Financial Portfolio Management in St. Charles, MO

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Financial Portfolio Management St. Charles, MO. It can be complicated and draining to control a wide variety of investments while also monitoring market fluctuations. Your experienced St. Charles, MO financial professionals at Correct Capital know how to manage all of your investments. As a Registered Investment Advisor (RIA), we have access to a wealth of research and investment solutions to make sure your wealth is growing as it should. Call us today at 877-930-4015 or contact us online to create your ideal portfolio and fortify you and your family’s future.

As the ultimate goal of financial portfolio management is to increase your wealth, you need fiduciary mindset St. Charles, MO financial portfolio management professionals you can trust. As we are objective and privately owned, we steer clear of conflicts of interest and are legally obligated to offer you advice and manage your portfolio in a way that’s the best thing for for you and only you. We have worked together with hundreds of St. Charles, MO area residents and families to create custom-tailored financial solutions and help grow their money, regardless of what their needs or goals may be.

What is Financial Portfolio Management?

A financial portfolio is the collection of your financial assets. A talented St. Charles, MO financial professional can offer portfolio management to better meet your goals. There are many investment opportunities to consider:

  • Stocks, or equities, are the shares you own of publicly traded companies. You will be able to sell some stocks for more than you bought them for as their value rises over time. Some corporations also offer a portion of their profits to their investors as dividends.
  • Bonds could be either corporate or governmental, and are in essence a loan made from a borrower to an investor. They are typically given as a way for the borrower to finance projects or operations. As the investor, you make a profit when the interest on the loan is paid back to you.
  • Cash and cash equivalents are either the funds you already have in your account, or anything that is easily converted into cash such as treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
  • Mutual Funds are an investment strategy that pools money from many investors and invests it in a variety of securities, such as stocks, bonds, or other assets. They permit individual investors to diversify their assets, usually have relatively low initial investment requirements, and can be purchased in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are bought and sold at their closing price at the end of the day.
  • Exchange Traded Funds (ETFs) are similar to mutual funds in that investors pool their funds and they allow for a diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They give investors access to a particular market segment while providing diversification across the sector. ETFs are bought and sold throughout the day as their prices fluctuate.
  • Alternative assets are any assets not listed above. Stocks, bonds, and cash are often considered the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.

Financial portfolio management is the process of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The trusted St. Charles, MO financial portfolio advisors at Correct Capital will help you understand how to position each type of asset to meet your unique needs. As our St. Charles, MO clients entrust us with their future, we endeavor to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.



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Correct Capital Wealth Management's office is physically located in St. Louis, MO, but we serve clients throughout the United States in both personal financial planning and corporate retirement plans.

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Correct Capital’s Portfolio Management Strategy

Depending on your specific needs, our Correct Capital St. Charles, MO financial advisors will help you understand what investment strategies are best for you. We actively manage your investments to make certain your portfolio and you financial goals stay synched.


Active Financial Portfolio Management

This investment approach usually requires daily decisions and transactions. While it is sometimes considered to be high-risk, our St. Charles, MO financial consultants have the experience to actively manage your account without jeopardizing your preferred level of risk. The objective here is to beat market performance and to get you the best possible return on your investments. The success of this strategy depends on up-to-date, in-depth research and analysis and savvy financial professionals and portfolio managers. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We observe market trends, changes to the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.

With our knowledge and bespoke guidance, our team of financial advisors will adapt as the market changes to design a financial portfolio management plan personalized specifically for you and your St. Charles, MO family.

Passive Financial Portfolio Management

This is often referred to as a ”set-at-and-forget-it” strategy, and it tries to match the performance of a particular market index with the idea being that your money grows slowly over time, trading off a potentially higher return with more certainty.

While some St. Charles, MO investors prefer the idea of a passive investment strategy, we consider ourselves active portfolio managers. The St. Charles, MO investment advisors at Correct Capital have the experience and knowledge to actively manage your assets in order to optimize your investments in the interest of keeping your wealth growing.

Key Concepts in Financial Portfolio Management

Risk Tolerance

The St. Charles, MO financial consultants at Correct Capital understand that every St. Charles, MO client has their own life circumstances, and as such will have varying degrees of aversion to or tolerance for risk. Every investment carries some level of risk, but depending on your risk tolerance you may need a more active or a more passive financial portfolio management approach. St. Charles, MO residents with a lower risk aversion will be more willing to see fluctuations in their portfolio in the market, while clients with a higher risk aversion will want to see gains that may not be as high, but will be steadier and more consistent. Our St. Charles, MO team of financial advisors will give you independent, objective, and unbiased guidance to help you find the best risk tolerance for your portfolio.


Asset Allocation

Asset allocation is the determination of how to position your wealth for long-term growth. A healthy combination of asset allocation will help your portfolio match your risk tolerance, protect against loss, and maximize tax benefits. Optimal asset allocation can be complex and confusing, even for knowledgeable St. Charles, MO investors. Correct Capital’s team of St. Charles, MO financial advisors has the data, research capabilities, and knowledge to allocate your investments in a way that stimulates growth and mitigates risk.


Diversification

The only given in the investment community is that there is no 100% accurate, guaranteed way to predict winning and losing stocks. Your St. Charles, MO financial portfolio management team at Correct Capital will help plan how to meet your goals with the understanding that diversification is a vital part of financial portfolio management. Having more types of assets and distributing your assets across various investments can help lessen your exposure to risk.


Rebalancing

Sometimes fluctuations in the market lead a client’s preferred target allocation to stray off course. You may have started with a 70/30 high-risk to low-risk ratio, however changes in the market moved it to an 80/20 ratio. Our St. Charles, MO financial portfolio management professionals will rebalance your portfolio to keep it aligned with your risk tolerance and inspire strong long-term results.


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Why You Should Hire Correct Capital as Your St. Charles, MO Financial Portfolio Management Advisors

At Correct Capital, we endeavor to build a financial portfolio management strategy for each St. Charles, MO client that is as unique as their individual financial needs. We build a personal relationship with you to best understand how we can help you. We’ll create a personalized budget based on your spending and income and create optimal asset allocation. With our secure and easy-to-use online portal, you’ll be able to see how your wealth is growing every day. Whether you’re trying to grow a fund for your children’s higher education, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital St. Charles, MO financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally required to do what’s in your best interest. Call us today at 877-930-4015 or contact us online.


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