Financial Portfolio Management Rock Hill, MO. It can be complex and draining to oversee a wide variety of investments while keeping an eye on market fluctuations. Your experienced Rock Hill, MO financial advisors at Correct Capital know how to oversee all of your investments. As a Registered Investment Advisor (RIA), we have access to a wealth of research and investment solutions to make sure your money is growing as it should. Call us today at 877-930-4015 or contact us online to create your ideal portfolio and safeguard you and your family’s future.
As the ultimate goal of financial portfolio management is to increase your wealth, you need fiduciary mindset Rock Hill, MO financial portfolio management consultants you can trust. As we are objective and privately owned, we steer clear of conflicts of interest and are legally compelled to counsel you and manage your portfolio in a manner that’s the best thing for for you and only you. We have worked in concert with hundreds of Rock Hill, MO area residents and families to create customized financial solutions and help grow their money, whatever their needs or goals may be.
What is Financial Portfolio Management?
A financial portfolio is the collection of your financial assets. A skilled Rock Hill, MO financial consultant can offer portfolio management to better meet your goals. There are many investment opportunities to consider:
- Stocks, or equities, are the shares you own of publicly traded companies. Some stocks will rise in value over time in hopes you can sell them for more than you bought them for. Some businesses also offer a cut of their profits to their investors as dividends.
- Bonds could be either corporate or governmental, and are in essence a loan made from a borrower to an investor. They are most often given as a way for the borrower to bankroll projects or operations. As the investor, you make money off of the interest payments on the loan.
- Cash and cash equivalents are either the money you already have in your account, or any asset that is easily converted into cash , including, for example treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
- Mutual Funds are an investment program that collects money from several investors and invests it in a variety of securities, such as stocks, bonds, or other assets. They allow individual investors to diversify their assets, usually have relatively low initial investment requirements, and can be paid for in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are bought and sold at their closing price at the end of the day.
- Exchange Traded Funds (ETFs) are similar to mutual funds in that investors pool their funds and they allow for a diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They give investors access to a particular market segment and at the same time provide diversification across the sector. ETFs are bought and sold throughout the day as their prices fluctuate.
- Alternative assets are any assets not covered above. Stocks, bonds, and cash are typically thought to be the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.
Financial portfolio management is the process of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The dependable Rock Hill, MO financial portfolio advisors at Correct Capital will help you understand how to position each kind of asset to meet your unique needs. As our Rock Hill, MO clients put their financial future in our hands, we endeavor to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.
Correct Capital’s Portfolio Management Strategy
Contingent upon your specific needs, our Correct Capital Rock Hill, MO financial advisors will help you understand what investment strategies are best for you. We actively manage your investments to make certain your portfolio stays aligned with your financial goals.
Active Financial Portfolio Management
This investment strategy most often consists of daily decisions and transactions. While it is sometimes considered to be high-risk, our Rock Hill, MO financial consultants know how to actively manage your account without compromising your preferred level of risk. The objective here is to outperform the market and to get you the best possible return on your investments. The success of this strategy depends on up-to-date, in-depth research and analysis and savvy financial advisors and portfolio managers. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We follow market trends, shifts in the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.
With our experience and bespoke guidance, our team of financial professionals will adapt as the market changes to create a financial portfolio management plan personalized specifically for you and your Rock Hill, MO family.
Passive Financial Portfolio Management
This is often referred to as a ”set-at-and-forget-it” strategy, and it seeks to match the performance of a particular market index with the idea being that your money grows slowly over time, trading off a potentially higher return with more certainty.
While some Rock Hill, MO investors favor a passive investment strategy, we think of ourselves as active portfolio managers. The Rock Hill, MO investment professionals at Correct Capital have the experience and knowledge to actively manage your money in order to optimize your money in the interest of keeping your wealth growing.
Key Concepts in Financial Portfolio Management
Risk Tolerance
The Rock Hill, MO financial advisors at Correct Capital understand that every Rock Hill, MO client has their own life circumstances, and therefore their tolerance for or aversion to risk will be different. Every investment carries some level of risk, but depending on your risk tolerance you may need a more active or a more passive financial portfolio management strategy. Rock Hill, MO residents with a higher risk tolerance will be more willing to see fluctuations in their portfolio in the market, while individuals or families with a lower risk tolerance will want to see gains that may not be as high, but will be steadier and more consistent. Our Rock Hill, MO team of financial advisors will give you independent, objective, and unbiased direction to help you find the best risk tolerance for your portfolio.
Asset Allocation
Asset allocation is the determination of how to position your wealth for long-term growth. A healthy blend of asset allocation will help your portfolio match your risk tolerance, safeguard against loss, and maximize tax benefits. Optimal asset allocation can be complex and confusing, even for experienced Rock Hill, MO investors. Correct Capital’s team of Rock Hill, MO financial advisors has the data, research capabilities, and experience to allocate your funds in a way that stimulates growth and mitigates risk.
Diversification
The only constant in the investment community is that there is no 100% accurate, perfect way to predict which stocks will rise in value in which will fall. Your Rock Hill, MO financial portfolio management team at Correct Capital will help formulate a plan for how to meet your goals with the understanding that diversification is a vital part of financial portfolio management. Having more types of assets and distributing your assets across various investments can help lessen your exposure to risk.
Rebalancing
Sometimes fluctuations in the market lead a client’s preferred target allocation to change. You may have started with a 70/30 high-risk to low-risk ratio, however changes in the market moved it to an 80/20 ratio. Our Rock Hill, MO financial portfolio management professionals will rebalance your portfolio to match your risk tolerance and stimulate strong long-term results.
Take a look at the links below to see what other financial services we offer:
- Succession Planning
- Fiduciary Financial Advisor
- Company 401(k) Plans
- ESOP Advisor
- Self-Employed Retirement Plans
- 401(k) For Small Business
Why You Should Hire Correct Capital as Your Rock Hill, MO Financial Portfolio Management Advisors
At Correct Capital, we strive to build a financial portfolio management strategy for each Rock Hill, MO client that is as unique as their individual financial needs. We build a personal relationship with you to enhance our understanding of how we can help you. We’ll create a personalized budget based on your spending and income and create optimal asset allocation. With our secure and simple online portal, you’ll be able to track your wealth growth every day. Whether you’re trying to grow a fund for your children’s higher education, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital Rock Hill, MO financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally obligated to do what’s in your best interest. Call us today at 877-930-4015 or contact us online.
