Financial Portfolio Management in Kirkwood, MO

Financial Portfolio Management Kirkwood, MO. It can be confusing and tiring to oversee a wide variety of investments while staying on top of market fluctuations. Your experienced Kirkwood, MO financial consultants at Correct Capital know how to handle all of your investments. As a Registered Investment Advisor (RIA), we have access to a copious amount of research and investment solutions to ensure your investments is growing as you need it to. Call us today at 314-930-401K or contact us online to create your ideal portfolio and fortify you and your family’s future.

As the ultimate goal of financial portfolio management is to grow your wealth, you need fiduciary mindset Kirkwood, MO financial portfolio management advisors you can trust. As we are client-centered and privately owned, we avoid conflicts of interest and are legally obligated to offer you advice and manage your portfolio in a manner that’s best for you and only you. We have worked hand-in-hand with hundreds of Kirkwood, MO area residents and families to construct customized financial solutions and help grow their money, whatever their needs or goals may be.

What is Financial Portfolio Management?

A financial portfolio is the collection of your financial assets. A talented Kirkwood, MO financial consultant can supply portfolio management to better meet your goals. There are many investment options to consider:

  • Stocks, or equities, are the shares you own of publicly traded companies. You will be able to sell some stocks for more than you bought them for as their value rises over time. Some corporations also offer a portion of their profits to their investors as dividends.
  • Bonds could be either corporate or governmental, and are essentially a loan an investor makes to a borrower. They are most often given as a way for the borrower to fund projects or operations. As the investor, you make money off of the interest payments on the loan.
  • Cash and cash equivalents are either the money you already have in your account, or any asset that is easily converted into cash such as treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
  • Mutual Funds are an investment strategy that pools money from multiple investors and invests it in assorted securities, such as stocks, bonds, or other assets. They permit individual investors to diversify their assets, often have relatively low initial investment requirements, and can be purchased in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are purchased and sold at their closing price at the end of the day.
  • Exchange Traded Funds (ETFs) are similar to mutual funds in that investors pool their funds and they allow for a diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They offer investors access to a particular market segment and at the same time provide diversification across the sector. ETFs are bought and sold throughout the day as their prices fluctuate.
  • Alternative assets are any assets not listed above. Stocks, bonds, and cash are often considered the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.

Financial portfolio management is the task of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The trusted Kirkwood, MO financial portfolio professionals at Correct Capital will help you understand how to position each type of asset to meet your personal needs. As our Kirkwood, MO clients entrust us with their future, we strive to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.

Correct Capital’s Portfolio Management Strategy

Determined by your specific needs, our Correct Capital Kirkwood, MO financial advisors will help you pick the best methods of investment for you. We actively manage your investments to make sure your portfolio stays aligned with your financial goals.


Active Financial Portfolio Management

This investment strategy typically necessitates daily decisions and transactions. While it is sometimes considered to be high-risk, our Kirkwood, MO financial professionals have the knowledge to actively manage your account without jeopardizing your preferred level of risk. The objective here is to outperform the market and to get you the highest possible return on your investments. The success of this strategy depends on up-to-date, in-depth research and analysis and savvy financial consultants and portfolio managers. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We track market trends, shifts in the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.

With our experience and customized guidance, our team of financial advisors will adapt as the market fluctuates to create a financial portfolio management plan customized specifically for you and your Kirkwood, MO family.

Passive Financial Portfolio Management

This is often referred to as a “hands-off” strategy, and it attempts to parallel the performance of a particular market index with the idea being that your money grows slowly over time, prioritizing certainty over a potentially higher return.

While some Kirkwood, MO investors favor a passive investment strategy, we consider ourselves active portfolio managers. The Kirkwood, MO investment professionals at Correct Capital have the experience and knowledge to actively manage your money in order to optimize your assets with the idea of keeping your wealth growing always at the forefront of our minds.

Key Concepts in Financial Portfolio Management

Risk Tolerance

The Kirkwood, MO financial professionals at Correct Capital are aware that every Kirkwood, MO client is different, and therefore their tolerance for or aversion to risk will be different. All investments carry some amount of risk, but depending on your risk tolerance you may require a more active or a more passive financial portfolio management strategy. Kirkwood, MO residents with a higher risk tolerance will be more willing to see fluctuations in their portfolio in the market, while individuals or families with a lower risk tolerance will want to see gains that may not be as high, but will be steadier and more consistent. Our Kirkwood, MO team of financial advisors will give you independent, objective, and unbiased direction to help you find the best risk tolerance for your portfolio.


Asset Allocation

Asset allocation is the determination of how to position your wealth for long-term growth. A healthy mix of asset allocation will help your portfolio match your risk tolerance, safeguard against loss, and maximize tax benefits. Optimal asset allocation can be complex and confusing, even for knowledgeableKirkwood, MO investors. Correct Capital’s team of Kirkwood, MO financial advisors has the data, analysis capabilities, and experience to allocate your money in a way that stimulates growth and mitigates risk.


Diversification

The only given in the investment community is that there is no 100% accurate, fool-proof way to predict winning and losing stocks. Your Kirkwood, MO financial portfolio management team at Correct Capital will help plan how to meet your goals with the understanding that diversification is a vital part of financial portfolio management. Having more types of assets and distributing your assets across various investments can help manage risk.


Rebalancing

Sometimes fluctuations in the market trigger a client’s preferred target allocation to change. You may have started with a 70/30 high-risk to low-risk ratio, however changes in the market moved it to an 80/20 ratio. Our Kirkwood, MO financial portfolio management professionals will rebalance your portfolio to keep it in line with your risk tolerance and inspire strong long-term results.


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Why You Should Hire Correct Capital as Your Kirkwood, MO Financial Portfolio Management Advisors

At Correct Capital, we endeavor to build a financial portfolio management strategy for every Kirkwood, MO client that is as unique as their individual financial goals. We build a personal relationship with you to best understand how we can help you. We’ll create a personalized budget based on your spending and income and create optimal asset allocation. With our secure and easy-to-use online portal, you’ll be able to track your wealth growth every day. Whether you’re trying to grow your children’s college fund, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital Kirkwood, MO financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally compelled to do what’s in your best interest. Call us today at 314-930-401K or contact us online.


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