Financial Portfolio Management St. Louis Hills, MO. It can be complex and tiring to control a wide variety of investments while also monitoring market fluctuations. Your experienced St. Louis Hills, MO financial advisors at Correct Capital know how to handle all of your investments. As a Registered Investment Advisor (RIA), we have access to a wealth of research and investment solutions to make sure your wealth is growing as it should. Call us today at 877-930-4015 or contact us online to create your ideal portfolio and safeguard you and your family’s future.
As the ultimate goal of financial portfolio management is to grow your wealth, you need fiduciary mindset St. Louis Hills, MO financial portfolio management professionals you can trust. As we are unbiased and privately owned, we steer clear of conflicts of interest and are legally obligated to offer you advice and manage your portfolio in a manner that’s the best thing for for you and only you. We have worked together with hundreds of St. Louis Hills, MO area residents and families to build customized financial solutions and help grow their wealth, regardless of what their needs or goals may be.
What is Financial Portfolio Management?
A financial portfolio is the collection of your financial assets. An adept St. Louis Hills, MO financial professional can provide portfolio management to better meet your goals. There are many investment options to consider:
- Stocks, or equities, are the shares you own of publicly traded companies. You will be able to sell some stocks for more than you bought them for as their value rises over time. Some corporations also offer a portion of their profits to their investors as dividends.
- Bonds could be either corporate or governmental, and are in essence a loan an investor makes to a borrower. They are usually given as a way for the borrower to fund projects or operations. As the investor, you make money off of the interest payments on the loan.
- Cash and cash equivalents are either the money you already have in your account, or any asset that is easily converted into cash such as treasury bills, short-term government bonds, marketable securities, or similar readily-convertible assets.
- Mutual Funds are an investment strategy that accumulates money from multiple investors and invests it in assorted securities, such as stocks, bonds, or other assets. They permit individual investors to diversify their assets, often times have relatively low initial investment requirements, and can be bought in partial shares or fixed dollar amounts. Mutual funds are managed by a fund manager, and shares are bought and sold at their closing price at the end of the day.
- Exchange Traded Funds (ETFs) are similar to mutual funds in that investors pool their funds and they allow for a diversified portfolio. ETFs can hold traditional assets such as stocks and bonds, or alternative assets like commodities. They give investors access to a particular part of the market while providing diversification across the sector. ETFs are purchased and sold throughout the day as their prices fluctuate.
- Alternative assets are any assets not covered above. Stocks, bonds, and cash are usually considered the core assets of a financial portfolio, but a portfolio can also include real estate or cryptocurrencies.
Financial portfolio management is the task of overseeing a client’s finances in a way that meets their long-term goals and adheres to their risk tolerance. The dependable St. Louis Hills, MO financial portfolio advisors at Correct Capital will help you understand how to position each kind of asset to meet your personal needs. As our St. Louis Hills, MO clients entrust us with their future, we strive to build personal relationships with them and understand your financial portfolio management needs to optimize your assets.
Correct Capital’s Portfolio Management Strategy
Depending on your specific needs, our Correct Capital St. Louis Hills, MO financial consultants will help you pick the best methods of investment for you. We actively manage your investments to ensure your portfolio and you financial goals stay synched.
Active Financial Portfolio Management
This investment approach usually requires daily decisions and transactions. While it is sometimes thought of as high-risk, our St. Louis Hills, MO financial consultants have the knowledge to actively manage your account without compromising your preferred level of risk. The goal here is to beat the performance of the market and to get you the best possible return on your investments. The success of this strategy depends on up-to-date, in-depth research and analysis and savvy financial professionals and portfolio managers. As an RIA, Correct Capital has the tools and resources you need to optimize your portfolio. We track market trends, changes to the economy and more in order to precisely time the sale and purchase of assets to maximize your returns.
With our knowledge and customized guidance, our team of financial consultants will adapt with changes in the market to build a financial portfolio management plan tailor-made specifically for you and your St. Louis Hills, MO family.
Passive Financial Portfolio Management
This is often referred to as a ”set-at-and-forget-it” approach, and it tries to match the performance of a particular market index with the idea being that your money grows slowly over time, trading off a potentially higher return with more certainty.
While some St. Louis Hills, MO investors choose a passive investment strategy, we think of ourselves as active portfolio managers. The St. Louis Hills, MO investment professionals at Correct Capital have the experience and knowledge to actively manage your assets in order to optimize your money in the interest of keeping your wealth growing.
Key Concepts in Financial Portfolio Management
Risk Tolerance
The St. Louis Hills, MO financial professionals at Correct Capital know that every St. Louis Hills, MO client has their own life circumstances, and therefore their tolerance for or aversion to risk will be different. All investments carry some amount of risk, but depending on your risk tolerance you may necessitate a more active or a more passive financial portfolio management approach. St. Louis Hills, MO residents with a higher risk tolerance will be more willing to see fluctuations in their portfolio in the market, while clients with a lower risk tolerance will want to see gains that may be lower, but will be steadier and more consistent. Our St. Louis Hills, MO team of financial advisors will give you independent, objective, and unbiased direction to help you find the best risk tolerance for your portfolio.
Asset Allocation
Asset allocation is the determination of how to position your wealth for long-term growth. A healthy mix of asset allocation will help your portfolio match your risk tolerance, safeguard against loss, and maximize tax benefits. Optimal asset allocation can be complicated and confusing, even for knowledgeable St. Louis Hills, MO investors. Correct Capital’s team of St. Louis Hills, MO financial advisors has the data, analysis capabilities, and experience to allocate your money in a way that stimulates growth and mitigates risk.
Diversification
The only given in the investment community is that there is no 100% accurate, guaranteed way to predict winning and losing stocks. Your St. Louis Hills, MO financial portfolio management team at Correct Capital will help formulate a plan for how to meet your goals with the understanding that diversification is a key part of financial portfolio management. Having more types of assets and distributing your assets across various investments can help mitigate your exposure to risk.
Rebalancing
Sometimes fluctuations in the market lead a client’s preferred target allocation to change. You may have started with a 70/30 high-risk to low-risk ratio, which due to changes in the market shift to an 80/20 ratio. Our St. Louis Hills, MO financial portfolio management consultants will rebalance your portfolio to keep it aligned with your risk tolerance and stimulate strong long-term results.
Take a look at the links below to see what other financial services we offer:
- Succession Planning
- Fiduciary Financial Advisor
- Company 401(k) Plans
- ESOP Advisor
- Self-Employed Retirement Plans
Why You Should Hire Correct Capital as Your St. Louis Hills, MO Financial Portfolio Management Advisors
At Correct Capital, we strive to build a financial portfolio management strategy for every St. Louis Hills, MO client that is as unique as their individual financial needs. We build a personal relationship with you to enhance our understanding of how we can help you. We’ll create a personalized budget based on your spending and income and create optimal asset allocation. With our secure and simple online portal, you’ll be able to follow your wealth growth every day. Whether you’re trying to grow a fund for your children’s higher education, planning your retirement, making business transactions, or trying to leave as much behind for future generations as you can, our Correct Capital St. Louis Hills, MO financial advisors will help you meet your financial goals. As a fiduciary advisory firm, we are legally obligated to do what’s in your best interest. Call us today at 877-930-4015 or contact us online.
