Financial Portfolio Management Kirkwood, MO. It can be complex and tiring to manage a wide variety of investments while keeping an eye on market fluctuations. Your experienced Kirkwood, MO financial advisors at Correct Capital know how to oversee all of your investments. As a Registered Investment Advisor (RIA), we have access to a copious amount of research and investment solutions to ensure your money is growing as you need it to. Call us today at 877-930-4015 or contact us online to create your ideal portfolio and fortify you and your family’s future.
As the ultimate goal of financial portfolio management is to grow your wealth, you need fiduciary mindset Kirkwood, MO financial portfolio management advisors you can trust. As we are objective and privately owned, we steer clear of conflicts of interest and are legally compelled to counsel you and manage your portfolio in a way that’s the best thing for for you and only you. We have worked side by side with hundreds of Kirkwood, MO area residents and families to build customized financial solutions and help grow their wealth, whatever their needs or goals may be.
What is Financial Portfolio Management?
A financial portfolio is the collection of your financial assets. A talented Kirkwood, MO financial consultant can offer portfolio management to better meet your goals. There are many kinds of investments to consider:
- Stocks, or equities, are the shares you own of publicly traded companies. You will be able to sell some stocks for more than you bought them for as their value rises over time. Some companies also pay out a cut of their profits to their investors as dividends.
- Bonds could be either corporate or governmental, and are essentially a loan an investor makes to a borrower. They are usually given as a way for the borrower to fund projects or operations. As the investor, you make money off of the interest payments on the loan.
- Cash and cash equivalents are either the money you already have in your account, or anything that is easily converted into cash , including, for example treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
- Mutual Funds are an investment strategy that accumulates money from several investors and invests it in different securities, such as stocks, bonds, or other assets. They let individual investors diversify their assets, often times have relatively low initial investment requirements, and can be purchased in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are purchased and sold at their closing price at the end of the day.
- Exchange Traded Funds (ETFs) are similar to mutual funds in that investments are pooled and they can help create a very diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They offer investors access to a particular market segment while providing diversification across the sector. ETFs are bought and sold throughout the day as their prices fluctuate.
- Alternative assets are any assets not mentioned above. Stocks, bonds, and cash are typically considered the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.
Financial portfolio management is the task of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The dependable Kirkwood, MO financial portfolio consultants at Correct Capital will help you understand how to position each kind of asset to meet your individual needs. As our Kirkwood, MO clients put their financial future in our hands, we endeavor to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.
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Correct Capital Wealth Management's office is physically located in St. Louis, MO, but we serve clients throughout the United States in both personal financial planning and corporate retirement plans.
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Correct Capital’s Portfolio Management Strategy
Determined by your specific needs, our Correct Capital Kirkwood, MO financial professionals will help you pick the best methods of investment for you. We actively manage your investments to make sure your portfolio and you financial goals stay synched.
Active Financial Portfolio Management
This method of investment most often necessitates daily decisions and transactions. While it is occassionally thought of as high-risk, our Kirkwood, MO financial professionals have the knowledge to actively manage your account without compromising your preferred level of risk. The objective here is to beat market performance and to get you the highest possible return on your investments. The success of this strategy depends on up-to-date, in-depth research and analysis and savvy financial advisors and portfolio managers. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We observe market trends, changes to the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.
With our experience and tailor-made guidance, our team of financial professionals will adapt with changes in the market to create a financial portfolio management plan personalized specifically for you and your Kirkwood, MO family.
Passive Financial Portfolio Management
This is often referred to as a “hands-off” strategy, and it seeks to parallel the performance of a particular market index with the idea being that your money grows slowly over time, prioritizing certainty over a potentially higher return.
While some Kirkwood, MO investors prefer the idea of a passive investment strategy, we consider ourselves active portfolio managers. The Kirkwood, MO investment professionals at Correct Capital have the experience and knowledge to actively manage your investments in order to optimize your assets in the interest of keeping your wealth growing.
Key Concepts in Financial Portfolio Management
Risk Tolerance
The Kirkwood, MO financial professionals at Correct Capital are aware that every Kirkwood, MO client is unique, and therefore their tolerance for or aversion to risk will be different. All investments carry some amount of risk, but depending on your risk tolerance you may require a more active or a more passive financial portfolio management approach. Kirkwood, MO residents with a higher risk tolerance will be more willing to see fluctuations in their portfolio in the market, while people with a lower risk tolerance will want to see gains that may be lower, but will be steadier and more consistent. Our Kirkwood, MO team of financial advisors will give you independent, objective, and unbiased guidance to help you find the best risk tolerance for your portfolio.
Asset Allocation
Asset allocation is the determination of how to position your wealth for long-term growth. A healthy combination of asset allocation will help your portfolio match your risk tolerance, safeguard against loss, and maximize tax benefits. Optimal asset allocation can be complex and confusing, even for knowledgeable Kirkwood, MO investors. Correct Capital’s team of Kirkwood, MO financial advisors has the data, analysis capabilities, and knowledge to allocate your money in a way that stimulates growth and mitigates risk.
Diversification
The only given in the investment community is that there is no 100% accurate, perfect way to predict winning and losing stocks. Your Kirkwood, MO financial portfolio management team at Correct Capital will help formulate a plan for how to meet your goals with the understanding that diversification is a vital part of financial portfolio management. Having more types of assets and distributing your assets to various investments can help manage risk.
Rebalancing
Sometimes fluctuations in the market cause a client’s preferred target allocation to change. You may have started with a 70/30 high-risk to low-risk ratio, however changes in the market moved it to an 80/20 ratio. Our Kirkwood, MO financial portfolio management professionals will rebalance your portfolio to keep it in line with your risk tolerance and inspire strong long-term results.
Take a look at the links below to see what other financial services we offer:
- Succession Planning
- Fiduciary Financial Advisor
- Company 401(k) Plans
- ESOP Advisor
- Self-Employed Retirement Plans
Why You Should Hire Correct Capital as Your Kirkwood, MO Financial Portfolio Management Advisors
At Correct Capital, we strive to build a financial portfolio management strategy for every Kirkwood, MO client that is as unique as their individual financial needs. We build a personal relationship with you to best understand how we can help you. We’ll create a personalized budget based on your spending and income and create optimal asset allocation. With our secure and easy-to-use online portal, you’ll be able to track your wealth growth every day. Whether you’re trying to grow a fund for your children’s higher education, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital Kirkwood, MO financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally required to do what’s in your best interest. Call us today at 877-930-4015 or contact us online.
