Trusted and Experienced Financial Advisor in Swansea, IL.
Financial Advisor in Swansea, IL. You work hard for your money, and you want to feel good about how it's growing and how it's being used. Many individuals and families in Swansea, IL don't have the financial literacy to be sure they're making the best decisions with their money, while others simply don't have the time or interest to stay up to date on market trends along with new laws and global events. That's when you need a dependable, experienced, and knowledgeable financial advisor on your side. A Correct Capital financial advisor in Swansea, IL will put your money to work for you. We utilize in-depth research and analytics along with our decades of wealth management experience to design tailored financial solutions for individuals, families, and businesses in Swansea, IL and beyond. Call us today at 314-930-401(k) or contact us online to learn what Correct Capital can do for you.
A 2018 study by FINRA found that 53 percent of American adults are worried about their finances. A source of that concern is commonly just not being sure they're putting their money in the right places. After our Swansea, IL financial advisor team gets to know you, your current financial situation and your financial ambitions, we'll design a road map to help you accomplish them. As a fiduciary and an independent firm, your Correct Capital financial advisor is required to act in your best interest and we are not limited in the options we can offer you. Our financial advisors in Swansea, IL have certifications that can only be obtained through exhaustive testing and by meeting strict education requirements.
What Does a Financial Advisor in Swansea, IL Do?
A financial advisor will evaluate your extant financial situation, ascertain means to enhance it, and help you accomplish your long-term financial goals. Many Swansea, IL residents often immediately think of investing when they consider wealth management services and financial advisors. While that is a key element of any financial plan, a certified financial advisor will be able to give you holistic financial advice that takes into consideration the whole of your finances. Below are some of the services your Correct Capital financial advisor in Swansea, IL will utilize to help you reach your goals.
- Financial Planning
Our money is part of pretty much anything we do, from retirement planning, to higher and continuing education, real estate transactions, picking insurance policies, and putting food on the table each night. The best financial advisors in Swansea, IL offer holistic services and personalized counsel by taking into consideration your entire financial situation.
- Tax Planning
Taxes are part of pretty much every financial transaction and transfer. According to the IRS's own data, almost three quarters of people in the United States pay too much in taxes each year. The United States tax code is infamously labyrinthine, but it contains perfectly lawful ways to lower your tax liability. An expert and trustworthy Swansea, IL financial advisor will be able to manage your tax implications in any transaction in order to keep more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the collection of your financial assets. They can include stocks, bonds, mutual funds, exchange-traded funds, cash equivalents, or alternative assets such as real estate. A financial advisor in Swansea, IL will help allocate and diversify your assets in order to lessen risk and best position your money for growth.
- Retirement Planning
Depending on where you are in life and where you want to be when you retire, your Swansea, IL financial advisor will help with tax implications, knowing the best age to retire, when to take money out and how much to withdraw. A financial advisor will help you formulate a budget and plan for where your income will come from in retirement so you can spend your latter years exactly the way you want to.
- 401(k) Services
We provide 401(k) services to both individuals and families and Swansea, IL businesses and business owners. Having a 401(k) plan is a great way to retain your best employees and keep them productive and happy. Our retirement consultants represent over $230 million in plan assets and thousands of plan participants across the United States. Our Swansea, IL financial advisor team offers broad 401(k) planning for businesses as well as personal benefits for their employees.
- 401(k) Rollover
When going to a new job, it can be confusing to know the best way to manage the savings you already have in your old Swansea, IL employer's 401(k) plan. You have a few options, such as keeping the money in your current plan, putting it in a new 401(k), or moving the money to one of several IRA accounts. A financial advisor will know how to best go about managing your 401(k) funds.
- Generational Wealth Transfers
You work hard for your money, and it's natural to want to leave a legacy and leave some wealth behind for the people you love the most. Wealth transfers are not the same as merely leaving gifts behind in estate planning. A financial advisor in Swansea, IL can best allocate your money for not only your children but for future generations, even ones you haven't met yet.
- Fiduciary Advising
Anyone can call themselves a "financial advisor," so it's important to pick one who has obtained accreditations and certifications from regulatory bodies such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and CERTIFIED FINANCIAL PLANNER™™ professionals, your Swansea, IL financial advisor at Correct Capital is bound by a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a Swansea, IL financial advisor at Correct Capital, we start by getting to know you and your goals. We will assess your current income, assets, investments, debts, and expenses. Then we've done that, we'll work with you to ascertain your preferred risk tolerance and how we can best help you reach your goals. As an independent advisory firm, our only commitment is to act in your best interest. There is no limitation to the services, products, and investment opportunities our financial advisor team can put forward, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's Swansea, IL Financial Advisor Team Today
Your money and the decisions you make with it are personal. At Correct Capital, we know the relationship between a Swansea, IL individual, family, or business owner and their financial advisor depends on trust. We have dedicated our careers to helping our clients reach their personal and financial objectives, whether that be sending your children to college or finally getting to purchase that dream car in your retirement years. Call our Swansea, IL financial advisor team today at 314-930-401(k) or contact us online to take the first step in achieving your dreams.