Trusted and Experienced Financial Advisor in St. Clair County, IL.
Financial Advisor in St. Clair County, IL. You earn your money through hard work, and you want to feel certain about how it's it's being used for your future. Many individuals and families in St. Clair County, IL don't have the financial literacy to be sure they're making the best decisions with their money, while others simply don't have the time or interest to stay up to date on market trends along with new rules and global events. That's when you need a dependable, seasoned, and knowledgeable financial advisor to be your advocate. A Correct Capital financial advisor in St. Clair County, IL will put your money to work for you. We use in-depth research and analytics along with our decades of financial advising experience to implement personalized financial plans for individuals, families, and businesses in St. Clair County, IL and beyond. Call us today at 314-930-4015 or contact us online to discover what Correct Capital can do for you.
A 2018 study by FINRA revealed that 53 percent of American adults are worried about their finances. A source of that anxiety is frequently just not being sure they're managing their money correctly. After our St. Clair County, IL financial advisor team gets to know you, your extant financial situation and your financial ambitions, we'll implement a road map to help you realize them. As a fiduciary and an independent firm, every Correct Capital financial advisor is required to act in your best interest and we are not limited in the plans we can put forward. Our financial advisors in St. Clair County, IL have certifications that can only be awarded through rigorous testing and by meeting stringent education requirements.
What Does a Financial Advisor in St. Clair County, IL Do?
A financial advisor will asses your present financial situation, determine methods to improve it, and help you meet your future financial goals. Many St. Clair County, IL residents often immediately think of investing when they think of wealth management services and financial advisors. While that is a fundamental feature of any financial plan, an accomplished financial advisor will be able to offer you overarching financial advice that gives consideration to the entirety of your finances. The following are some of the services your Correct Capital financial advisor in St. Clair County, IL will utilize to help you realize your objectives.
- Financial Planning
Our money is involved in nearly anything we do, from ensuring we're set up in retirement, to higher and continuing education, real estate purchases and sales, choosing insurance policies, and providing for ourselves and our families. The best financial advisors in St. Clair County, IL offer holistic services and bespoke guidance by taking into account your entire financial situation.
- Tax Planning
Taxes are involved in basically every financial transaction and transfer. According to the IRS's own data, almost three quarters of Americans pay too much in taxes each year. The United States tax code is infamously convoluted, yet it allows for perfectly valid ways to lessen your tax liability. An experienced and trustworthy St. Clair County, IL financial advisor will be able to navigate your tax implications in any transaction in the interest of keeping more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the aggregation of your financial assets. They can include stocks, bonds, mutual funds, ETFs, cash equivalents, or alternative assets such as real estate. A financial advisor in St. Clair County, IL will help allocate and diversify your assets in order to lessen risk and best position your money for growth.
- Retirement Planning
Depending on where you are in life and where you want to be when you retire, your St. Clair County, IL financial advisor will help with tax implications, knowing the best age to retire, when to withdraw money and how much to take out. A financial advisor will help you put together a budget and plan what your source of income will be in retirement so you can spend your latter years exactly the way you want to.
- 401(k) Services
We offer 401(k) services to both St. Clair County, IL residents and St. Clair County, IL businesses and business owners. Having a 401(k) plan is a great way to keep your best employees and keep them productive and happy. Our retirement consultants represent in excess of $230 million in plan assets and thousands of plan participants nationwide. Our St. Clair County, IL financial advisor team offers comprehensive 401(k) planning for businesses as well as individualized benefits for their employees.
- 401(k) Rollover
When changing to a new job, it can be difficult to know the best way to manage the savings you already accumulated in your old St. Clair County, IL employer's 401(k) plan. You have a few options, such as keeping the money in your current plan, moving it to a new 401(k), or putting the money in one of a variety of IRA accounts. A financial advisor will know how to best proceed with managing your 401(k) funds.
- Generational Wealth Transfers
You work hard for your money, and it's understandable to want to leave a legacy and leave some money behind for the ones you care about the most. Wealth transfers are different than merely leaving property behind in estate planning. A financial advisor in St. Clair County, IL can best position your funds for not just your children but for generations to come, even ones you haven't met yet.
- Fiduciary Advising
Anyone can call themselves a "financial advisor," so it's necessary to choose one who has accreditations and certifications from regulatory bodies such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and CERTIFIED FINANCIAL PLANNER™™ professionals, your St. Clair County, IL financial advisor at Correct Capital is bound by a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a St. Clair County, IL financial advisor at Correct Capital, we start by getting to know you and your goals. We will assess your current income, assets, investments, debts, and expenses. Then we've accomplished that, we'll work in tandem with you to establish your preferred risk tolerance and how we can best help you grow your money. As an independent advisory firm, our only obligation is to act in your best interest. There is no limit to the services, products, and investment opportunities our financial advisor team can put forward, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's St. Clair County, IL Financial Advisor Team Today
Your money and the choice you make with it are personal. At Correct Capital, we understand that the relationship between a St. Clair County, IL individual, family, or business owner and their financial advisor depends on trust. We have dedicated our lives to helping our clients achieve their personal and financial goals, whether that be setting up a 401(k) plan or finally getting to drive that convertible in your retirement years. Call our St. Clair County, IL financial advisor team today at 314-930-4015 or contact us online to take the first step in growing your wealth the way you want to.
