Trusted and Experienced Financial Advisor in Fairview Heights, IL.
Financial Advisor in Fairview Heights, IL. You earn your money through hard work, and you want to feel confident about how it's it's being used for your future. Many Fairview Heights, IL residents don't have the financial literacy to be comfortable they're making the best decisions with their money, while others merely don't have the time or don't enjoy staying up to date on market trends along with new laws and global events. That's when you need a dependable, accomplished, and adept financial advisor in your corner. A Correct Capital financial advisor in Fairview Heights, IL will put your money to work for you. We employ in-depth research and analytics along with our decades of financial advising experience to design tailored financial solutions for individuals, families, and businesses in Fairview Heights, IL and beyond. Call us today at 314-930-401(k) or contact us online to discover what Correct Capital can do for you.
A 2018 study by FINRA found that 53 percent of American adults are anxious about their finances. A source of that concern is commonly just not being sure they're making the right decisions with their money. Once our Fairview Heights, IL financial advisor team gets to know you, your present financial situation and your financial objectives, we'll design a road map to help you reach them. As a fiduciary and an independent firm, every Correct Capital financial advisor is legally and ethically required to act in your best interest and we are not limited in the options we can offer you. Our financial advisors in Fairview Heights, IL have certifications that can only be gained through rigorous testing and by meeting stringent education requirements.
What Does a Financial Advisor in Fairview Heights, IL Do?
A financial advisor will asses your extant finances, pinpoint methods to improve it, and help you meet your long-term financial goals. Many Fairview Heights, IL residents often immediately think of investing when they hear wealth management services and financial advisors. While that is a key aspect of any financial plan, a certified financial advisor will be able to provide you with extensive financial advice that gives consideration to the whole of your finances. Below are some of the services your Correct Capital financial advisor in Fairview Heights, IL will use in order to help you reach your objectives.
- Financial Planning
Our money is involved in almost everything we do, from retirement planning, to education, real estate deals, picking insurance policies, and putting food on the table each night. The best financial advisors in Fairview Heights, IL offer overarching services and personalized counsel by taking into account your entire financial situation.
- Tax Planning
Taxes are part of basically every financial transaction and transfer. According to the IRS's own data, over 70 percent of Americans overpay in taxes each year. The United States tax code is notoriously complicated, nevertheless it allows for perfectly legal ways to decrease the amount of taxes you pay. An accomplished and trustworthy Fairview Heights, IL financial advisor will be able to manage your tax implications in any transaction in order to keep more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the aggregation of your financial assets. Examples of assets are stocks, bonds, mutual funds, exchange-traded funds, anything easily converted to cash, or alternative assets such as real estate. A financial advisor in Fairview Heights, IL will help allocate and diversify your assets in order to mitigate risk and best position your money for growth.
- Retirement Planning
Depending on where you currently are in life and where you want to be when you retire, your Fairview Heights, IL financial advisor will help with tax implications, thinking about the perfect age to retire, when to withdraw money and how much to withdraw. A financial advisor will help you develop a budget and plan for where your income will come from in retirement so you can spend your golden years exactly the way you want to.
- 401(k) Services
We provide 401(k) services to individuals and families as well as Fairview Heights, IL businesses and business owners. Implementing a 401(k) plan is a great way to retain your best employees and keep them productive and happy. Our retirement consultants represent over $230 million in plan assets and thousands of plan participants across the nation. Our Fairview Heights, IL financial advisor team offers broad 401(k) planning for companies as well as personal benefits for their employees.
- 401(k) Rollover
When moving to a new job, it can be confusing to know the best way to manage the savings you already accumulated in a previous Fairview Heights, IL employer's 401(k) plan. You have a few options, including keeping the money in your current plan, putting it in a new 401(k), or moving the money to one of several IRA accounts. A financial advisor will know how to best approach managing your 401(k) funds.
- Generational Wealth Transfers
Your money came from your hard work, and it's understandable to want to leave a legacy and leave something behind for the ones you care about the most. Wealth transfers are not the same as simply leaving possessions behind in estate planning. A financial advisor in Fairview Heights, IL can best allocate your wealth for not only your children but for future generations, even ones you haven't met yet.
- Fiduciary Advising
Anyone can give themselves the title of "financial advisor," so it's vital to choose one who has earned accreditations and certifications from regulatory authorities such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and CERTIFIED FINANCIAL PLANNER™™ professionals, your Fairview Heights, IL financial advisor at Correct Capital is bound by a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a Fairview Heights, IL financial advisor at Correct Capital, we begin by getting to know you and your goals. We will assess your current income, assets, investments, debts, and expenses. Next we've accomplished that, we'll work in tandem with you to determine your preferred risk tolerance and how we can best help you grow your money. As an independent advisory firm, our only commitment is to act in your best interest. There is no limit to the services, products, and investment opportunities our financial advisor team can recommend, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's Fairview Heights, IL Financial Advisor Team Today
Your money and the choice you make with it are personal. At Correct Capital, we believe the relationship between a Fairview Heights, IL individual, family, or business owner and their financial advisor hinges on on trust. We have dedicated our lives to helping our clients reach their personal and financial goals, whether that be sending your children to college or finally getting to buy that dream car in your retirement years. Call our Fairview Heights, IL financial advisor team today at 314-930-401(k) or contact us online to take the first step in feeling great about your money.