Financial Portfolio Management Brentwood, MO. It can be confusing and tiring to manage a wide variety of investments while also monitoring market fluctuations. Your experienced Brentwood, MO financial professionals at Correct Capital know how to manage all of your investments. As a Registered Investment Advisor (RIA), we have access to a copious amount of research and investment solutions to make sure your money is growing as you need it to. Call us today at 877-930-4015 or contact us online to create your ideal portfolio and safeguard you and your family’s future.
As the ultimate goal of financial portfolio management is to increase your wealth, you need fiduciary mindset Brentwood, MO financial portfolio management advisors you can trust. As we are client-centered and privately owned, we avoid conflicts of interest and are legally compelled to advise you and manage your portfolio in a way that’s the best thing for for you and only you. We have worked hand-in-hand with hundreds of Brentwood, MO area residents and families to design bespoke financial solutions and help grow their wealth, regardless of what their needs or goals may be.
What is Financial Portfolio Management?
A financial portfolio is the collection of your financial assets. A skilled Brentwood, MO financial professional can provide portfolio management to better meet your goals. There are many types of investments to consider:
- Stocks, or equities, are the shares you own of publicly traded companies. Some stocks will rise in value over time in hopes you can sell them for more than you bought them for. Some companies also pay out a portion of their profits to their investors as dividends.
- Bonds could be either corporate or governmental, and are essentially a loan made from a borrower to an investor. They are typically given as a way for the borrower to bankroll projects or operations. As the investor, you make a profit when the interest on the loan is paid back to you.
- Cash and cash equivalents are either the money you already have in your account, or any asset that is easily converted into cash , including, for example treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
- Mutual Funds are an investment program that collects money from several investors and invests it in assorted securities, such as stocks, bonds, or other assets. They allow individual investors to diversify their assets, typically have relatively low initial investment requirements, and can be paid for in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are purchased and sold at their closing price at the end of the day.
- Exchange Traded Funds (ETFs) are similar to mutual funds in that investors pool their funds and they allow for a diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They provide investors with access to a particular part of the market while providing diversification across the sector. ETFs are bought and sold throughout the day as their prices fluctuate.
- Alternative assets are any assets not listed above. Stocks, bonds, and cash are usually considered the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.
Financial portfolio management is the task of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The trusted Brentwood, MO financial portfolio professionals at Correct Capital will help you understand how to position each type of asset to meet your unique needs. As our Brentwood, MO clients entrust us with their future, we strive to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.
Correct Capital’s Portfolio Management Strategy
Determined by your specific needs, our Correct Capital Brentwood, MO financial professionals will help you understand what investment strategies are best for you. We actively manage your investments to make sure your portfolio stays aligned with your financial goals.
Active Financial Portfolio Management
This method of investment typically necessitates daily decisions and transactions. While it is occassionally considered to be high-risk, our Brentwood, MO financial advisors have the experience to actively manage your account without compromising your preferred level of risk. The goal here is to beat market performance and to get you the best possible return on your investments. You need savvy financial advisors with up-to-date, in-depth research and analysis in order for this strategy to be successful. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We follow market trends, changes to the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.
With our experience and customized guidance, our team of financial professionals will adapt as the market fluctuates to build a financial portfolio management plan tailor-made specifically for you and your Brentwood, MO family.
Passive Financial Portfolio Management
This is often referred to as a ”set-at-and-forget-it” approach, and it tries to parallel the performance of a particular market index with the idea being that your money grows slowly over time, trading off a potentially higher return with more certainty.
While some Brentwood, MO investors choose a passive investment strategy, we think of ourselves as active portfolio managers. The Brentwood, MO investment professionals at Correct Capital have the experience and knowledge to actively manage your money in order to optimize your money with the idea of keeping your wealth growing always at the forefront of our minds.
Key Concepts in Financial Portfolio Management
Risk Tolerance
The Brentwood, MO financial advisors at Correct Capital are aware that every Brentwood, MO client is unique, and as such will have varying degrees of aversion to or tolerance for risk. All investments carry some amount of risk, but depending on your risk tolerance you may necessitate a more active or a more passive financial portfolio management strategy. Brentwood, MO residents with a lower risk aversion will be more willing to see fluctuations in their portfolio in the market, while clients with a lower risk tolerance will want to see gains that may be lower, but will be steadier and more consistent. Our Brentwood, MO team of financial advisors will give you independent, objective, and unbiased guidance to help you find the best risk tolerance for your portfolio.
Asset Allocation
Asset allocation is the determination of how to position your wealth for long-term growth. A healthy mix of asset allocation will help your portfolio match your risk tolerance, protect against loss, and maximize tax benefits. Optimal asset allocation can be complex and confusing, even for knowledgeable Brentwood, MO investors. Correct Capital’s team of Brentwood, MO financial advisors has the data, research capabilities, and knowledge to allocate your funds in a way that stimulates growth and mitigates risk.
Diversification
The only constant in the investment community is that there is no 100% accurate, perfect way to predict which stocks will rise in value in which will fall. Your Brentwood, MO financial portfolio management team at Correct Capital will help strategize how to meet your goals with the understanding that diversification is a vital part of financial portfolio management. Having more types of assets and distributing your assets to various investments can help manage risk.
Rebalancing
Sometimes fluctuations in the market cause a client’s preferred target allocation to change. You may have started with a 70/30 high-risk to low-risk ratio, however changes in the market moved it to an 80/20 ratio. Our Brentwood, MO financial portfolio management consultants will rebalance your portfolio to keep it in line with your risk tolerance and stimulate strong long-term results.
Take a look at the links below to see what other financial services we offer:
- Succession Planning
- Fiduciary Financial Advisor
- Company 401(k) Plans
- ESOP Advisor
- Self-Employed Retirement Plans
- 401(k) For Small Business
- Small Business Retirement Plans
- Tax Planning
Why You Should Hire Correct Capital as Your Brentwood, MO Financial Portfolio Management Advisors
At Correct Capital, we endeavor to design a financial portfolio management strategy for every Brentwood, MO client that is as unique as their individual financial goals. We build a personal relationship with you to best understand how we can help you. We’ll analyze your income and spending to create a personalized budget and create optimal asset allocation. With our secure and easy-to-use online portal, you’ll be able to see how your wealth is growing every day. Whether you’re trying to grow your children’s college fund, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital Brentwood, MO financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally required to do what’s in your best interest. Call us today at 877-930-4015 or contact us online.
