Trusted and Experienced Financial Advisor in St. Louis County, MO.
Financial Advisor in St. Louis County, MO. You work hard for your money, and you want to feel confident about how it's it's being utilized for your future. Many individuals and families in St. Louis County, MO don't have the financial literacy to be comfortable they're putting their money to good use, while others simply don't have the time or interest to stay up to date on market trends along with new laws and what's going on around the globe. That's when you need a reliable, seasoned, and skilled financial advisor in your corner. A Correct Capital financial advisor in St. Louis County, MO will make your money work in a way that benefits you. We employ in-depth research and analytics along with our decades of financial planning experience to build personalized financial plans for individuals, families, and businesses in St. Louis County, MO and beyond. Call us today at 314-930-401(k) or contact us online to learn how Correct Capital can help you.
A 2018 study by FINRA reported that 53 percent of American adults are worried about their finances. A source of that apprehensiveness is frequently just not being sure they're putting their money in the right places. Once our St. Louis County, MO financial advisor team gets to know you, your finances and your financial ambitions, we'll build a road map to help you reach them. As a fiduciary and an independent firm, every Correct Capital financial advisor is required to act in your best interest and we are not limited in the options we can suggest. Our financial advisors in St. Louis County, MO have certifications that can only be obtained through exhaustive testing and by meeting strict education requirements.
What Does a Financial Advisor in St. Louis County, MO Do?
A financial advisor will asses your extant finances, identify ways to enhance it, and help you accomplish your future financial goals. Many St. Louis County, MO residents often immediately think of investing when they consider wealth management services and financial advisors. While that is a key element of any financial plan, a professional financial advisor will be able to give you holistic financial advice that takes into account the entirety of your finances. Below are some of the services your Correct Capital financial advisor in St. Louis County, MO will utilize to help you meet your objectives.
- Financial Planning
Our money is part of almost anything we do, from retirement planning, to higher education, real estate deals, picking insurance policies, and putting food on the table each night. The best financial advisors in St. Louis County, MO offer overarching services and customized financial counseling by considering your entire financial situation.
- Tax Planning
Taxes are involved in essentially every financial transaction and transfer. The IRS itself says that the vast majority of Americans pay too much in taxes each year. The United States tax code is infamously labyrinthine, nevertheless it allows for perfectly lawful ways to diminish the amount of taxes you pay. An accomplished and trustworthy St. Louis County, MO financial advisor will be able to manage your tax implications in any transaction in order to keep more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the collection of your financial assets. Common assets include stocks, bonds, mutual funds, ETFs, anything easily converted to cash, or alternative assets such as cryptocurrencies. A financial advisor in St. Louis County, MO will help allocate and diversify your assets in order to reduce risk in the interest of growing your wealth.
- Retirement Planning
Depending on where you currently are in life and your desired lifestyle when you retire, your St. Louis County, MO financial advisor will help with tax implications, considering the perfect age to retire, when to take money out and how much to withdraw. A financial advisor will help you develop a budget and plan for where your income will come from in retirement so you can spend your latter years exactly the way you want to.
- 401(k) Services
We offer 401(k) services to both individuals and families and St. Louis County, MO businesses and business owners. Having a 401(k) plan is a great way to retain your best employees and keep them productive and happy. Our retirement consultants represent over $230 million in plan assets and thousands of plan participants nationwide. Our St. Louis County, MO financial advisor team offers all-encompassing 401(k) planning for businesses as well as personal benefits for their employees.
- 401(k) Rollover
When moving to a new job, it can be difficult to know the best way to manage the money you've already saved in your old St. Louis County, MO employer's 401(k) plan. You have several options, such as keeping the money in the account it is currently in, moving it to a new 401(k), or putting the money in one of several IRA accounts. A financial advisor will know how to best approach managing your 401(k) funds.
- Generational Wealth Transfers
You work hard for your money, and it's natural to want to leave a legacy and leave some money behind for the people you care about the most. Wealth transfers are different than merely leaving property behind in estate planning. A financial advisor in St. Louis County, MO can best grow your wealth for not only your children but for future generations, even ones you haven't met yet.
- Fiduciary Advising
Anyone can call themselves a "financial advisor," so it's paramount to choose one who has earned accreditations and certifications from regulatory bodies such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and CERTIFIED FINANCIAL PLANNER™™ professionals, your St. Louis County, MO financial advisor at Correct Capital must abide by a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a St. Louis County, MO financial advisor at Correct Capital, we begin by getting to know you personally and your objectives. We will analyze your current income, assets, investments, debts, and expenses. Next we've done that, we'll work in tandem with you to ascertain your preferred risk tolerance and how we can best help you grow your wealth. As an independent advisory firm, our only job is to act in your best interest. There is no restrictions to the services, products, and investment opportunities our financial advisor team can recommend, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's St. Louis County, MO Financial Advisor Team Today
Your money and the decisions you make with it are personal. At Correct Capital, we believe the relationship between a St. Louis County, MO individual, family, or business owner and their financial advisor depends on trust. We have dedicated our lives to helping our clients meet their personal and financial goals, whether that be setting up a 401(k) plan or finally getting to buy that dream car in your retirement years. Call our St. Louis County, MO financial advisor team today at 314-930-401(k) or contact us online to take the first step in achieving your dreams.