Trusted and Experienced Financial Advisor in Belleville, IL.
Financial Advisor in Belleville, IL. You earn your money through hard work, and you want to feel secure about how it's growing and how it's being used. Many individuals and families in Belleville, IL don't have the financial literacy to be sure they're putting their money to good use, while others merely don't have the time or interest to stay up to date on market trends along with new laws and what's going on around the globe. That's when you need a reliable, accomplished, and skilled financial advisor to be your advocate. A Correct Capital financial advisor in Belleville, IL will put your money to work in a way that benefits you. We employ in-depth research and analytics along with our decades of financial advising experience to create personalized financial plans for individuals, families, and companies in Belleville, IL and beyond. Call us today at 314-930-401(k) or contact us online to learn how Correct Capital can help you.
A 2018 study by FINRA revealed that 53 percent of American adults are worried about their finances. The root of that concern is commonly just not being sure they're putting their money in the right places. Once our Belleville, IL financial advisor team gets to know you, your current financial situation and your financial objectives, we'll design a road map to help you realize them. As a fiduciary and an independent firm, your Correct Capital financial advisor is legally and ethically compelled to act in your best interest and we are not limited in the solutions we can suggest. Our financial advisors in Belleville, IL have certifications that can only be acquired through rigorous testing and by meeting stringent education requirements.
What Does a Financial Advisor in Belleville, IL Do?
A financial advisor will examine your current financial situation, determine ways to enhance it, and help you realize your long-term financial goals. A lot of Belleville, IL residents frequently immediately think of investing when they hear wealth management services and financial advisors. While that is a fundamental part of any financial plan, an accomplished financial advisor will be able to offer you all-encompassing financial advice that gives consideration to the whole of your finances. Below are some of the services your Correct Capital financial advisor in Belleville, IL will utilize in order to help you reach your objectives.
- Financial Planning
Our money is involved in nearly everything we do, from retirement planning, to education, real estate deals, choosing insurance policies, and feeding our families. The best financial advisors in Belleville, IL offer comprehensive services and bespoke guidance by giving consideration to your entire financial situation.
- Tax Planning
Taxes are involved in basically every financial transaction and transfer. According to the IRS's own data, almost three quarters of Americans overpay in taxes every year. The United States tax code is infamously complicated, but it contains perfectly legal ways to lower the amount of taxes you pay. An experienced and trustworthy Belleville, IL financial advisor will be able to manage your tax implications in any transaction in the interest of keeping more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the aggregation of your financial assets. Common assets include stocks, bonds, mutual funds, ETFs, anything easily converted to cash, or alternative assets such as real estate. A financial advisor in Belleville, IL will help allocate and diversify your assets in order to alleviate risk and best position your money for growth.
- Retirement Planning
Depending on where you presently are in life and where you want to be when you retire, your Belleville, IL financial advisor will help with tax implications, considering the best age to retire, when to withdraw money and how much to take out. A financial advisor will help you put together a budget and plan what your source of income will be in retirement so you can spend your golden years exactly the way you want to.
- 401(k) Services
We offer 401(k) services to Belleville, IL residents as well as Belleville, IL businesses and business owners. Having a 401(k) plan is a great way to keep your best employees and keep them productive and happy. Our retirement consultants represent more than $230 million in plan assets and thousands of plan participants across the nation. Our Belleville, IL financial advisor team offers broad 401(k) planning for businesses as well as personal benefits for their employees.
- 401(k) Rollover
When moving to a new job, it can be confusing to know the best way to manage the money you've already saved in a previous Belleville, IL employer's 401(k) plan. You have several options, including keeping the money in the account it is currently in, putting it in a new 401(k), or putting the money in one of several IRA accounts. A financial advisor will know how to best go about managing your 401(k) funds.
- Generational Wealth Transfers
You work hard for your money, and it's natural to want to leave a legacy and leave some money behind for the ones you care about the most. Wealth transfers are not the same as merely leaving items behind in estate planning. A financial advisor in Belleville, IL can best grow your wealth for not just your children but for future generations, even ones you haven't met yet.
- Fiduciary Advising
Anyone can give themselves the title of "financial advisor," so it's important to choose one who has accreditations and certifications from regulatory bodies such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and CERTIFIED FINANCIAL PLANNER™™ professionals, your Belleville, IL financial advisor at Correct Capital must abide by a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a Belleville, IL financial advisor at Correct Capital, we start by getting to know you and your goals. We will assess your current income, assets, investments, debts, and expenses. Once we've completed that, we'll work with you to ascertain your preferred risk tolerance and how we can best help you realize your goals. As an independent advisory firm, our only commitment is to act in your best interest. There is no limitation to the services, products, and investment opportunities our financial advisor team can put forward, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's Belleville, IL Financial Advisor Team Today
Your money and the choice you make with it are personal. At Correct Capital, we understand that the relationship between a Belleville, IL individual, family, or business owner and their financial advisor is based on trust. We have dedicated our careers to helping our clients accomplish their personal and financial goals, whether that be sending your children to college or finally getting to purchase that convertible in your retirement years. Call our Belleville, IL financial advisor team today at 314-930-401(k) or contact us online to take the first step in growing your wealth the way you want to.