Trusted and Experienced Financial Advisor in Lake St. Louis, MO.
Financial Advisor in Lake St. Louis, MO. You work hard for your money, and you want to feel certain about how it's growing and how it's being used. Many Lake St. Louis, MO residents don't have the financial literacy to be confident they're putting their money to good use, while others simply don't have the time or interest to stay up to date on market trends along with new rules and what's going on around the globe. That's when you need a trustworthy, accomplished, and knowledgeable financial advisor on your side. A Correct Capital financial advisor in Lake St. Louis, MO will make your money work for you. We utilize in-depth research and analytics along with our decades of wealth management experience to design tailored financial plans for individuals, families, and businesses in Lake St. Louis, MO and beyond. Call us today at 877-930-4015 or contact us online to discover what Correct Capital can do for you.
A 2018 study by FINRA reported that 53 percent of American adults are worried about their finances. The cause of that anxiety is frequently simply not being sure they're making the right decisions with their money. Once our Lake St. Louis, MO financial advisor team gets to know you, your finances and your financial objectives, we'll build a road map to help you achieve them. As a fiduciary and an independent firm, every Correct Capital financial advisor is legally and ethically bound to act in your best interest and we are not limited in the solutions we can suggest. Our financial advisors in Lake St. Louis, MO have certifications that can only be acquired through exhaustive testing and by meeting stringent education requirements.
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What Does a Financial Advisor in Lake St. Louis, MO Do?
A financial advisor will asses your extant financial situation, pinpoint means to enhance it, and help you reach your future financial goals. A lot of Lake St. Louis, MO residents often immediately think of investing when they think of wealth management services and financial advisors. While that is a crucial part of any financial plan, an accomplished financial advisor will be able to offer you overarching financial advice that considers the whole of your finances. Below are some of the services your Correct Capital financial advisor in Lake St. Louis, MO will utilize to help you reach your objectives.
- Financial Planning
Our finances are involved in more or less anything we do, from making sure we're set up in retirement, to higher education, real estate transactions, deciding on insurance policies, and putting food on the table each night. The best financial advisors in Lake St. Louis, MO offer holistic services and customized counsel by considering your entire financial situation.
- Tax Planning
Taxes are part of basically every financial transaction and transfer. The IRS itself says that over 70 percent of people in the United States overpay in taxes every year. The United States tax code is infamously convoluted, yet it allows for perfectly legitimate ways to diminish your tax liability. An accomplished and trustworthy Lake St. Louis, MO financial advisor will be able to manage your tax implications in any transaction in order to keep more money in your pocket.
- Portfolio Management and Asset Management
Your financial portfolio is the aggregation of your financial assets. They can include stocks, bonds, mutual funds, ETFs, anything easily converted to cash, or alternative assets such as real estate. A financial advisor in Lake St. Louis, MO will help allocate and diversify your assets in order to mitigate risk and best position your money for growth.
- Retirement Planning
Depending on where you currently are in life and your desired lifestyle when you retire, your Lake St. Louis, MO financial advisor will help with tax implications, thinking about the right age to retire, when to take money out and how much to withdraw. A financial advisor will help you develop a budget and plan for where your income will come from in retirement so you can spend your golden years exactly the way you want to.
- 401(k) Services
We offer 401(k) services to individuals and families as well as Lake St. Louis, MO businesses and business owners. Implementing a 401(k) plan is a great way to keep your best employees and keep them productive and happy. Our retirement consultants represent more than $230 million in plan assets and thousands of plan participants across the United States. Our Lake St. Louis, MO financial advisor team offers broad 401(k) planning for businesses as well as personal benefits for their employees.
- 401(k) Rollover
When moving to a new job, it can be confusing to know what to do with the money you've already saved in your old Lake St. Louis, MO employer's 401(k) plan. You have several options, including keeping the money in the account it is currently in, moving it to a new 401(k), or putting the money in one of a variety of IRA accounts. A financial advisor will know how to best approach managing your 401(k) funds.
- Generational Wealth Transfers
You work hard for your money, and it's natural to want to leave a legacy and leave some money behind for the people you care about the most. Wealth transfers are not the same as merely leaving possessions behind in estate planning. A financial advisor in Lake St. Louis, MO can best allocate your money for not just your children but for generations to come, even the people you haven't met yet.
- Fiduciary Advising
Anyone can call themselves a "financial advisor," so it's essential to choose one who has received accreditations and certifications from regulatory boards such as the CFP Board, Fi360, InFRE, and FINRA. As fiduciary advisors and CERTIFIED FINANCIAL PLANNER™™ professionals, your Lake St. Louis, MO financial advisor at Correct Capital must obey a "Code of Ethics and Standards of Conduct" to:
- Act with honesty, integrity, competence, and diligence.
- Act in the client's best interest.
- Exercise due care.
- Avoid conflicts of interest, disclose them when they arise, and manage them in the client's best interest.
- Maintain confidentiality and protect the privacy of client information.
- Act in a manner that reflects positively on the financial planning profession and CFP® certification.
When you hire a Lake St. Louis, MO financial advisor at Correct Capital, we start by getting to know you and your objectives. We will assess your current income, assets, investments, debts, and expenses. Once we've done that, we'll work with you to ascertain your preferred risk tolerance and how we can best help you achieve your goals. As an independent advisory firm, our only priority is to act in your best interest. There is no limitation to the services, products, and investment opportunities our financial advisor team can offer you, and we will never try to sell you on something we do not believe in ourselves.
Call Correct Capital's Lake St. Louis, MO Financial Advisor Team Today
Your money and the decisions you make with it are personal. At Correct Capital, we understand that the relationship between a Lake St. Louis, MO individual, family, or business owner and their financial advisor depends on trust. We have dedicated our careers to helping our clients realize their personal and financial objectives, whether that be sending your children to college or finally getting to purchase that convertible in your retirement years. Call our Lake St. Louis, MO financial advisor team today at 877-930-4015 or contact us online to take the first step in growing your wealth the way you want to.
