Financial Portfolio Management in University City, MO

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Financial Portfolio Management University City, MO. It can be complicated and draining to control a wide variety of investments while keeping an eye on market fluctuations. Your experienced University City, MO financial professionals at Correct Capital know how to manage all of your investments. As a Registered Investment Advisor (RIA), we have access to an abundance of research and investment solutions to ensure your money is growing as it should. Call us today at 877-930-4015 or contact us online to create your ideal portfolio and safeguard you and your family’s future.

As the ultimate goal of financial portfolio management is to grow your wealth, you need fiduciary mindset University City, MO financial portfolio management advisors you can trust. As we are client-centered and privately owned, we steer clear of conflicts of interest and are legally required to advise you and manage your portfolio in a way that’s best for you and only you. We have worked side by side with hundreds of University City, MO area residents and families to design custom-tailored financial solutions and help grow their wealth, regardless of what their needs or goals may be.

What is Financial Portfolio Management?

A financial portfolio is the collection of your financial assets. An adept University City, MO financial professional can offer portfolio management to better meet your goals. There are many investment options to consider:

  • Stocks, or equities, are the shares you own of publicly traded companies. You will be able to sell some stocks for more than you bought them for as their value rises over time. Some corporations also pay out a portion of their profits to their investors as dividends.
  • Bonds could be either corporate or governmental, and are essentially a loan an investor makes to a borrower. They are usually given as a way for the borrower to bankroll projects or operations. As the investor, you make money off of the interest payments on the loan.
  • Cash and cash equivalents are either the money you already have in your account, or any asset that is easily converted into cash , including, for example treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
  • Mutual Funds are an investment program that collects money from multiple investors and invests it in a variety of securities, such as stocks, bonds, or other assets. They allow individual investors to diversify their assets, usually have relatively low initial investment requirements, and can be purchased in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are bought and sold at their closing price at the end of the day.
  • Exchange Traded Funds (ETFs) are similar to mutual funds in that investors pool their funds and they allow for a diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They give investors access to a particular market segment while providing diversification across the sector. ETFs are purchased and sold throughout the day as their prices fluctuate.
  • Alternative assets are any assets not mentioned above. Stocks, bonds, and cash are often thought to be the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.

Financial portfolio management is the task of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The trusted University City, MO financial portfolio advisors at Correct Capital will help you understand how to position each type of asset to meet your unique needs. As our University City, MO clients entrust us with their future, we strive to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.



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Correct Capital Wealth Management's office is physically located in St. Louis, MO, but we serve clients throughout the United States in both personal financial planning and corporate retirement plans.

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Correct Capital’s Portfolio Management Strategy

Contingent upon your specific needs, our Correct Capital University City, MO financial professionals will help you pick the best methods of investment for you. We actively manage your investments to make certain your portfolio stays aligned with your financial goals.


Active Financial Portfolio Management

This method of investment most often requires daily decisions and transactions. While it is sometimes considered to be high-risk, our University City, MO financial advisors know how to actively manage your account without jeopardizing your preferred level of risk. The goal here is to outperform the market and to get you the highest possible return on your investments. The success of this strategy depends on up-to-date, in-depth research and analysis and savvy financial consultants and portfolio managers. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We track market trends, shifts in the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.

With our experience and tailor-made guidance, our team of financial advisors will adapt as the market fluctuates to build a financial portfolio management plan personalized specifically for you and your University City, MO family.

Passive Financial Portfolio Management

This is often referred to as a “hands-off” approach, and it seeks to match the performance of a particular market index with the idea being that your money grows slowly over time, prioritizing certainty over a potentially higher return.

While some University City, MO investors prefer the idea of a passive investment strategy, we consider ourselves active portfolio managers. The University City, MO investment consultants at Correct Capital have the experience and knowledge to actively manage your investments in order to optimize your money in the interest of keeping your wealth growing.

Key Concepts in Financial Portfolio Management

Risk Tolerance

The University City, MO financial consultants at Correct Capital are aware that every University City, MO client is different, and as such will have varying degrees of aversion to or tolerance for risk. Every investment carries some amount of risk, but depending on your risk tolerance you may require a more active or a more passive financial portfolio management strategy. University City, MO residents with a higher risk tolerance will be more willing to see fluctuations in their portfolio in the market, while people with a higher risk aversion will want to see gains that may not be as high, but will be steadier and more consistent. Our University City, MO team of financial advisors will give you independent, objective, and unbiased advice to help you find the best risk tolerance for your portfolio.


Asset Allocation

Asset allocation is the determination of how to position your wealth for long-term growth. A healthy combination of asset allocation will help your portfolio match your risk tolerance, safeguard against loss, and maximize tax benefits. Optimal asset allocation can be intricate and confusing, even for knowledgeable University City, MO investors. Correct Capital’s team of University City, MO financial advisors has the data, research capabilities, and knowledge to allocate your money in a way that stimulates growth and mitigates risk.


Diversification

The only constant in the investment world is that there is no 100% accurate, fool-proof way to predict which stocks will rise in value in which will fall. Your University City, MO financial portfolio management team at Correct Capital will help formulate a plan for how to meet your goals with the understanding that diversification is an important part of financial portfolio management. Having more types of assets and distributing your assets across various investments can help lessen your exposure to risk.


Rebalancing

Sometimes fluctuations in the market cause a client’s preferred target allocation to change. You may have started with a 70/30 high-risk to low-risk ratio, which due to changes in the market shift to an 80/20 ratio. Our University City, MO financial portfolio management consultants will rebalance your portfolio to match your risk tolerance and encourage strong long-term results.


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Why You Should Hire Correct Capital as Your University City, MO Financial Portfolio Management Advisors

At Correct Capital, we endeavor to build a financial portfolio management strategy for every University City, MO client that is as unique as their individual financial needs. We build a personal relationship with you to best understand how we can help you. We’ll analyze your income and spending to create a personalized budget and create optimal asset allocation. With our secure and simple online portal, you’ll be able to see how your wealth is growing every day. Whether you’re trying to grow a fund for your children’s higher education, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital University City, MO financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally compelled to do what’s in your best interest. Call us today at 877-930-4015 or contact us online.


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