Trusted and Experienced Financial Advisor in St. Clair County, IL.
Financial Advisor in St. Clair County, IL. You earn your money through hard work, and you want to feel secure about how it's it's being used for your future. Many individuals and families in St. Clair County, IL don't have the financial literacy to be sure they're putting their money to good use, while others merely don't have the time or interest to stay up to date on market trends along with new laws and what's going on around the globe. That's when you need a trustworthy, accomplished, and skilled financial advisor to be your advocate. A Correct Capital financial advisor in St. Clair County, IL will make your money work in a way that benefits you. We employ in-depth research and analytics along with our decades of wealth management experience to implement customized financial plans for individuals, families, and businesses in St. Clair County, IL and beyond. Call us today at 314-930-401(k) or contact us online to learn what Correct Capital can do for you.
A 2018 study by FINRA found that 53 percent of American adults are anxious about their finances. The root of that apprehensiveness is often simply not being sure they're managing their money correctly. After our St. Clair County, IL financial advisor team gets to know you, your finances and your financial aims, we'll implement a road map to help you reach them. As a fiduciary and an independent firm, your Correct Capital financial advisor is required to act in your best interest and we are not limited in the solutions we can offer you. Our financial advisors in St. Clair County, IL have certifications that can only be awarded through exhaustive testing and by meeting stringent education requirements.
What Does a Financial Advisor in St. Clair County, IL Do?
A financial advisor will asses your current finances, pinpoint means to improve it, and help you achieve your long-term financial goals. A lot of St. Clair County, IL residents commonly immediately think of investing when they consider wealth management services and financial advisors. While that is a key element of any financial plan, a professional financial advisor will be able to give you holistic financial advice that takes into account the entirety of your finances. The following are some of the services your Correct Capital financial advisor in St. Clair County, IL will implement to help you realize your goals.
- Financial Planning
Our finances are involved in almost anything we do, from retirement planning, to higher and continuing education, real estate transactions, deciding on insurance policies, and putting food on the table each night. The best financial advisors in St. Clair County, IL offer comprehensive services and customized counsel by taking into account your entire financial situation.
- Tax Planning
Taxes are involved in just about every financial transaction and transfer. The IRS itself says that almost three quarters of people in the United States overpay in taxes every year. The United States tax code is infamously convoluted, nevertheless it allows for perfectly valid ways to lessen your tax liability. An expert and trustworthy St. Clair County, IL financial advisor will be able to navigate your tax implications in any transaction in the interest of keeping more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the aggregation of your financial assets. Examples of assets are stocks, bonds, mutual funds, ETFs, anything easily converted to cash, or alternative assets such as cryptocurrencies. A financial advisor in St. Clair County, IL will help allocate and diversify your assets in order to reduce risk in the interest of growing your money.
- Retirement Planning
Depending on where you are in life and your desired lifestyle when you retire, your St. Clair County, IL financial advisor will help with tax implications, considering the best age to retire, when to take money out and how much to take out. A financial advisor will help you put together a budget and plan what your source of income will be in retirement so you can spend your golden years exactly the way you want to.
- 401(k) Services
We offer 401(k) services to individuals and families as well as St. Clair County, IL businesses and business owners. Enacting a 401(k) plan is a great way to retain your best employees and keep them productive and happy. Our retirement consultants represent more than $230 million in plan assets and thousands of plan participants across the nation. Our St. Clair County, IL financial advisor team offers broad 401(k) planning for business owners as well as individualized benefits for their employees.
- 401(k) Rollover
When changing to a new job, it can be difficult to know what to do with the money you've already saved in a previous St. Clair County, IL employer's 401(k) plan. You have a few options, such as keeping the money in your current plan, moving it to a new 401(k), or moving the money to one of several IRA accounts. A financial advisor will know how to best approach managing your 401(k) funds.
- Generational Wealth Transfers
You work hard for your money, and it's reasonable to want to leave a legacy and leave something behind for the people you care about the most. Wealth transfers are not the same as merely leaving items behind in estate planning. A financial advisor in St. Clair County, IL can best manage your money for not just your children but for generations to come, even the people you haven't met yet.
- Fiduciary Advising
Anyone can give themselves the title of "financial advisor," so it's crucial to choose one who has received accreditations and certifications from regulatory boards such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and as a Certified Financial Planner™, your St. Clair County, IL financial advisor at Correct Capital must follow a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a St. Clair County, IL financial advisor at Correct Capital, we start by getting to know you and your objectives. We will analyze your current income, assets, investments, debts, and expenses. Once we've done that, we'll work in tandem with you to ascertain your preferred risk tolerance and how we can best help you reach your goals. As an independent advisory firm, our only responsibility is to act in your best interest. There is no limitation to the services, products, and investment opportunities our financial advisor team can recommend, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's St. Clair County, IL Financial Advisor Team Today
Your money and the choice you make with it are personal. At Correct Capital, we know the relationship between a St. Clair County, IL individual, family, or business owner and their financial advisor is based on trust. We have dedicated our careers to helping our clients reach their personal and financial goals, whether that be sending your children to college or finally getting to drive that dream car in your golden years. Call our St. Clair County, IL financial advisor team today at 314-930-401(k) or contact us online to take the first step in feeling great about your money.