Trusted and Experienced Financial Advisor in Edwardsville, IL.
Financial Advisor in Edwardsville, IL. You work hard for your money, and you want to feel confident about how it's growing and how it's being used. Many Edwardsville, IL residents don't have the financial literacy to be comfortable they're putting their money to good use, while others just don't have the time or interest to stay up to date on market trends along with new laws and global events. That's when you need a dependable, experienced, and knowledgeable financial advisor supporting you. A Correct Capital financial advisor in Edwardsville, IL will make your money work in a way that benefits you. We use in-depth research and analytics along with our decades of wealth management experience to build bespoke financial solutions for individuals, families, and companies in Edwardsville, IL and beyond. Call us today at 314-930-401(k) or contact us online to discover how Correct Capital can help you.
A 2018 study by FINRA found that 53 percent of American adults are anxious about their finances. A source of that apprehensiveness is often just not being sure they're managing their money correctly. After our Edwardsville, IL financial advisor team gets to know you, your finances and your financial objectives, we'll create a road map to help you reach them. As a fiduciary and an independent firm, your Correct Capital financial advisor is legally and ethically bound to act in your best interest and we are not limited in the plans we can put forward. Our financial advisors in Edwardsville, IL have certifications that can only be obtained through exhaustive testing and by meeting stringent education requirements.
What Does a Financial Advisor in Edwardsville, IL Do?
A financial advisor will asses your present finances, identify methods to enhance it, and help you meet your future financial goals. Many Edwardsville, IL residents commonly immediately think of investing when they consider wealth management services and financial advisors. While that is a core part of any financial plan, an experienced financial advisor will be able to give you comprehensive financial advice that gives consideration to the whole of your finances. Below are some of the services your Correct Capital financial advisor in Edwardsville, IL will use in order to help you meet your objectives.
- Financial Planning
Our finances are involved in more or less anything we do, from making sure we're set up in retirement, to higher and continuing education, real estate deals, picking insurance policies, and feeding our families. The best financial advisors in Edwardsville, IL offer holistic services and bespoke counsel by considering your entire financial situation.
- Tax Planning
Taxes are part of pretty much every financial transaction and transfer. According to the IRS's own data, over 70 percent of taxpayers overpay in taxes every year. The United States tax code is notoriously labyrinthine, nevertheless it allows for perfectly legitimate ways to lessen the amount of taxes you pay. A professional and trustworthy Edwardsville, IL financial advisor will be able to navigate your tax implications in any transaction in order to keep more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the collection of your financial assets. Common assets include stocks, bonds, mutual funds, ETFs, cash equivalents, or alternative assets such as cryptocurrencies. A financial advisor in Edwardsville, IL will help allocate and diversify your assets in order to lessen risk in the interest of growing your money.
- Retirement Planning
Depending on where you are in life and where you want to be when you retire, your Edwardsville, IL financial advisor will help with tax implications, thinking about the right age to retire, when to withdraw money and how much to take out. A financial advisor will help you develop a budget and plan what your source of income will be in retirement so you can spend your latter years exactly the way you want to.
- 401(k) Services
We offer 401(k) services to both Edwardsville, IL residents and Edwardsville, IL businesses and business owners. Enacting a 401(k) plan is a wonderful way to keep your best employees and keep them productive and happy. Our retirement consultants represent in excess of $230 million in plan assets and thousands of plan participants across the United States. Our Edwardsville, IL financial advisor team offers comprehensive 401(k) planning for companies as well as personal benefits for their employees.
- 401(k) Rollover
When changing to a new job, it can be hard to know the best way to manage the savings you already have in a previous Edwardsville, IL employer's 401(k) plan. You have a few options, such as keeping the money in the account it is currently in, putting it in a new 401(k), or moving the money to one of several IRA accounts. A financial advisor will know how to best proceed with managing your 401(k) funds.
- Generational Wealth Transfers
You work hard for your money, and it's understandable to want to leave a legacy and leave something behind for the ones you love the most. Wealth transfers are different than merely leaving possessions behind in estate planning. A financial advisor in Edwardsville, IL can best allocate your wealth for not only your children but for future generations, even the people you haven't met yet.
- Fiduciary Advising
Anyone can call themselves a "financial advisor," so it's imperative to pick one who has obtained accreditations and certifications from regulatory bodies such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and CERTIFIED FINANCIAL PLANNER™™ professionals, your Edwardsville, IL financial advisor at Correct Capital must observe a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a Edwardsville, IL financial advisor at Correct Capital, we begin by getting to know you and your aims. We will evaluate your current income, assets, investments, debts, and expenses. Then we've accomplished that, we'll work in concert with you to establish your preferred risk tolerance and how we can best help you realize your goals. As an independent advisory firm, our only priority is to act in your best interest. There is no limit to the services, products, and investment opportunities our financial advisor team can recommend, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's Edwardsville, IL Financial Advisor Team Today
Your money and the choice you make with it are personal. At Correct Capital, we understand that the relationship between a Edwardsville, IL individual, family, or business owner and their financial advisor depends on trust. We have dedicated our careers to helping our clients reach their personal and financial objectives, whether that be setting up a 401(k) plan or finally getting to purchase that convertible in your golden years. Call our Edwardsville, IL financial advisor team today at 314-930-401(k) or contact us online to take the first step in growing your wealth the way you want to.