will help your portfolio match your risk tolerance, safeguard against loss, and maximize tax benefits. Optimal asset allocation can be complex and confusing, even for knowledgeableSt. Charles, MO investors. Correct Capital’s team of St. Charles, MO financial advisors has the data, analysis capabilities, and knowledge to allocate your money in a way that stimulates growth and mitigates risk.


Diversification

The only given in the investment world is that there is no 100% accurate, fool-proof way to predict which stocks will rise in value in which will fall. Your St. Charles, MO financial portfolio management team at Correct Capital will help formulate a plan for how to meet your goals with the understanding that diversification is an important part of financial portfolio management. Having more types of assets and distributing your assets to various investments can help mitigate your exposure to risk.


Rebalancing

Sometimes fluctuations in the market cause a client’s preferred target allocation to stray for course. You may have started with a 70/30 high-risk to low-risk ratio, however changes in the market moved it to an 80/20 ratio. Our St. Charles, MO financial portfolio management advisors will rebalance your portfolio to match your risk tolerance and encourage strong long-term results.


Take a look at the links below to see what other financial services we offer:


Why You Should Hire Correct Capital as Your St. Charles, MO Financial Portfolio Management Advisors

At Correct Capital, we strive to design a financial portfolio management strategy for each St. Charles, MO client that is as unique as their individual financial needs. We build a personal relationship with you to best understand how we can help you. We’ll analyze your income and spending to create a personalized budget and create optimal asset allocation. With our secure and simple online portal, you’ll be able to see how your wealth is growing every day. Whether you’re trying to grow a fund for your children’s higher education, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital St. Charles, MO financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally obligated to do what’s in your best interest. Call us today at 314-930-401K or contact us online.


Are you ready to experience the Correct Capital difference?

GET STARTED

Meet our team of financial advisors.

Our Team

Services We Offer