Financial Portfolio Management in St. Charles, MO

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Financial Portfolio Management St. Charles, MO. It can be complex and draining to control a wide variety of investments while keeping an eye on market fluctuations. Your experienced St. Charles, MO financial consultants at Correct Capital know how to handle all of your investments. As a Registered Investment Advisor (RIA), we have access to a copious amount of research and investment solutions to make sure your wealth is growing as you need it to. Call us today at 314-930-401K or contact us online to create your ideal portfolio and safeguard you and your family’s future.

As the ultimate goal of financial portfolio management is to increase your wealth, you need fiduciary mindset St. Charles, MO financial portfolio management advisors you can trust. As we are independent and privately owned, we steer clear of conflicts of interest and are legally required to offer you advice and manage your portfolio in a way that’s the best thing for for you and only you. We have worked together with hundreds of St. Charles, MO area residents and families to construct customized financial solutions and help grow their money, whatever their needs or goals may be.

What is Financial Portfolio Management?

A financial portfolio is the collection of your financial assets. A skilled St. Charles, MO financial professional can provide portfolio management to better meet your goals. There are many investment options to consider:

  • Stocks, or equities, are the shares you own of publicly traded companies. Some stocks will rise in value over time in hopes you can sell them for more than you bought them for. Some businesses also pay out a cut of their profits to their investors as dividends.
  • Bonds could be either corporate or governmental, and are in essence a loan an investor makes to a borrower. They are most often given as a way for the borrower to pay for projects or operations. As the investor, you make money off of the interest payments on the loan.
  • Cash and cash equivalents are either the funds you already have in your account, or anything that is easily converted into cash , including, for example treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
  • Mutual Funds are an investment strategy that accumulates money from many investors and invests it in assorted securities, such as stocks, bonds, or other assets. They allow individual investors to diversify their assets, typically have relatively low initial investment requirements, and can be bought in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are purchased and sold at their closing price at the end of the day.
  • Exchange Traded Funds (ETFs) are similar to mutual funds in that investments are pooled and they can help create a very diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They offer investors access to a particular market segment while providing diversification across the sector. ETFs are purchased and sold throughout the day as their prices fluctuate.
  • Alternative assets are any assets not listed above. Stocks, bonds, and cash are typically considered the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.

Financial portfolio management is the process of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The trusted St. Charles, MO financial portfolio consultants at Correct Capital will guide you in your understanding of how to position each kind of asset to meet your unique needs. As our St. Charles, MO clients entrust us with their future, we endeavor to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.



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Correct Capital’s Portfolio Management Strategy

Contingent upon your specific needs, our Correct Capital St. Charles, MO financial professionals will help you pick the best methods of investment for you. We actively manage your investments to ensure your portfolio stays aligned with your financial goals.


Active Financial Portfolio Management

This investment strategy typically requires daily decisions and transactions. While it is occassionally referred to as high-risk, our St. Charles, MO financial advisors know how to actively manage your account without endangering your preferred level of risk. The objective here is to beat market performance and to get you the highest possible return on your investments. You need savvy financial professionals with up-to-date, in-depth research and analysis in order for this strategy to be successful. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We track market trends, changes to the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.

With our experience and personalized guidance, our team of financial consultants will adapt as the market fluctuates to design a financial portfolio management plan personalized specifically for you and your St. Charles, MO family.

Passive Financial Portfolio Management

This is often referred to as a ”set-at-and-forget-it” approach, and it seeks to match the performance of a particular market index with the idea being that your money grows slowly over time, trading off a potentially higher return with more certainty.

While some St. Charles, MO investors would rather have a passive investment strategy, we think of ourselves as active portfolio managers. The St. Charles, MO investment advisors at Correct Capital have the experience and knowledge to actively manage your money in order to optimize your investments with the idea of keeping your wealth growing always at the forefront of our minds.

Key Concepts in Financial Portfolio Management

Risk Tolerance

The St. Charles, MO financial consultants at Correct Capital know that every St. Charles, MO client is different, and as such will have varying degrees of aversion to or tolerance for risk. All investments carry some level of risk, but depending on your risk tolerance you may need a more active or a more passive financial portfolio management approach. St. Charles, MO residents with a higher risk tolerance will be more willing to see fluctuations in their portfolio in the market, while people with a higher risk aversion will want to see gains that may be lower, but will be steadier and more consistent. Our St. Charles, MO team of financial advisors will give you independent, objective, and unbiased direction to help you find the best risk tolerance for your portfolio.


Asset Allocation

Asset allocation is the determination of how to position your wealth for long-term growth. A healthy amalgam of asset allocation will help your portfolio match your risk tolerance, safeguard against loss, and give you the best tax benefits. Optimal asset allocation can be complex and confusing, even for knowledgeable St. Charles, MO investors. Correct Capital’s team of St. Charles, MO financial advisors has the data, research capabilities, and knowledge to allocate your money in a way that stimulates growth and mitigates risk.


Diversification

The only constant in the investment world is that there is no 100% accurate, guaranteed way to predict which stocks will rise in value in which will fall. Your St. Charles, MO financial portfolio management team at Correct Capital will help strategize how to meet your goals with the understanding that diversification is an important part of financial portfolio management. Having more types of assets and distributing your assets to various investments can help mitigate your exposure to risk.


Rebalancing

Sometimes fluctuations in the market cause a client’s preferred target allocation to stray off course. You may have started with a 70/30 high-risk to low-risk ratio, however changes in the market moved it to an 80/20 ratio. Our St. Charles, MO financial portfolio management advisors will rebalance your portfolio to keep it in line with your risk tolerance and encourage strong long-term results.


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Why You Should Hire Correct Capital as Your St. Charles, MO Financial Portfolio Management Advisors

At Correct Capital, we strive to create a financial portfolio management strategy for every St. Charles, MO client that is as unique as their individual financial needs. We build a personal relationship with you to enhance our understanding of how we can help you. We’ll analyze your income and spending to create a personalized budget and create optimal asset allocation. With our secure and simple online portal, you’ll be able to follow your wealth growth every day. Whether you’re trying to grow a fund for your children’s higher education, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital St. Charles, MO financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally obligated to do what’s in your best interest. Call us today at 314-930-401K or contact us online.


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