Financial Portfolio Management in O'Fallon, MO

Financial Portfolio Management O'Fallon, MO. It can be complicated and draining to oversee a wide variety of investments while also monitoring market fluctuations. Your experienced O'Fallon, MO financial professionals at Correct Capital know how to manage all of your investments. As a Registered Investment Advisor (RIA), we have access to an abundance of research and investment solutions to keep your investments is growing as you need it to. Call us today at 314-930-401K or contact us online to create your ideal portfolio and protect you and your family’s future.

As the ultimate goal of financial portfolio management is to grow your wealth, you need fiduciary mindset O'Fallon, MO financial portfolio management advisors you can trust. As we are client-centered and privately owned, we avoid conflicts of interest and are legally required to offer you advice and manage your portfolio in a way that’s the best thing for for you and only you. We have worked side by side with hundreds of O'Fallon, MO area residents and families to create customized financial solutions and help grow their wealth, regardless of what their needs or goals may be.

What is Financial Portfolio Management?

A financial portfolio is the collection of your financial assets. A skilled O'Fallon, MO financial professional can provide portfolio management to better meet your goals. There are many investment opportunities to consider:

  • Stocks, or equities, are the shares you own of publicly traded companies. You will be able to sell some stocks for more than you bought them for as their value rises over time. Some companies also pay out a portion of their profits to their investors as dividends.
  • Bonds could be either corporate or governmental, and are basically a loan an investor makes to a borrower. They are usually given as a way for the borrower to bankroll projects or operations. As the investor, you make money off of the interest payments on the loan.
  • Cash and cash equivalents are either the funds you already have in your account, or anything that is easily converted into cash , including, for example treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
  • Mutual Funds are an investment strategy that pools money from many investors and invests it in assorted securities, such as stocks, bonds, or other assets. They allow individual investors to diversify their assets, often times have relatively low initial investment requirements, and can be paid for in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are bought and sold at their closing price at the end of the day.
  • Exchange Traded Funds (ETFs) are similar to mutual funds in that investors pool their funds and they allow for a diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They provide investors with access to a particular market segment and at the same time provide diversification across the sector. ETFs are bought and sold throughout the day as their prices fluctuate.
  • Alternative assets are any assets not mentioned above. Stocks, bonds, and cash are typically considered the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.

Financial portfolio management is the task of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The trusted O'Fallon, MO financial portfolio consultants at Correct Capital will guide you in your understanding of how to position each kind of asset to meet your individual needs. As our O'Fallon, MO clients entrust us with their future, we strive to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.

Correct Capital’s Portfolio Management Strategy

Determined by your specific needs, our Correct Capital O'Fallon, MO financial advisors will help you understand what investment strategies are best for you. We actively manage your investments to make sure your portfolio and you financial goals stay synched.


Active Financial Portfolio Management

This method of investment most often requires daily decisions and transactions. While it is sometimes thought of as high-risk, our O'Fallon, MO financial consultants have the knowledge to actively manage your account without jeopardizing your preferred level of risk. The objective here is to beat the performance of the market and to get you the highest possible return on your investments. You need savvy financial professionals with up-to-date, in-depth research and analysis in order for this strategy to be successful. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We observe market trends, shifts in the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.

With our experience and customized guidance, our team of financial professionals will adapt as the market fluctuates to create a financial portfolio management plan tailor-made specifically for you and your O'Fallon, MO family.

Passive Financial Portfolio Management

This is often referred to as a “hands-off” approach, and it tries to parallel the performance of a particular market index with the idea being that your money grows slowly over time, trading off a potentially higher return with more certainty.

While some O'Fallon, MO investors choose a passive investment strategy, we think of ourselves as active portfolio managers. The O'Fallon, MO investment advisors at Correct Capital have the experience and knowledge to actively manage your money in order to optimize your investments in the interest of keeping your wealth growing.

Key Concepts in Financial Portfolio Management

Risk Tolerance

The O'Fallon, MO financial professionals at Correct Capital know that every O'Fallon, MO client is unique, and as such will have varying degrees of aversion to or tolerance for risk. Every investment carries some amount of risk, but depending on your risk tolerance you may require a more active or a more passive financial portfolio management strategy. O'Fallon, MO residents with a lower risk aversion will be more willing to see fluctuations in their portfolio in the market, while clients with a lower risk tolerance will want to see gains that may be lower, but will be steadier and more consistent. Our O'Fallon, MO team of financial advisors will give you independent, objective, and unbiased advice to help you find the best risk tolerance for your portfolio.


Asset Allocation

Asset allocation is the determination of how to position your wealth for long-term growth. A healthy amalgam of asset allocation will help your portfolio match your risk tolerance, safeguard against loss, and maximize tax benefits. Optimal asset allocation can be intricate and confusing, even for knowledgeableO'Fallon, MO investors. Correct Capital’s team of O'Fallon, MO financial advisors has the data, analysis capabilities, and experience to allocate your investments in a way that stimulates growth and mitigates risk.


Diversification

The only given in the investment world is that there is no 100% accurate, fool-proof way to predict which stocks will rise in value in which will fall. Your O'Fallon, MO financial portfolio management team at Correct Capital will help plan how to meet your goals with the understanding that diversification is a key part of financial portfolio management. Having more types of assets and distributing your assets to various investments can help manage risk.


Rebalancing

Sometimes fluctuations in the market cause a client’s preferred target allocation to stray for course. You may have started with a 70/30 high-risk to low-risk ratio, however changes in the market moved it to an 80/20 ratio. Our O'Fallon, MO financial portfolio management professionals will rebalance your portfolio to match your risk tolerance and stimulate strong long-term results.


Take a look at the links below to see what other financial services we offer:


Why You Should Hire Correct Capital as Your O'Fallon, MO Financial Portfolio Management Advisors

At Correct Capital, we strive to create a financial portfolio management strategy for each O'Fallon, MO client that is as unique as their individual financial needs. We build a personal relationship with you to best understand how we can help you. We’ll analyze your income and spending to create a personalized budget and create optimal asset allocation. With our secure and easy-to-use online portal, you’ll be able to track your wealth growth every day. Whether you’re trying to grow a fund for your children’s higher education, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital O'Fallon, MO financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally compelled to do what’s in your best interest. Call us today at 314-930-401K or contact us online.


Are you ready to experience the Correct Capital difference?

GET STARTED

Meet our team of financial advisors.

Our Team

Services We Offer