Financial Advisor in Columbia, IL

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Trusted and Experienced Financial Advisor in Columbia, IL.

Financial Advisor in Columbia, IL. You earn your money through hard work, and you want to feel secure about how it's it's being used for your future. Many Columbia, IL residents don't have the financial literacy to be sure they're putting their money to good use, while others simply don't have the time or interest to stay up to date on market trends along with new rules and global events. That's when you need a trustworthy, veteran, and knowledgeable financial advisor in your corner. A Correct Capital financial advisor in Columbia, IL will make your money work in a way that benefits you. We employ in-depth research and analytics along with our decades of financial planning experience to create tailored financial plans for individuals, families, and companies in Columbia, IL and beyond. Call us today at 314-930-401(k) or contact us online to find out how Correct Capital can help you.

A 2018 study by FINRA revealed that 53 percent of American adults are nervous about their finances. The cause of that apprehensiveness is commonly simply not being sure they're managing their money correctly. After our Columbia, IL financial advisor team gets to know you, your finances and your financial aims, we'll build a road map to help you reach them. As a fiduciary and an independent firm, every Correct Capital financial advisor is required to act in your best interest and we are not limited in the plans we can endorse. Our financial advisors in Columbia, IL have certifications that can only be awarded through exhaustive testing and by meeting strict education requirements.

Financial Advisor in Columbia, IL | Wealth Management Services | Financial Planner Near Columbia 

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Heading into retirement? Looking for investment guidance? Transition into your golden years the smart way with help from the CERTIFIED FINANCIAL PLANNER™ professionals of Correct Capital. Get started with a free, personalized financial assessment.

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What Does a Financial Advisor in Columbia, IL Do?

A financial advisor will evaluate your present finances, ascertain methods to enhance it, and help you realize your long-term financial goals. A lot of Columbia, IL residents commonly immediately think of investing when they hear wealth management services and financial advisors. While that is a fundamental component of any financial plan, a certified financial advisor will be able to offer you overarching financial advice that takes into account the entirety of your finances. The following are some of the services your Correct Capital financial advisor in Columbia, IL will utilize in order to help you achieve your goals.

  • Financial Planning

    Our finances are part of pretty much anything we do, from making sure we're set up in retirement, to higher education, real estate deals, choosing insurance policies, and providing for ourselves and our families. The best financial advisors in Columbia, IL offer comprehensive services and bespoke counsel by taking into consideration your entire financial situation.

  • Tax Planning

    Taxes are part of virtually every financial transaction and transfer. The IRS itself says that the vast majority of taxpayers pay too much in taxes each year. The United States tax code is notoriously convoluted, however it contains perfectly valid ways to reduce the amount of taxes you pay. An expert and trustworthy Columbia, IL financial advisor will be able to maneuver your tax implications in any transaction in the interest of keeping more money in your pocket.

  • Portfolio Management and Asset Management

    Your financial portfolio is the collection of your financial assets. Examples of assets are stocks, bonds, mutual funds, ETFs, cash equivalents, or alternative assets such as cryptocurrencies. A financial advisor in Columbia, IL will help allocate and diversify your assets in order to mitigate risk and best position your money for growth.

  • Retirement Planning

    Depending on where you are in life and where you want to be when you retire, your Columbia, IL financial advisor will help with tax implications, knowing the perfect age to retire, when to withdraw money and how much to take out. A financial advisor will help you develop a budget and plan what your source of income will be in retirement so you can spend your golden years exactly the way you want to.

  • 401(k) Services

    We offer 401(k) services to both individuals and families and Columbia, IL businesses and business owners. Having a 401(k) plan is a wonderful way to keep your best employees and keep them productive and happy. Our retirement consultants represent over $230 million in plan assets and thousands of plan participants across the United States. Our Columbia, IL financial advisor team offers all-encompassing 401(k) planning for business owners as well as personal benefits for their employees.

  • 401(k) Rollover

    When moving to a new job, it can be difficult to know the best way to manage the savings you already have in a previous Columbia, IL employer's 401(k) plan. You have a few options, such as keeping the money in the account it is currently in, moving it to a new 401(k), or putting the money in one of several IRA accounts. A financial advisor will know how to best go about managing your 401(k) funds.

  • Generational Wealth Transfers

    You work hard for your money, and it's understandable to want to leave a legacy and leave something behind for the people you love the most. Wealth transfers are different than simply leaving gifts behind in estate planning. A financial advisor in Columbia, IL can best allocate your money for not just your children but for generations to come, even the people you haven't met yet.

  • Fiduciary Advising

    Anyone can call themselves a "financial advisor," so it's paramount to pick one who has obtained accreditations and certifications from regulatory bodies such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and CERTIFIED FINANCIAL PLANNER™™ professionals, your Columbia, IL financial advisor at Correct Capital must observe a "Code of Ethics and Standards of Conduct" to:

    1. Act with honesty, integrity, competence, and diligence.
    2. Act in the client's best interest.
    3. Exercise due care.
    4. Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
    5. Maintain confidentiality and protect the privacy of client information.
    6. Act in a manner that reflects positively on the financial planning profession and CFP® certification.

When you hire a Columbia, IL financial advisor at Correct Capital, we begin by getting to know you personally and your aims. We will assess your current income, assets, investments, debts, and expenses. Once we've completed that, we'll work in tandem with you to ascertain your preferred risk tolerance and how we can best help you accomplish your goals. As an independent advisory firm, our only commitment is to act in your best interest. There is no limitation to the services, products, and investment opportunities our financial advisor team can offer you, and we will never try to sell you on something we do not believe in ourselves.

Financial Advisor in Columbia, IL | Wealth Management Services | Financial Planner Near Columbia

Call Correct Capital's Columbia, IL Financial Advisor Team Today

Your money and the choice you make with it are personal. At Correct Capital, we know the relationship between a Columbia, IL individual, family, or business owner and their financial advisor hinges on on trust. We have dedicated our lives to helping our clients accomplish their personal and financial goals, whether that be sending your children to college or finally getting to purchase that dream car in your golden years. Call our Columbia, IL financial advisor team today at 314-930-401(k) or contact us online to take the first step in feeling great about your money.

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