Financial Advisor in Columbia, IL

Trusted and Experienced Financial Advisor in Columbia, IL.

Financial Advisor in Columbia, IL. You earn your money through hard work, and you want to feel confident about how it's growing and how it's being used. Many individuals and families in Columbia, IL don't have the financial literacy to be comfortable they're making the best decisions with their money, while others simply don't have the time or interest to stay up to date on market trends along with new laws and global events. That's when you need a trustworthy, accomplished, and adept financial advisor supporting you. A Correct Capital financial advisor in Columbia, IL will put your money to work for you. We employ in-depth research and analytics along with our decades of financial advising experience to build custom financial plans for individuals, families, and companies in Columbia, IL and beyond. Call us today at 314-930-401(k) or contact us online to discover how Correct Capital can help you.

A 2018 study by FINRA found that 53 percent of American adults are anxious about their finances. The root of that apprehensiveness is often simply not being sure they're managing their money correctly. After our Columbia, IL financial advisor team gets to know you, your finances and your financial objectives, we'll create a road map to help you realize them. As a fiduciary and an independent firm, every Correct Capital financial advisor is obligated to act in your best interest and we are not limited in the plans we can put forward. Our financial advisors in Columbia, IL have certifications that can only be acquired through exhaustive testing and by meeting stringent education requirements.

Financial Advisor in Columbia, IL | Wealth Management Services | Financial Planner Near Columbia

What Does a Financial Advisor in Columbia, IL Do?

A financial advisor will evaluate your present finances, identify means to improve it, and help you realize your long-term financial goals. A lot of Columbia, IL residents typically immediately think of investing when they think of wealth management services and financial advisors. While that is a key aspect of any financial plan, a qualified financial advisor will be able to provide you with comprehensive financial advice that considers the entirety of your finances. The following are some of the services your Correct Capital financial advisor in Columbia, IL will use to help you realize your objectives.

  • Financial Planning

    Our finances are part of virtually everything we do, from making sure we're set up in retirement, to higher and continuing education, real estate deals, picking insurance policies, and putting food on the table each night. The best financial advisors in Columbia, IL offer overarching services and tailored counsel by considering your entire financial situation.

  • Tax Planning

    Taxes are involved in virtually every financial transaction and transfer. The IRS itself says that over 70 percent of Americans overpay in taxes every year. The United States tax code is notoriously complicated, however it contains perfectly valid ways to lower your tax liability. A qualified and trustworthy Columbia, IL financial advisor will be able to manage your tax implications in any transaction in order to keep more money in your pocket.

  • Portfolio Management and Asset Management

    Your financial portfolio is the collection of your financial assets. Examples of assets are stocks, bonds, mutual funds, ETFs, anything easily converted to cash, or alternative assets such as cryptocurrencies. A financial advisor in Columbia, IL will help allocate and diversify your assets in order to lessen risk and best position your money for growth.

  • Retirement Planning

    Depending on where you are in life and your desired lifestyle when you retire, your Columbia, IL financial advisor will help with tax implications, considering the right age to retire, when to take money out and how much to withdraw. A financial advisor will help you develop a budget and plan for where your income will come from in retirement so you can spend your latter years exactly the way you want to.

  • 401(k) Services

    We provide 401(k) services to both individuals and families and Columbia, IL businesses and business owners. Implementing a 401(k) plan is a great way to keep your best employees and keep them productive and happy. Our retirement consultants represent more than $230 million in plan assets and thousands of plan participants across the nation. Our Columbia, IL financial advisor team offers all-encompassing 401(k) planning for companies as well as personal benefits for their employees.

  • 401(k) Rollover

    When changing to a new job, it can be difficult to know the best way to manage the savings you already have in your old Columbia, IL employer's 401(k) plan. You have several options, such as keeping the money in the account it is currently in, putting it in a new 401(k), or putting the money in one of several IRA accounts. A financial advisor will know how to best proceed with managing your 401(k) funds.

  • Generational Wealth Transfers

    Your money came from your hard work, and it's natural to want to leave a legacy and leave something behind for the people you love the most. Wealth transfers are different than merely leaving items behind in estate planning. A financial advisor in Columbia, IL can best manage your funds for not only your children but for generations to come, even ones you haven't met yet.

  • Fiduciary Advising

    Anyone can give themselves the title of "financial advisor," so it's important to pick one who has earned accreditations and certifications from regulatory bodies such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and as a Certified Financial Planner™, your Columbia, IL financial advisor at Correct Capital must act in accordance with a "Code of Ethics and Standards of Conduct" to:

    1. Act with honesty, integrity, competence, and diligence.
    2. Act in the client's best interest.
    3. Exercise due care.
    4. Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
    5. Maintain confidentiality and protect the privacy of client information.
    6. Act in a manner that reflects positively on the financial planning profession and CFP® certification.

When you hire a Columbia, IL financial advisor at Correct Capital, we start by getting to know you personally and your objectives. We will evaluate your current income, assets, investments, debts, and expenses. Next we've done that, we'll work with you to determine your preferred risk tolerance and how we can best help you achieve your goals. As an independent advisory firm, our only commitment is to act in your best interest. There is no restrictions to the services, products, and investment opportunities our financial advisor team can propose, and we will never try to sell you on something we do not believe in ourselves.

Financial Advisor in Columbia, IL | Wealth Management Services | Financial Planner Near Columbia

Call Correct Capital's Columbia, IL Financial Advisor Team Today

Your money and the choice you make with it are personal. At Correct Capital, we know the relationship between a Columbia, IL individual, family, or business owner and their financial advisor hinges on on trust. We have dedicated our careers to helping our clients meet their personal and financial objectives, whether that be sending your children to college or finally getting to drive that convertible in your retirement years. Call our Columbia, IL financial advisor team today at 314-930-401(k) or contact us online to take the first step in feeling great about your money.

Are you ready to experience the Correct Capital difference?


Meet our team of financial advisors.

Our Team

Services We Offer