Retirement Planning in Country Life Acres, MOQualified, Honest, and Experienced Retirement Consultants and Wealth Managers
Retirement Planning in Country Life Acres, MO. It's never a bad time to start planning for your golden years. Retirement planning can be daunting for many Country Life Acres, MO residents who know what they want their retirement years to look like but aren't sure if they're headed in the right direction. Whether you're interested in a second opinion on an existing plan or are have just started saving, the Country Life Acres, MO retirement planning consultant at Correct Capital are here to help you get from where you are to where you're headed; whether your ideal retirement means as a frequent flyer to Hawaii, or perfecting your sudoku skills. Speak to one of our seasoned and astute wealth managers today by calling 877-930-4015 or by getting in touch with us online.
What is Retirement Planning in Country Life Acres, MO?
Retirement planning is an integral part of of financial planning and wealth management that seeks to determine retirement income and lifestyle goals and merge them with sound and appropriate investment options, asset management, savings plans, and more.
Retirement planning, ideally, starts from the moment you enter the workforce and continues into a happy retirement. If the prospect of planning for an event decades into the future is nerve-racking, or if you simply don't have the time, knowledge, or interest to feel like you can to actively manage a great retirement plan, give the Country Life Acres, MO financial advisors at Correct Capital a call at 877-930-4015. When you enlist our retirement planning services, we get to know you and your finances personally and give you objective and unbiased advice aimed at getting your ideal retirement plan in place.
Schedule a Meeting With an Advisor Today
Correct Capital Wealth Management's office is physically located in St. Louis, MO, but we serve clients throughout the United States in both personal financial planning and corporate retirement plans.
Schedule a 15-Minute Introductory Call
More From Correct Capital Wealth Management
Explore how Correct Capital Wealth Management can help guide you toward smarter decisions, clearer goals, and lasting financial success.
Subscribe To Our Newsletter Listen To Our Podcast Watch Our YouTube Channel
The Importance of Retirement Planning in Country Life Acres, MO
Life expectancy in the United States is higher than ever, and retirement planning has never been more essential to ensuring we are happy and comfortable for the remainder of our lives. But not enough people in Country Life Acres, MO and throughout the country appreciate the importance of developing a comprehensive plan years and even decades before our ideal retirement date. According to a recent study from the U.S. Department of Labor:
- Only about 50% of Americans have considered how much income they will need in retirement
- Over one-fourth of workers whose employers' offered a defined contribution plan such as a 401(k) did not add any savings to it
- The average person in the United States lives for about 20 years
More research noted that over 75% of Americans have expressed anxiety that they have not saved enough to be financially independent in retirement. While it can be tempting to put off retirement planning as more immediate concerns arise in our day-to-day lives, the truth is neglecting to set up a sound retirement plan can have dire consequences for ourselves and for future generations. Even if you are dutifully putting money aside, you should still get in touch with a retirement planning specialist in Country Life Acres, MO to see if there is anything you are missing, for instance assessing tax planning considerations or if it might be better to keep your 401(k) or roll over your 401(k) when moving to a new employer. Our CERTIFIED FINANCIAL PLANNER™ professionals in Country Life Acres, MO are here to perform a comprehensive evaluation of your finances and to identify areas of your savings that are safe and those that could use an upgrade.

8 Ways to Upgrade Retirement Planning in Country Life Acres, MO
Below are some key tips to contemplate when beginning or fine-tuning your retirement planning:
- Start saving early
Most financial professionals suggest starting retirement savings as young as you can, as soon as you get your first paycheck. While at any age you can start putting money aside, starting a few years earlier can result in a difference of tens of thousands, if not hundreds of thousands of dollars.
- Understand your time horizon
Your time horizon refers to an investment timeline based on when you want to retire. Would you like to retire early? Or are you more content working and want to put off full retirement for a few more years? Are you retiring soon, or several decades down the line? when you know that, you will be able to define your risk tolerance and determine how to optimize your savings.
- Understand what kind of life you want to live in retirement
If you dream of yearly trips to Bora Bora, or prefer to be home as much as possible, your retirement planning needs will be different. If you don't understand your lifestyle goals, you may not have sufficient income to live the retirement you dreamed of.
- Don't forget about other priorities
While it's always a good idea to prioritize retirement planning as early as possible, do not forget about other financial issues in Country Life Acres, MO like valuable real estate investments.
- Strive for a well-balanced financial portfolio
In order to best attain long-term growth, it's crucial to have a diversified portfolio, understand your risk tolerance as it relates to your time horizon, and maximize your tax benefits. While stocks are often seen as the keystone to a high-performing portfolio, you'll always want to invest in bonds, cash equivalents, mutual funds, ETFs, and more.
- Choose the best retirement account(s) for you
Many Country Life Acres, MO residents find that the 401(k) company offered by their current or past employer meets their needs and are comfortable that their savings are growing well. Others may not be offered a 401(k), are considering transferring the funds to an IRA, if they should perform a 401(k) rollover, or have any of countless other doubts. Depending on your age, certain tax considerations, and more.
- Pay attention to estate planning
Estate planning ensures a safe financial future for those you love most. A wise life insurance plan will also safeguard your Country Life Acres, MO family if the tragic happens.
- Hire professional retirement consultants
Like in any sphere, there's no replacement for a professional. Veteran retirement consultants in Country Life Acres, MO, like those at Correct Capital, know how to take a look at someone's finances, goals, and current retirement funds and identify any possible issues and see where you can improve; the same way a chiropractor can notice issues with your alignment.
While you're busy earning money for your retirement plan, your Country Life Acres, MO retirement planning specialists at Correct Capital will be working hard to actively manage your account.
Other services we offer in Country Life Acres, MO include:

Country Life Acres, MO Retirement Planning | Correct Capital
At Correct Capital, our financial advisors give you our I.O.U. promise: we are independent, objective, and unbiased in all of the services and advice we offer. As fiduciary advisors and a Registered Investment Advisor, we have the analytics, and morals to do what's best for you and only you. If you want to make sure you're on the right track in Country Life Acres, MO, or want to develop a comprehensive plan that we can help you follow for years to come, call Correct Capital today at 877-930-4015 or contact us online.